Mi Wuk Village, CA · standard

ZIP Code 95346

Tuolumne County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,272
82/sq mi Moderate-density area
$92,057
Median income Above-median income area
$508,900
Median home value Above-median home value
53.2%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Mi Wuk Village pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 13%
home value, US ZIPs
82
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95346 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 95346 (Mi Wuk Village, CA) fell -5.5% from 2023 to 2024. The all-transactions index moved from 265.7 in 2023 to 251.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 95346 is a sparsely populated ZIP (a standard USPS delivery area) in Mi Wuk Village, Tuolumne County, California, home to just 1,272 residents across 15.5 square miles, a density of 82 people per square mile, in the Los Angeles time zone.

ZIP 95346 lands in the middle-income range, with a median household income of $92,057 (9% below the average California ZIP), while per-capita income is $66,268. The poverty rate is 0.0%, with unemployment at 8.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $508,900 (34% below the average California ZIP), and median rent is $1,353; owner occupancy is 79.9%.

This is a highly-educated ZIP: 53.2% of adults hold a bachelor's degree or higher, the median age is 56.2, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Tuolumne County, so 95346 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 95346

Top 5 sectors by establishment count in Mi Wuk Village, CA

Which industries have the most business establishments in ZIP 95346.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95346, Mi Wuk Village, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,272

Population

15.5

Area (sq mi)

82

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95346?

56.2

Median Age

60.5%

Male

39.5%

Female

1.4%

Foreign-Born

White 94.1%
African American 2.6%
Asian 1.4%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.3%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,057

Median Household Income

-9% vs state ZIP avg

$66,268

Per Capita Income

0.0%

Poverty Rate

8.2%

Unemployment Rate

How ZIP 95346 ranks among California ZIPs

Mi Wuk Village, CA household income vs. every California ZIP code

Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$92,057 48th percentile higher than 48% of 1,583 California ZIPs

This ZIP $0 $200K+ every California ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 53.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,378

Total Housing Units

477

Occupied Units

901

Vacant Units

1.94

Avg Household Size

Occupancy Type

Owner 79.9%
Renter 20.1%

$508,900

Median Home Value

-34% vs state ZIP avg

$1,353

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.5%

YoY Change (2024)

251

HPI Index (2000 = 100)

+151%

Total Change Since 2000

Home values in ZIP 95346 have decreased 5.5% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.0% 200
2021 +17.9% 236
2022 +12.1% 265
2023 +0.3% 266
2024 -5.5% 251

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 95346, employing approximately 54 people with a combined annual payroll of $2,672,000.

21

Businesses

54

Employees

$2.7M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 5 23.8%
Construction 3 14.3%
Retail trade 3 14.3%
Accommodation and food services 3 14.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95346 vs 95383 →

ZIP 95346 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95346 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95346 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95346 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95383 Twain Harte, CA 3,937 4.0 mi
95335 Long Barn, CA 541 5.3 mi
95379 Tuolumne, CA 3,898 8.4 mi
95372 Soulsbyville, CA 1,963 6.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 95346, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,272 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Tuolumne County

Frequently Asked Questions

What county is ZIP code 95346 in?

ZIP code 95346 (Mi Wuk Village) is located in Tuolumne County, California. Tuolumne County contains multiple ZIP codes, see the full list at /counties/tuolumne-ca.

What is the population of ZIP code 95346?

ZIP code 95346 in Mi Wuk Village, CA has a population of 1,272 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 95346?

The median household income in ZIP 95346 is $92,057, which is 21% above the national average of $76,288.

What is the average home value in ZIP 95346?

The median home value in ZIP 95346 is $508,900, which is 83% above the national average of $278,155.

What is the demographic makeup of ZIP 95346?

The largest racial group in ZIP 95346 is White at 94.1%. Hispanic or Latino residents make up 1.8% of the population.

How many businesses are in ZIP code 95346?

ZIP code 95346 has 21 business establishments employing approximately 54 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 95346?

The top industries by establishment count in ZIP 95346 are: Other services (except public administration) (5), Construction (3), Retail trade (3). There are 4 industry sectors represented in total.

How have home values changed in ZIP code 95346?

According to the FHFA House Price Index, home values in ZIP 95346 decreased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 95346?

In ZIP code 95346, 59.1% of residents aged 25+ have a high school diploma or higher, and 53.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 95346?

In ZIP code 95346, approximately 79.9% of occupied housing units are owner-occupied and 20.1% are renter-occupied, based on Census ACS 2023 data.

ZIP 95346's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 95346's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.