PlainZIP

Chico, CA · standard

ZIP Code 95973

Butte County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,957
37/sq mi
$92,813
Median income
$489,900
Median home value
41.8%
Bachelor's or higher

The verdict

Chico pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 13%
home value, US ZIPs
37
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95973 against every reporting US ZIP.

ZIP code 95973 is classified by USPS as a standard delivery area and covers roughly 861.4 square miles in Chico, Butte County, California. The area is home to 31,957 residents, producing a population density of 37 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95973 against California and the nation.

On the economic side, the median household income for ZIP 95973 sits at $92,813 (9% below the California average), while per-capita income is $46,086. The poverty rate stands at 11.0% and the unemployment rate at 5.6%. On housing, the median home value is $489,900 (37% below the state average) with median rent at $1,619 per month, and 62.1% of occupied units are owner-occupied, a direct signal of whether 95973 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.8% of adults hold a bachelor's degree or higher, the median age is 37.6, and the average commute is 19 minutes. Use the benchmarks above to see where 95973 sits relative to California and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95973

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95973.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95973, Chico, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

31,957

Population

861.4

Area (sq mi)

37

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95973?

37.6

Median Age

49.2%

Male

50.8%

Female

8.7%

Foreign-Born

White 69.7%
African American 1.7%
Asian 5.3%
American Indian or Alaska Native 1.5%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 14.1%
Hispanic or Latino 19.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,813

Median Household Income

-9% vs state

$46,086

Per Capita Income

11.0%

Poverty Rate

5.6%

Unemployment Rate

19.2 min

Mean Commute Time

How ZIP 95973 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$92,813 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 41.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,353

Total Housing Units

15,323

Occupied Units

1,030

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 62.1%
Renter 37.9%

$489,900

Median Home Value

-37% vs state

$1,619

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.1%

YoY Change (2024)

279

HPI Index (2000 = 100)

+179%

Total Change Since 2000

Home values in ZIP 95973 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +179% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.7% 234
2021 +9.2% 255
2022 +8.9% 278
2023 -3.4% 268
2024 +4.1% 279

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 849 business establishments in ZIP 95973, employing approximately 9,000 people with a combined annual payroll of $505,183,000.

849

Businesses

9,000

Employees

$505.2M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 142 16.7%
Health care and social assistance 134 15.8%
Professional, scientific, and technical services 96 11.3%
Finance and insurance 80 9.4%
Other services (except public administration) 65 7.7%
Administrative and support and waste management and remediation services 64 7.5%
Retail trade 60 7.1%
Real estate and rental and leasing 46 5.4%
Accommodation and food services 37 4.4%
Wholesale trade 36 4.2%
Manufacturing 31 3.6%
Transportation and warehousing 14 1.6%
Information 12 1.4%
Educational services 9 1.1%
Arts, entertainment, and recreation 9 1.1%
Agriculture, forestry, fishing and hunting 7 0.8%
Management of companies and enterprises 6 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Butte County

95926 standard
Chico, CA
Pop: 37,725
95928 standard
Chico, CA
Pop: 36,511
95966 standard
Oroville, CA
Pop: 30,643
95969 standard
Paradise, CA
Pop: 27,549
95965 standard
Oroville, CA
Pop: 20,384
95954 standard
Magalia, CA
Pop: 12,251

Related Areas

Butte County Chico, CA California

Frequently Asked Questions

What county is ZIP code 95973 in? ▼
ZIP code 95973 (Chico) is located in Butte County, California. Butte County contains multiple ZIP codes, see the full list at /counties/butte-ca.
What is the population of ZIP code 95973? ▼
ZIP code 95973 in Chico, CA has a population of 31,957 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95973? ▼
The median household income in ZIP 95973 is $92,813, which is 22% above the national average of $76,288.
What is the average home value in ZIP 95973? ▼
The median home value in ZIP 95973 is $489,900, which is 76% above the national average of $278,155.
What is the demographic makeup of ZIP 95973? ▼
The largest racial group in ZIP 95973 is White at 69.7%. Hispanic or Latino residents make up 19.7% of the population.
How many businesses are in ZIP code 95973? ▼
ZIP code 95973 has 849 business establishments employing approximately 9,000 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95973? ▼
The top industries by establishment count in ZIP 95973 are: Construction (142), Health care and social assistance (134), Professional, scientific, and technical services (96). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 95973? ▼
According to the FHFA House Price Index, home values in ZIP 95973 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 179%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95973? ▼
In ZIP code 95973, 60.6% of residents aged 25+ have a high school diploma or higher, and 41.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95973? ▼
The mean commute time for workers in ZIP code 95973 is 19.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95973? ▼
In ZIP code 95973, approximately 62.1% of occupied housing units are owner-occupied and 37.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95973? ▼
The poverty rate in ZIP code 95973 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Chico, CA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.