Residential delivery area · California
ZIP Code 95973: Chico, CA
ZIP code 95973 uses the postal name Chico, California and lies mostly in Butte County (62% of its land) with the rest in Tehama County (Census 2020 ZIP-county file). About 39,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Chico's 4 residential ZIP codes. Median household income is $92,813 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cohasset (8%) and Nord (under 1%), and 5% in smaller places; 87% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Chico · 4 residential ZIPs
- County
- Butte County (62%); Tehama County (39%)
- Census places
- Cohasset (8%) census-designated place; Nord (under 1%) census-designated place
- Metro area
- Chico, CA
- House district
- CA-1 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 300.1 sq mi · 130 people per sq mi
Where is ZIP code 95973?
95973 centers on 39.877°, -121.860° and covers 300.1 square miles of land plus 2.0 of water. It borders 7 ZIP codes: 96092, 95926, 95942, 95951, 95928, 96021, 95963.
The map draws ZIP code areas only. For the streets inside 95973, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95973 compare with the rest of Chico?
| Measure | 95973 | In Chico | In Butte County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 39,031 | 2nd of 4 | 2nd of 21 | 402nd of 1,802 |
| Median household income | $93k | 1st of 3 | 1st of 10 | 665th of 1,189 |
| Median home value | $490k | 2nd of 3 | 3rd of 12 | 956th of 1,317 |
Its median household income is higher than in 76% of U.S. residential ZIP codes, and it is denser than 57% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95973?
The 2020 Census counted 39,609 people in 95973; the ACS, which samples households over 2020-2024, estimates 39,031. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 39,031
- 2020 Census count
- 39,609
- Households
- 15,323
- Median age
- 37.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95973?
Of the 39,031 people the ACS estimates in 95973, 22.8% are under 18 and 16.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (66.0%), then Hispanic or Latino (19.7%).
- Under 1822.8%
- 18 to 6460.7%
- 65 and older16.4%
- White, not Hispanic66.0%
- Hispanic or Latino19.7%
- Other or two or more7.2%
- Asian, not Hispanic5.3%
- Black, not Hispanic1.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95973 earn?
Median household income is $92,813 (ACS 2020-2024), the highest of the 10 ranked ZIP codes in Butte County.
- Median household income
- $92,813
- Income per person
- $46,086
- Below the poverty line
- 11.0%
- Unemployed (of the labor force)
- 5.6%
- Adults 25+ with a bachelor's degree
- 41.8%
- Adjusted gross income per tax return, 2022
- $90,70917,220 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95973?
FHFA's house price index for 95973, built from repeat sales and appraisals of the same homes, rose 66% from 2015 to 2025 and rose 21% from 2020 to 2025, and moved +1.2% in 2025.
- Median home value (owners' estimate)
- $489,900
- Median gross rent
- $1,619
- Homes owned by their occupants
- 62.1%
- Housing units
- 16,353
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95973?
849 business establishments had a location in this ZIP code in 2023, 99 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction142
- Health care and social assistance134
- Professional, scientific, and technical services96
- Finance and insurance80
- Other services (except public administration)65
- Administrative and support and waste management and remediation services64
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95973?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 96092 | Vina | 327 | $41k | 8.8 mi |
| 95926 | Chico | 40,567 | $62k | 9.1 mi |
| 95942 | Forest Ranch | 2,089 | $116k | 10.6 mi |
| 95951 | Hamilton City | 2,698 | $70k | 13.1 mi |
| 95928 | Chico | 37,409 | $65k | 13.5 mi |
| 96021 | Corning | 14,812 | $60k | 22.0 mi |
| 95963 | Orland | 16,070 | $68k | 25.2 mi |
| 95929 | Chico | 0 | – | 10.4 mi (near) |
| 95954 | Magalia | 8,165 | $61k | 15.0 mi (near) |
| 95969 | Paradise | 8,339 | $69k | 15.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.