PlainZIP

Cottonwood, CA · standard

ZIP Code 96022

Tehama County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,768
25/sq mi
$89,338
Median income
$366,700
Median home value
22.0%
Bachelor's or higher

The verdict

Cottonwood pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 24%
home value, US ZIPs
25
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96022 against every reporting US ZIP.

ZIP code 96022 is classified by USPS as a standard delivery area and covers roughly 625.7 square miles in Cottonwood, Tehama County, California. The area is home to 15,768 residents, producing a population density of 25 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96022 against California and the nation.

On the economic side, the median household income for ZIP 96022 sits at $89,338 (12% below the California average), while per-capita income is $40,804. The poverty rate stands at 9.6% and the unemployment rate at 6.0%. On housing, the median home value is $366,700 (53% below the state average) with median rent at $1,450 per month, and 77.2% of occupied units are owner-occupied, a direct signal of whether 96022 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.0% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 25 minutes. Use the benchmarks above to see where 96022 sits relative to California and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 96022

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 96022.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96022, Cottonwood, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

15,768

Population

625.7

Area (sq mi)

25

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 96022?

41.8

Median Age

51.7%

Male

48.3%

Female

4.5%

Foreign-Born

White 77.6%
African American 1.0%
Asian 3.1%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.7%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,338

Median Household Income

-12% vs state

$40,804

Per Capita Income

9.6%

Poverty Rate

6.0%

Unemployment Rate

24.6 min

Mean Commute Time

How ZIP 96022 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$89,338 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.4%
Bachelor's Degree or Higher 22.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,725

Total Housing Units

6,246

Occupied Units

479

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 77.2%
Renter 22.8%

$366,700

Median Home Value

-53% vs state

$1,450

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.4%

YoY Change (2024)

278

HPI Index (2000 = 100)

+178%

Total Change Since 2000

Home values in ZIP 96022 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +178% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 212
2021 +12.7% 239
2022 +11.2% 266
2023 -0.0% 266
2024 +4.4% 278

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 165 business establishments in ZIP 96022, employing approximately 839 people with a combined annual payroll of $37,929,000.

165

Businesses

839

Employees

$37.9M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 45 27.3%
Retail trade 20 12.1%
Transportation and warehousing 14 8.5%
Accommodation and food services 13 7.9%
Professional, scientific, and technical services 12 7.3%
Health care and social assistance 11 6.7%
Other services (except public administration) 10 6.1%
Wholesale trade 8 4.8%
Real estate and rental and leasing 7 4.2%
Manufacturing 6 3.6%
Finance and insurance 6 3.6%
Administrative and support and waste management and remediation services 5 3.0%
Agriculture, forestry, fishing and hunting 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Tehama County

96080 standard
Red Bluff, CA
Pop: 28,764
96021 standard
Corning, CA
Pop: 16,097
96055 standard
Los Molinos, CA
Pop: 3,935
96035 standard
Gerber, CA
Pop: 3,324
96059 standard
Manton, CA
Pop: 688
96092 standard
Vina, CA
Pop: 496

Related Areas

Tehama County Cottonwood, CA California

Frequently Asked Questions

What county is ZIP code 96022 in? ▼
ZIP code 96022 (Cottonwood) is located in Tehama County, California. Tehama County contains multiple ZIP codes, see the full list at /counties/tehama-ca.
What is the population of ZIP code 96022? ▼
ZIP code 96022 in Cottonwood, CA has a population of 15,768 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96022? ▼
The median household income in ZIP 96022 is $89,338, which is 17% above the national average of $76,288.
What is the average home value in ZIP 96022? ▼
The median home value in ZIP 96022 is $366,700, which is 32% above the national average of $278,155.
What is the demographic makeup of ZIP 96022? ▼
The largest racial group in ZIP 96022 is White at 77.6%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 96022? ▼
ZIP code 96022 has 165 business establishments employing approximately 839 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96022? ▼
The top industries by establishment count in ZIP 96022 are: Construction (45), Retail trade (20), Transportation and warehousing (14). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 96022? ▼
According to the FHFA House Price Index, home values in ZIP 96022 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 178%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96022? ▼
In ZIP code 96022, 49.4% of residents aged 25+ have a high school diploma or higher, and 22.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 96022? ▼
The mean commute time for workers in ZIP code 96022 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 96022? ▼
In ZIP code 96022, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96022? ▼
The poverty rate in ZIP code 96022 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cottonwood, CA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.