Cottonwood, CA · standard
ZIP Code 96022
Tehama County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,768
- 25/sq mi
- $89,338
- Median income
- $366,700
- Median home value
- 22.0%
- Bachelor's or higher
National ZIP placement
Cottonwood pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 25
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96022 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 96022 (Cottonwood, CA) rose +4.4% from 2023 to 2024. The all-transactions index moved from 265.9 in 2023 to 277.5 in 2024 (2000 = 100).
ZIP code 96022 is a mid-sized community (a standard USPS delivery area) in Cottonwood, Tehama County, California, home to 15,768 residents across 625.7 square miles, a density of 25 people per square mile, in the Los Angeles time zone.
ZIP 96022 lands in the middle-income range, with a median household income of $89,338 (12% below the average California ZIP), while per-capita income is $40,804. The poverty rate is 9.6%, with unemployment at 6.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $366,700 (53% below the average California ZIP), and median rent is $1,450; owner occupancy is 77.2%.
Educational attainment sits below the national norm: 22.0% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 25 minutes. No nearby ZIP peer set is available for this delivery area, so the California and national benchmarks above are the appropriate context for 96022.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 96022
Top 5 sectors by establishment count in Cottonwood, CA
Which industries have the most business establishments in ZIP 96022.
- Construction
Construction
45 establishments
- Retail trade
Retail trade
20 establishments
- Transportation and warehousing 14
Transportation and warehousing
14 establishments
- Accommodation and food services 13
Accommodation and food services
13 establishments
- Professional, scientific, and technical services 12
Professional, scientific, and technical services
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 96022, Cottonwood, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,768
Population
625.7
Area (sq mi)
25
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 96022?
41.8
Median Age
51.7%
Male
48.3%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,338
Median Household Income
-12% vs state ZIP avg
$40,804
Per Capita Income
9.6%
Poverty Rate
6.0%
Unemployment Rate
24.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,725housing units
6,725
Total Housing Units
6,246
Occupied Units
479
Vacant Units
2.73
Avg Household Size
Occupancy Type
$366,700
Median Home Value
-53% vs state ZIP avg
$1,450
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
278
HPI Index (2000 = 100)
+178%
Total Change Since 2000
Home values in ZIP 96022 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +178% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.9% | 212 |
| 2021 | +12.7% | 239 |
| 2022 | +11.2% | 266 |
| 2023 | -0.0% | 266 |
| 2024 | +4.4% | 278 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 165 business establishments in ZIP 96022, employing approximately 839 people with a combined annual payroll of $37,929,000.
165
Businesses
839
Employees
$37.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 45 | 27.3% |
| Retail trade | 20 | 12.1% |
| Transportation and warehousing | 14 | 8.5% |
| Accommodation and food services | 13 | 7.9% |
| Professional, scientific, and technical services | 12 | 7.3% |
| Health care and social assistance | 11 | 6.7% |
| Other services (except public administration) | 10 | 6.1% |
| Wholesale trade | 8 | 4.8% |
| Real estate and rental and leasing | 7 | 4.2% |
| Manufacturing | 6 | 3.6% |
| Finance and insurance | 6 | 3.6% |
| Administrative and support and waste management and remediation services | 5 | 3.0% |
| Agriculture, forestry, fishing and hunting | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 96022, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,768 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.