Bellingham, WA
Single-footprint Census roll-up for Bellingham, WA: 3 USPS ZIPs, population 117,728. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet BELLINGHAM-WA · Bellingham, WA 3 ZIPs · 117,728 pop · #9956/25278 · Whatcom County
INC-HIGH · RANK-UPPER · PHOTO-FINISH · BOOK-FEW · OWN-LOW · POP-MID · SPREAD-MOD · HOME-HIGH
- INC-HIGH $78,087
- RANK-UPPER #9956/25278
- PHOTO-FINISH ≈ Point Roberts
- BOOK-FEW 3 ZIPs
- OWN-LOW 58% owners
- POP-MID 117,728
- SPREAD-MOD 98225→98229
- HOME-HIGH $624,100
Nearest income peer: Point Roberts, WA (+ $38 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Bellingham
Lowest/highest poles plus county-sharing cities nearest Bellingham on average ZIP median household income. Full ladder: /cities.
- Maple Falls · lowest
Maple Falls · lowest
$51,361 median HH income
- Bellingham · this city
Bellingham · this city
$78,087 median HH income
- Point Roberts · near
Point Roberts · near
$78,125 median HH income
- Lummi Island · near
Lummi Island · near
$83,000 median HH income
- Blaine · near
Blaine · near
$86,623 median HH income
- Everson · near
Everson · near
$88,724 median HH income
- Custer · highest
Custer · highest
$110,116 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Bellingham, WA sits among US cities with an above-median household income, on a mid-size population base, across a handful of delivery areas.
- Top 39%
- household income vs 25,278 US cities
- 117,728
- city population (Census)
- 3
- USPS ZIP codes covered
- $78,087
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
Above-median income on a short ZIP list (3) - lead code 98225 (46,172 residents). Household income $78,087 is the roll-up; open the ZIP for tenure and commute.
Owner-occupancy is comparatively low (57.5%) for this income tier, rent $1,604 may matter more than the home-value average.
Within Washington, Port Hadlock is the closest lower-income city and Point Roberts the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Bellingham.
Within-city ZIP comparison
Where the ZIP codes inside Bellingham differ
The most material local contrast is hardship rather than the city-wide income average. Poverty is 9.0% in ZIP 98229 and 23.2% in 98225. That spread is why the ZIP detail pages are more useful than a single city figure for comparing household conditions.
- Income high-to-low ratio
- 1.4×
- Home-value high-to-low ratio
- 1.0×
- Poverty-rate spread
- 14.2 points
98225 to 98229
98226 to 98229
98229 to 98225
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Bellingham residents split across a short ZIP set
No ZIP owns Bellingham: the largest, 98225, is only about 39% of 117,728 residents across 3 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.
Census ZBP business roll-up
Employer-heavy short list in Bellingham
Citywide ZBP: 4,500 establishments, 54,576 employees , annual payroll $3,187,429k (~38 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 98225 (2,164 units) ; leading NAICS Health care and social assistance (610) · also Professional, scientific, and technical services · Retail trade .
ZIP Codes in Bellingham, WA
These ZIP codes sit in Whatcom County, which covers 15 ZIP codes in all; 3 of them fall in Bellingham. See the Whatcom County roll-up →
Bellingham sits in the lower half of Whatcom County on income: Ferndale, Lynden and Blaine report more, Maple Falls and Deming report less. Custer marks the far end of that range at $110,116, 41% above Bellingham.
Side-by-side: Compare 98225 vs 98226 →
Bellingham roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Bellingham, .