Residential delivery area · Washington
ZIP Code 98225: Bellingham, WA
ZIP code 98225 is in Bellingham, Washington, entirely in Whatcom County (Census 2020 ZIP-county file). About 50,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Bellingham's 3 residential ZIP codes. Median household income is $63,941 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Bellingham (77%) and Marietta-Alderwood (23%).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Bellingham · 3 residential ZIPs
- County
- Whatcom County
- Census places
- Bellingham (77%); Marietta-Alderwood (23%) census-designated place
- Neighborhoods
- Birchwood, Fairhaven, Parkview GeoNames
- Metro area
- Bellingham, WA
- House district
- WA-2 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 12.6 sq mi · 3,978 people per sq mi
Where is ZIP code 98225?
98225 centers on 48.758°, -122.507° and covers 12.6 square miles of land plus 1.3 of water. It borders 2 ZIP codes: 98226, 98229.
The map draws ZIP code areas only. For the streets inside 98225, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 98225 compare with the rest of Bellingham?
| Measure | 98225 | In Bellingham | In Whatcom County | In WA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 50,216 | 1st of 3 | 1st of 18 | 22nd of 605 |
| Median household income | $64k | 3rd of 3 | 12th of 14 | 320th of 363 |
| Median home value | $631k | 2nd of 3 | 2nd of 15 | 109th of 392 |
Its median household income is higher than in 37% of U.S. residential ZIP codes, and it is denser than 92% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98225?
The 2020 Census counted 49,078 people in 98225; the ACS, which samples households over 2020-2024, estimates 50,216. Between the 2010 and 2020 censuses its population grew 6.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 50,216
- 2020 Census count
- 49,078+6.3% since 2010 (46,172)
- Households
- 22,612
- Median age
- 31.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98225?
Of the 50,216 people the ACS estimates in 98225, 11.1% are under 18 and 15.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (78.9%).
- Under 1811.1%
- 18 to 6473.3%
- 65 and older15.6%
- White, not Hispanic78.9%
- Hispanic or Latino9.2%
- Other or two or more7.1%
- Asian, not Hispanic3.8%
- Black, not Hispanic1.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98225 earn?
Median household income is $63,941 (ACS 2020-2024), the 12th highest of the 14 ranked ZIP codes in Whatcom County. It is not measurably different from 2015-2019 ($61,575 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $63,941
- Income per person
- $42,441
- Below the poverty line
- 23.2%
- Unemployed (of the labor force)
- 6.8%
- Adults 25+ with a bachelor's degree
- 50.1%
- Adjusted gross income per tax return, 2022
- $79,90422,680 returns; wages 60% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98225?
FHFA's house price index for 98225, built from repeat sales and appraisals of the same homes, rose 127% from 2015 to 2025 and rose 48% from 2020 to 2025, and moved +0.3% in 2025.
- Median home value (owners' estimate)
- $631,200
- Median gross rent
- $1,523
- Homes owned by their occupants
- 40.3%
- Housing units
- 24,205
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98225?
2,164 business establishments had a location in this ZIP code in 2023, 7 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance384
- Professional, scientific, and technical services334
- Accommodation and food services246
- Retail trade245
- Other services (except public administration)198
- Construction134
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98225?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98226 | Bellingham | 46,782 | $79k | 4.3 mi |
| 98229 | Bellingham | 33,298 | $91k | 6.1 mi |
| 98262 | Lummi Island | 957 | $83k | 9.0 mi (near) |
| 98248 | Ferndale | 28,498 | $91k | 9.1 mi (near) |
| 98247 | Everson | 9,115 | $89k | 13.0 mi (near) |
| 98264 | Lynden | 23,123 | $104k | 13.5 mi (near) |
| 98232 | Bow | 4,054 | $105k | 14.1 mi (near) |
| 98240 | Custer | 3,593 | $110k | 14.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.