ZIP Code 98248

ZIP code 98248 is classified by USPS as a standard delivery area and covers roughly 183.4 square miles in Ferndale, Whatcom County, Washington. The area is home to 22,361 residents, producing a population density of 122 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98248 against Washington and the nation.

On the economic side, the median household income for ZIP 98248 sits at $91,060 (0% above the Washington average), while per-capita income is $46,916. The poverty rate stands at 10.3% and the unemployment rate at 3.1%. On housing, the median home value is $589,600 (15% above the state average) with median rent at $1,469 per month, and 76.7% of occupied units are owner-occupied, a direct signal of whether 98248 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.8% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 22 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Whatcom County, so you can benchmark 98248 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →