Residential delivery area · Washington
ZIP Code 98262: Lummi Island, WA
ZIP code 98262 uses the postal name Lummi Island, Washington and lies entirely in Whatcom County (Census 2020 ZIP-county file). About 960 people live there (Census Bureau, ACS 2020-2024). Median household income is $83,000 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Lummi Island · its only residential ZIP
- County
- Whatcom County
- Metro area
- Bellingham, WA
- House district
- WA-2 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 9.2 sq mi · 103 people per sq mi
Where is ZIP code 98262?
98262 centers on 48.697°, -122.681° and covers 9.2 square miles of land plus 23.7 of water.
The map draws ZIP code areas only. For the streets inside 98262, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98262 compare with the rest of Whatcom County?
| Measure | 98262 | In Whatcom County | In WA |
|---|---|---|---|
| People (ACS 2020-2024) | 957 | 16th of 18 | 428th of 605 |
| Median household income | $83k | not ranked | not ranked |
| Median home value | $579k | not ranked | not ranked |
98262's income and home value are not ranked: it has fewer than 1,000 residents (957). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 54% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98262?
The 2020 Census counted 934 people in 98262; the ACS, which samples households over 2020-2024, estimates 957. Between the 2010 and 2020 censuses its population fell 3.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 957±167 (90% margin)
- 2020 Census count
- 934−3.1% since 2010 (964)
- Households
- 458
- Median age
- 61.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98262?
Of the 957 people the ACS estimates in 98262, 9.3% are under 18 and 41.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.7%).
- Under 189.3%
- 18 to 6449.4%
- 65 and older41.3%
- White, not Hispanic82.7%
- Other or two or more7.1%
- Hispanic or Latino6.3%
- Asian, not Hispanic3.4%
- Black, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98262 earn?
Median household income is $83,000 (ACS 2020-2024). It is not measurably different from 2015-2019 ($78,305 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $83,000±$23,450
- Income per person
- $52,853
- Below the poverty line
- 7.3%
- Unemployed (of the labor force)
- 3.0%
- Adults 25+ with a bachelor's degree
- 59.6%
- Adjusted gross income per tax return, 2022
- $93,062520 returns; wages 43% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98262?
- Median home value (owners' estimate)
- $579,000
- Median gross rent
- –
- Homes owned by their occupants
- 88.9%
- Housing units
- 860
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98262?
34 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction9
- Professional, scientific, and technical services7
- Other services (except public administration)4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98262?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98279 | Olga | 680 | $70k | 7.5 mi (near) |
| 98225 | Bellingham | 50,216 | $64k | 9.0 mi (near) |
| 98222 | Blakely Island | 121 | $106k | 10.7 mi (near) |
| 98245 | Eastsound | 4,265 | $96k | 10.7 mi (near) |
| 98280 | Orcas | 442 | $80k | 11.3 mi (near) |
| 98248 | Ferndale | 28,498 | $91k | 12.0 mi (near) |
| 98229 | Bellingham | 33,298 | $91k | 12.9 mi (near) |
| 98226 | Bellingham | 46,782 | $79k | 13.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.