Residential delivery area · Washington
ZIP Code 98245: Eastsound, WA
ZIP code 98245 uses the postal name Eastsound, Washington and lies entirely in San Juan County (Census 2020 ZIP-county file). About 4,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $95,811 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Eastsound · its only residential ZIP
- County
- San Juan County
- House district
- WA-2 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 35.4 sq mi · 120 people per sq mi
Where is ZIP code 98245?
98245 centers on 48.669°, -122.912° and covers 35.4 square miles of land plus 12.9 of water. It borders 3 ZIP codes: 98279, 98280, 98243.
The map draws ZIP code areas only. For the streets inside 98245, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98245 compare with the rest of San Juan County?
| Measure | 98245 | In San Juan County | In WA |
|---|---|---|---|
| People (ACS 2020-2024) | 4,265 | 3rd of 10 | 307th of 605 |
| Median household income | $96k | 2nd of 4 | 164th of 363 |
| Median home value | $773k | 3rd of 4 | 68th of 392 |
Its median household income is higher than in 78% of U.S. residential ZIP codes, and it is denser than 56% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98245?
The 2020 Census counted 4,372 people in 98245; the ACS, which samples households over 2020-2024, estimates 4,265. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 4,265
- 2020 Census count
- 4,372
- Households
- 2,096
- Median age
- 54.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98245?
Of the 4,265 people the ACS estimates in 98245, 12.7% are under 18 and 33.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.7%).
- Under 1812.7%
- 18 to 6453.7%
- 65 and older33.6%
- White, not Hispanic85.7%
- Other or two or more6.8%
- Hispanic or Latino5.8%
- Asian, not Hispanic1.7%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98245 earn?
Median household income is $95,811 (ACS 2020-2024), the 2nd highest of the 4 ranked ZIP codes in San Juan County.
- Median household income
- $95,811±$10,918
- Income per person
- $63,729
- Below the poverty line
- 10.2%
- Unemployed (of the labor force)
- 7.2%
- Adults 25+ with a bachelor's degree
- 52.6%
- Adjusted gross income per tax return, 2022
- $116,5962,230 returns; wages 49% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98245?
FHFA's house price index for 98245, built from repeat sales and appraisals of the same homes, rose 119% from 2015 to 2025 and rose 62% from 2020 to 2025, and moved +31.0% in 2025.
- Median home value (owners' estimate)
- $772,600
- Median gross rent
- $1,361
- Homes owned by their occupants
- 80.2%
- Housing units
- 2,847
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98245?
303 business establishments had a location in this ZIP code in 2023, 14 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction78
- Retail trade35
- Professional, scientific, and technical services29
- Accommodation and food services25
- Health care and social assistance23
- Real estate and rental and leasing20
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98245?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98279 | Olga | 680 | $70k | 4.8 mi |
| 98280 | Orcas | 442 | $80k | 5.3 mi |
| 98243 | Deer Harbor | 327 | $139k | 5.8 mi |
| 98297 | Waldron | 47 | $46k | 5.7 mi (near) |
| 98286 | Shaw Island | 155 | $74k | 7.2 mi (near) |
| 98222 | Blakely Island | 121 | $106k | 8.1 mi (near) |
| 98262 | Lummi Island | 957 | $83k | 10.7 mi (near) |
| 98250 | Friday Harbor | 9,254 | $89k | 11.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.