Shaw Island, WA · standard
ZIP Code 98286
San Juan County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 240
- 12/sq mi
- $74,250
- Median income
- $675,000
- Median home value
- 44.3%
- Bachelor's or higher
The verdict
Shaw Island pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 12
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98286 against every reporting US ZIP.
ZIP code 98286 is classified by USPS as a standard delivery area and covers roughly 20.0 square miles in Shaw Island, San Juan County, Washington. The area is home to 240 residents, producing a population density of 12 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98286 against Washington and the nation.
On the economic side, the median household income for ZIP 98286 sits at $74,250 (18% below the Washington average), while per-capita income is $45,626. The poverty rate stands at 9.7% and the unemployment rate at 0.0%. On housing, the median home value is $675,000 (32% above the state average) with median rent at — per month, and 72.4% of occupied units are owner-occupied, a direct signal of whether 98286 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 44.3% of adults hold a bachelor's degree or higher, the median age is 69.4, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Juan County, so you can benchmark 98286 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98286, Shaw Island, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
240
Population
20.0
Area (sq mi)
12
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98286?
69.4
Median Age
63.9%
Male
36.1%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,250
Median Household Income
-18% vs state
$45,626
Per Capita Income
9.7%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 98286 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$74,250 Top 46% higher than 54% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
227
Total Housing Units
87
Occupied Units
140
Vacant Units
1.69
Avg Household Size
Occupancy Type
$675,000
Median Home Value
+32% vs state
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 8 business establishments in ZIP 98286, employing approximately 32 people with a combined annual payroll of $1,503,000.
8
Businesses
32
Employees
$1.5M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 37.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98286 vs 98280 →
ZIP 98286 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98250
Friday Harbor (98250)
7,664 residents
- 98245
Eastsound (98245)
3,651 residents
- 98261 2,383
Lopez Island (98261)
2,383 residents
- 98279 608
Olga (98279)
608 residents
- 98243 507
Deer Harbor (98243)
507 residents
- 98280 480
Orcas (98280)
480 residents
- 98286 240
Shaw Island (98286)
240 residents
- 98297 106
Waldron (98297)
106 residents
What this shows Among its immediate neighbors, ZIP 98286 ranks #7 by population — useful context the national average alone can't give.
ZIP 98286 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98243
Deer Harbor (98243)
$139,167 median income
- 98245
Eastsound (98245)
$95,811 median income
- 98250
Friday Harbor (98250)
$88,556 median income
- 98280
Orcas (98280)
$80,192 median income
- 98261
Lopez Island (98261)
$80,119 median income
- 98286
Shaw Island (98286)
$74,250 median income
- 98279
Olga (98279)
$70,417 median income
- 98297 $45,625
Waldron (98297)
$45,625 median income
What this shows By household income, ZIP 98286 ranks #6 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in San Juan County
Related Areas
Frequently Asked Questions
What county is ZIP code 98286 in? ▼
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What is the average home value in ZIP 98286? ▼
What is the demographic makeup of ZIP 98286? ▼
How many businesses are in ZIP code 98286? ▼
What is the education level in ZIP code 98286? ▼
What percentage of residents own vs. rent in ZIP 98286? ▼
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ZIP Code Research Guides
Official Data Resources for Shaw Island, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.