Shaw Island, WA · standard

ZIP Code 98286

San Juan County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

240
12/sq mi
$74,250
Median income
$675,000
Median home value
44.3%
Bachelor's or higher

The verdict

Shaw Island pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
Top 7%
home value, US ZIPs
12
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98286 against every reporting US ZIP.

ZIP code 98286 is classified by USPS as a standard delivery area and covers roughly 20.0 square miles in Shaw Island, San Juan County, Washington. The area is home to 240 residents, producing a population density of 12 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98286 against Washington and the nation.

On the economic side, the median household income for ZIP 98286 sits at $74,250 (18% below the Washington average), while per-capita income is $45,626. The poverty rate stands at 9.7% and the unemployment rate at 0.0%. On housing, the median home value is $675,000 (32% above the state average) with median rent at per month, and 72.4% of occupied units are owner-occupied, a direct signal of whether 98286 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 44.3% of adults hold a bachelor's degree or higher, the median age is 69.4, and the average commute is . We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Juan County, so you can benchmark 98286 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98286, Shaw Island, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

240

Population

20.0

Area (sq mi)

12

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98286?

69.4

Median Age

63.9%

Male

36.1%

Female

1.9%

Foreign-Born

White 97.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,250

Median Household Income

-18% vs state

$45,626

Per Capita Income

9.7%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 98286 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$74,250 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.4%
Bachelor's Degree or Higher 44.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

227

Total Housing Units

87

Occupied Units

140

Vacant Units

1.69

Avg Household Size

Occupancy Type

Owner 72.4%
Renter 27.6%

$675,000

Median Home Value

+32% vs state

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 98286, employing approximately 32 people with a combined annual payroll of $1,503,000.

8

Businesses

32

Employees

$1.5M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 37.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98286 vs 98280 →

ZIP 98286 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98286 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98286 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98286 ranks #6 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98280 Orcas, WA 480 3.2 mi
98243 Deer Harbor, WA 507 4.0 mi
98245 Eastsound, WA 3,651 6.8 mi
98250 Friday Harbor, WA 7,664 6.2 mi
98261 Lopez Island, WA 2,383 7.0 mi
98297 Waldron, WA 106 9.4 mi
98279 Olga, WA 608 8.4 mi

More ZIP Codes in San Juan County

Frequently Asked Questions

What county is ZIP code 98286 in?
ZIP code 98286 (Shaw Island) is located in San Juan County, Washington. San Juan County contains multiple ZIP codes, see the full list at /counties/san-juan-wa.
What is the population of ZIP code 98286?
ZIP code 98286 in Shaw Island, WA has a population of 240 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98286?
The median household income in ZIP 98286 is $74,250, which is 3% below the national average of $76,288.
What is the average home value in ZIP 98286?
The median home value in ZIP 98286 is $675,000, which is 143% above the national average of $278,155.
What is the demographic makeup of ZIP 98286?
The largest racial group in ZIP 98286 is White at 97.4%.
How many businesses are in ZIP code 98286?
ZIP code 98286 has 8 business establishments employing approximately 32 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 98286?
In ZIP code 98286, 62.4% of residents aged 25+ have a high school diploma or higher, and 44.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98286?
In ZIP code 98286, approximately 72.4% of occupied housing units are owner-occupied and 27.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98286?
The poverty rate in ZIP code 98286 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Shaw Island, WA

Verify and explore additional data for this area using these official government sources.