Residential delivery area · Washington

ZIP Code 98261: Lopez Island, WA

ZIP code 98261 uses the postal name Lopez Island, Washington and lies entirely in San Juan County (Census 2020 ZIP-county file). About 3,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $80,119 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.

  • ACS2020-24
  • Census2020
  • FHFA2022
  • ZBP2023
  • IRS2022
9national area: Washington, Alaska, California, Hawaii, Oregon and 7 more
982sectional center: Seattle, WA (SCF 980)
61delivery area within it
Town
Lopez Island · its only residential ZIP
House district
WA-2 119th Congress
Time zone
Pacific
Land area
29.8 sq mi · 100 people per sq mi

Where is ZIP code 98261?

98261 centers on 48.482°, -122.884° and covers 29.8 square miles of land plus 24.6 of water. It borders 1 ZIP code: 98221.

98221 · Anacortes98261 · Lopez Island (this ZIP)982619822198221 · Anacortes98261 · Lopez Island (this ZIP)982619822198221 · Anacortes98261 · Lopez Island (this ZIP)9826198221
Shaded by median household income, in national fifths (ACS 2020-2024); 98261 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 98261, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 98261 compare with the rest of San Juan County?

Rank of 98261 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure98261In San Juan CountyIn WA
People (ACS 2020-2024)2,9844th of 10335th of 605
Median household income$80k4th of 4246th of 363
Median home value$788k2nd of 461st of 392

Its median household income is higher than in 62% of U.S. residential ZIP codes, and it is denser than 54% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 98261?

The 2020 Census counted 2,752 people in 98261; the ACS, which samples households over 2020-2024, estimates 2,984. Between the 2010 and 2020 censuses its population grew 15.5% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
2,984
2020 Census count
2,752+15.5% since 2010 (2,383)
Households
1,468
Median age
62.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 98261?

Of the 2,984 people the ACS estimates in 98261, 11.5% are under 18 and 43.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (88.0%).

  • Under 1811.5%
  • 18 to 6445.4%
  • 65 and older43.1%
Age of the people of 98261 (ACS 2020-2024, B01001)
  • White, not Hispanic88.0%
  • Hispanic or Latino5.2%
  • Other or two or more4.8%
  • Asian, not Hispanic1.4%
  • Black, not Hispanic0.5%
Race and Hispanic origin in 98261 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 98261 earn?

Median household income is $80,119 (ACS 2020-2024), the 4th highest of the 4 ranked ZIP codes in San Juan County. It is not measurably different from 2015-2019 ($73,968 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$80,119±$13,166
Income per person
$50,406
Below the poverty line
14.8%
Unemployed (of the labor force)
4.0%
Adults 25+ with a bachelor's degree
59.6%
Adjusted gross income per tax return, 2022
$112,4341,470 returns; wages 28% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 98261?

Median home value (owners' estimate)
$787,800
Median gross rent
$1,168
Homes owned by their occupants
80.6%
Housing units
2,415
0 50 100 150 200 200120102022 0 50 100 150 200 200120102022 0 50 100 150 200 200120102022
Index = 100 in 2001, the first year FHFA reports for 98261; 2022: 197.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 98261 stops in 2022: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 98261?

148 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction37
  • Professional, scientific, and technical services17
  • Health care and social assistance14
  • Retail trade12
  • Accommodation and food services11
  • Real estate and rental and leasing10

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 98261?

ZIP codes that share a boundary with 98261, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
98221Anacortes23,562$97k13.0 mi
98222Blakely Island121$106k6.8 mi (near)
98286Shaw Island155$74k6.8 mi (near)
98280Orcas442$80k7.9 mi (near)
98250Friday Harbor9,254$89k10.5 mi (near)
98243Deer Harbor327$139k10.7 mi (near)
98279Olga680$70k11.1 mi (near)
98245Eastsound4,265$96k13.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.