Residential delivery area · Washington

ZIP Code 98232: Bow, WA

ZIP code 98232 uses the postal name Bow, Washington and lies entirely in Skagit County (Census 2020 ZIP-county file). About 4,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $104,559 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Edison (2%) and Bow (2%), and under 1% in smaller places; 95% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: Washington, Alaska, California, Hawaii, Oregon and 7 more
982sectional center: Seattle, WA (SCF 980)
32delivery area within it
Town
Bow · its only residential ZIP
Census places
Edison (2%) census-designated place; Bow (2%) census-designated place
Metro area
Mount Vernon-Anacortes, WA
House district
WA-2 119th Congress
Time zone
Pacific
Land area
54.0 sq mi · 75 people per sq mi

Where is ZIP code 98232?

98232 centers on 48.564°, -122.410° and covers 54.0 square miles of land plus 3.8 of water. It borders 3 ZIP codes: 98233, 98229, 98273.

98229 · Bellingham98233 · Burlington98273 · Mount Vernon98232 · Bow (this ZIP)9823298273982299823398229 · Bellingham98233 · Burlington98273 · Mount Vernon98232 · Bow (this ZIP)9823298273982299823398229 · Bellingham98233 · Burlington98273 · Mount Vernon98232 · Bow (this ZIP)98232982739822998233
Shaded by median household income, in national fifths (ACS 2020-2024); 98232 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 98232, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 98232 compare with the rest of Skagit County?

Rank of 98232 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure98232In Skagit CountyIn WA
People (ACS 2020-2024)4,05410th of 17313th of 605
Median household income$105knot rankednot ranked
Median home value$782k1st of 1165th of 392

98232's median household income is not ranked: its 90% margin of error (±$31,591) is more than a quarter of the figure ($104,559). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 49% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 98232?

The 2020 Census counted 4,053 people in 98232; the ACS, which samples households over 2020-2024, estimates 4,054. Between the 2010 and 2020 censuses its population grew 3.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
4,054±696 (90% margin)
2020 Census count
4,053+3.4% since 2010 (3,920)
Households
1,576
Median age
50.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 98232?

Of the 4,054 people the ACS estimates in 98232, 15.0% are under 18 and 25.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.4%).

  • Under 1815.0%
  • 18 to 6459.3%
  • 65 and older25.7%
Age of the people of 98232 (ACS 2020-2024, B01001)
  • White, not Hispanic87.4%
  • Hispanic or Latino7.4%
  • Other or two or more4.2%
  • Asian, not Hispanic1.0%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 98232 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 98232 earn?

Median household income is $104,559 (ACS 2020-2024). It is not measurably different from 2015-2019 ($97,416 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$104,559±$31,591
Income per person
$52,697
Below the poverty line
2.9%
Unemployed (of the labor force)
2.3%
Adults 25+ with a bachelor's degree
35.9%
Adjusted gross income per tax return, 2022
$123,7182,030 returns; wages 51% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 98232?

FHFA's house price index for 98232, built from repeat sales and appraisals of the same homes, rose 147% from 2015 to 2025 and rose 68% from 2020 to 2025, and moved +2.5% in 2025.

Median home value (owners' estimate)
$782,200
Median gross rent
$1,640
Homes owned by their occupants
90.0%
Housing units
1,799
0 100 200 300 400 1998201020202025 0 100 200 300 400 1998201020202025 0 100 200 300 400 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 98232; 2025: 445.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 98232?

117 business establishments had a location in this ZIP code in 2023, 3 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction31
  • Accommodation and food services19
  • Professional, scientific, and technical services12
  • Other services (except public administration)10
  • Administrative and support and waste management and remediation services7
  • Manufacturing6

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 98232?

ZIP codes that share a boundary with 98232, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
98233Burlington17,850$88k5.3 mi
98229Bellingham33,298$91k9.8 mi
98273Mount Vernon30,001$77k11.3 mi
98235Clearlake531$63k10.8 mi (near)
98221Anacortes23,562$97k11.7 mi (near)
98257La Conner4,277$94k11.9 mi (near)
98284Sedro Woolley27,835$93k12.6 mi (near)
98220Acme541$92k12.9 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.