Germantown, MD

Single-footprint Census roll-up for Germantown, MD: 2 USPS ZIPs, population 82,863. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet GERMANTOWN-MD · Germantown, MD 2 ZIPs · 82,863 pop · #2406/25278 · Montgomery County

INC-TOP · RANK-TOP · ABOVE-PEER · BOOK-FEW · OWN-MID · POP-SMALL · SPREAD-TIGHT · HOME-HIGH

  • INC-TOP $117,377
  • RANK-TOP #2406/25278
  • ABOVE-PEER over Silver Spring
  • BOOK-FEW 2 ZIPs
  • OWN-MID 67% owners
  • POP-SMALL 82,863
  • SPREAD-TIGHT 20874→20876
  • HOME-HIGH $443,150

Nearest income peer: Silver Spring, MD ( $4,226 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Germantown

Lowest/highest poles plus county-sharing cities nearest Germantown on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Germantown, MD sits among US cities with a top-decile household income, on a small-city population base, across a handful of delivery areas.

Top 10%
household income vs 25,278 US cities
82,863
city population (Census)
2
USPS ZIP codes covered
$117,377
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

High-income footprint on only 2 ZIPs: the city page and the ZIP page nearly coincide. Headline income $117,377 and home value $443,150 should be read as near-neighborhood numbers ; bachelor's attainment averages 50.5%.

Owner-occupancy sits in a mixed band (66.9%) - check the ZIP page's tenure split before treating Germantown as a pure owner town.

Within Maryland, Centreville is the closest lower-income city and Bozman the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Germantown.

Within-city ZIP comparison

Where the ZIP codes inside Germantown differ

The published income range is comparatively compact across the ZIPs in Germantown: $115,022 in ZIP 20874 to $119,731 in 20876. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.0×

20874 to 20876

Home-value high-to-low ratio
1.2×

20874 to 20876

Poverty-rate spread
1.5 points

20874 to 20876

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 20874 skews compact Germantown

In this 2-ZIP cluster, 20874 covers about 69% of Germantown's 82,863 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Germantown

Citywide ZBP: 1,465 establishments, 23,571 employees , annual payroll $1,867,240k (~18 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 20874 (920 units) ; leading NAICS Professional, scientific, and technical services (329) · also Health care and social assistance · Retail trade .

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ZIP Codes in Germantown, MD

These ZIP codes sit in Montgomery County, which covers 45 ZIP codes in all; 2 of them fall in Germantown. See the Montgomery County roll-up →

Germantown sits in the lower half of Montgomery County on income: Rockville, Bethesda and Potomac report more, Silver Spring, Gaithersburg and Montgomery Village report less. Potomac marks the far end of that range at $250,000+, 113% above Germantown.

Side-by-side: Compare 20874 vs 20876 →

ZIP Code Population Median income Establishments Density
20874 57,367 $115,022 920 1,040
20876 25,496 $119,731 545 843

Germantown roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Germantown, .