Residential delivery area · Maryland
ZIP Code 20876: Germantown, MD
ZIP code 20876 is in Germantown, Maryland, entirely in Montgomery County (Census 2020 ZIP-county file). About 26,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Germantown's 2 residential ZIP codes. Median household income is $119,731 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Germantown (52%) and Clarksburg (11%); 37% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Germantown · 2 residential ZIPs
- County
- Montgomery County
- Census places
- Germantown (52%) census-designated place; Clarksburg (11%) census-designated place
- Metro area
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- House district
- MD-6 119th Congress
- State
- Maryland
- Time zone
- Eastern
- Land area
- 10.9 sq mi · 2,433 people per sq mi
- PO Box ZIPs
- 20875 also use the name Germantown
Where is ZIP code 20876?
20876 centers on 39.207°, -77.234° and covers 10.9 square miles of land plus 0.0 of water. It borders 7 ZIP codes: 20886, 20882, 20871, 20879, 20841, 20874, 20872.
The map draws ZIP code areas only. For the streets inside 20876, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 20876 compare with the rest of Germantown?
| Measure | 20876 | In Germantown | In Montgomery County | In MD |
|---|---|---|---|---|
| People (ACS 2020-2024) | 26,406 | 2nd of 2 | 21st of 53 | 101st of 477 |
| Median household income | $120k | 1st of 2 | 29th of 41 | 123rd of 293 |
| Median home value | $487k | 1st of 2 | 32nd of 41 | 100th of 320 |
Its median household income is higher than in 90% of U.S. residential ZIP codes, and it is denser than 86% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 20876?
The 2020 Census counted 26,034 people in 20876; the ACS, which samples households over 2020-2024, estimates 26,406. Between the 2010 and 2020 censuses its population grew 2.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 26,406
- 2020 Census count
- 26,034+2.1% since 2010 (25,496)
- Households
- 8,783
- Median age
- 36.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 20876?
Of the 26,406 people the ACS estimates in 20876, 22.9% are under 18 and 11.9% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (29.1%), then Hispanic or Latino (24.7%).
- Under 1822.9%
- 18 to 6465.2%
- 65 and older11.9%
- Black, not Hispanic29.1%
- Hispanic or Latino24.7%
- White, not Hispanic22.0%
- Asian, not Hispanic19.7%
- Other or two or more4.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 20876 earn?
Median household income is $119,731 (ACS 2020-2024), the 29th highest of the 41 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($118,476 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $119,731
- Income per person
- $47,977
- Below the poverty line
- 9.8%
- Unemployed (of the labor force)
- 6.5%
- Adults 25+ with a bachelor's degree
- 52.0%
- Adjusted gross income per tax return, 2022
- $77,53513,410 returns; wages 80% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 20876?
FHFA's house price index for 20876, built from repeat sales and appraisals of the same homes, rose 58% from 2015 to 2025 and rose 38% from 2020 to 2025, and moved −0.1% in 2025.
- Median home value (owners' estimate)
- $487,300
- Median gross rent
- $2,109
- Homes owned by their occupants
- 67.4%
- Housing units
- 8,939
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 20876?
545 business establishments had a location in this ZIP code in 2023, 57 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services134
- Health care and social assistance84
- Retail trade64
- Construction46
- Accommodation and food services46
- Other services (except public administration)39
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 20876?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 20886 | Montgomery Village | 34,718 | $99k | 2.0 mi |
| 20882 | Gaithersburg | 13,751 | $184k | 4.1 mi |
| 20871 | Clarksburg | 30,182 | $178k | 4.4 mi |
| 20879 | Gaithersburg | 25,264 | $112k | 4.6 mi |
| 20841 | Boyds | 9,969 | $185k | 5.1 mi |
| 20874 | Germantown | 62,738 | $115k | 6.3 mi |
| 20872 | Damascus | 13,983 | $141k | 6.6 mi |
| 20899 | Gaithersburg | 57 | $24k | 4.4 mi (near) |
| 20877 | Gaithersburg | 38,546 | $93k | 5.1 mi (near) |
| 20880 | Washington Grove | 577 | $135k | 5.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.