Gaithersburg, MD · standard
ZIP Code 20877
Montgomery County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 34,321
- 2,296/sq mi
- $92,800
- Median income
- $474,800
- Median home value
- 33.4%
- Bachelor's or higher
The verdict
Gaithersburg pairs an upper-quartile household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- Top 24%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 2,296
- people per sq mi
- 43%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20877 against every reporting US ZIP.
ZIP code 20877 is classified by USPS as a standard delivery area and covers roughly 14.9 square miles in Gaithersburg, Montgomery County, Maryland. The area is home to 34,321 residents, producing a population density of 2,296 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20877 against Maryland and the nation.
On the economic side, the median household income for ZIP 20877 sits at $92,800 (19% below the Maryland average), while per-capita income is $38,973. The poverty rate stands at 12.0% and the unemployment rate at 6.2%. On housing, the median home value is $474,800 (6% above the state average) with median rent at $1,887 per month, and 43.1% of occupied units are owner-occupied, a direct signal of whether 20877 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.4% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 20877 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 20877
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 20877.
- Health care and social assistance
Health care and social assistance
177 establishments
- Retail trade
Retail trade
158 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
152 establishments
- Construction
Construction
122 establishments
- Other services (except public administration)
Other services (except public administration)
105 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20877, Gaithersburg, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
34,321
Population
14.9
Area (sq mi)
2,296
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20877?
36.8
Median Age
50.1%
Male
49.9%
Female
48.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,800
Median Household Income
-19% vs state
$38,973
Per Capita Income
12.0%
Poverty Rate
6.2%
Unemployment Rate
30.7 min
Mean Commute Time
How ZIP 20877 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$92,800 Top 24% higher than 76% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,272
Total Housing Units
12,519
Occupied Units
753
Vacant Units
3.06
Avg Household Size
Occupancy Type
$474,800
Median Home Value
+6% vs state
$1,887
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.1%
YoY Change (2024)
268
HPI Index (2000 = 100)
+168%
Total Change Since 2000
Home values in ZIP 20877 have decreased 0.1% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.9% | 207 |
| 2021 | +10.7% | 229 |
| 2022 | +12.7% | 259 |
| 2023 | +3.7% | 268 |
| 2024 | -0.1% | 268 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,151 business establishments in ZIP 20877, employing approximately 16,866 people with a combined annual payroll of $998,358,000.
1,151
Businesses
16,866
Employees
$998.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 177 | 15.4% |
| Retail trade | 158 | 13.7% |
| Professional, scientific, and technical services | 152 | 13.2% |
| Construction | 122 | 10.6% |
| Other services (except public administration) | 105 | 9.1% |
| Accommodation and food services | 93 | 8.1% |
| Administrative and support and waste management and remediation services | 73 | 6.3% |
| Wholesale trade | 65 | 5.7% |
| Real estate and rental and leasing | 50 | 4.3% |
| Finance and insurance | 48 | 4.2% |
| Manufacturing | 25 | 2.2% |
| Transportation and warehousing | 24 | 2.1% |
| Educational services | 20 | 1.7% |
| Information | 19 | 1.6% |
| Arts, entertainment, and recreation | 13 | 1.1% |
| Management of companies and enterprises | 5 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20877 vs 20880 →
ZIP 20877 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20878
Gaithersburg (20878)
62,446 residents
- 20874
Germantown (20874)
57,367 residents
- 20850
Rockville (20850)
46,340 residents
- 20877
Gaithersburg (20877)
34,321 residents
- 20886
Montgomery Village (20886)
33,282 residents
- 20876
Germantown (20876)
25,496 residents
- 20832 24,965
Olney (20832)
24,965 residents
- 20879 24,360
Gaithersburg (20879)
24,360 residents
- 20855 14,295
Derwood (20855)
14,295 residents
What this shows Among its immediate neighbors, ZIP 20877 ranks #4 by population — useful context the national average alone can't give.
ZIP 20877 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20832
Olney (20832)
$168,524 median income
- 20855
Derwood (20855)
$149,110 median income
- 20878
Gaithersburg (20878)
$144,313 median income
- 20880
Washington Grove (20880)
$134,583 median income
- 20850
Rockville (20850)
$125,950 median income
- 20876
Germantown (20876)
$119,731 median income
- 20874
Germantown (20874)
$115,022 median income
- 20879
Gaithersburg (20879)
$112,104 median income
- 20886
Montgomery Village (20886)
$98,542 median income
What this shows By household income, ZIP 20877 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20880 | Washington Grove, MD | 450 | 0.8 mi |
| 20899 | Gaithersburg, MD | 142 | 1.5 mi |
| 20879 | Gaithersburg, MD | 24,360 | 2.1 mi |
| 20886 | Montgomery Village, MD | 33,282 | 2.7 mi |
| 20850 | Rockville, MD | 46,340 | 3.4 mi |
| 20855 | Derwood, MD | 14,295 | 3.0 mi |
| 20878 | Gaithersburg, MD | 62,446 | 3.9 mi |
| 20876 | Germantown, MD | 25,496 | 5.2 mi |
| 20874 | Germantown, MD | 57,367 | 5.9 mi |
| 20832 | Olney, MD | 24,965 | 6.2 mi |
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 20877 in? ▼
What is the population of ZIP code 20877? ▼
What is the median household income in ZIP 20877? ▼
What is the average home value in ZIP 20877? ▼
What is the demographic makeup of ZIP 20877? ▼
How many businesses are in ZIP code 20877? ▼
What are the main industries in ZIP code 20877? ▼
How have home values changed in ZIP code 20877? ▼
What is the education level in ZIP code 20877? ▼
What is the average commute time in ZIP 20877? ▼
What percentage of residents own vs. rent in ZIP 20877? ▼
What is the poverty rate in ZIP code 20877? ▼
ZIP Code Research Guides
Official Data Resources for Gaithersburg, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.