ZIP Code 20886

ZIP code 20886 is classified by USPS as a standard delivery area and covers roughly 12.1 square miles in Montgomery Village, Montgomery County, Maryland. The area is home to 33,282 residents, producing a population density of 2,745 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20886 against Maryland and the nation.

On the economic side, the median household income for ZIP 20886 sits at $98,542 (14% below the Maryland average), while per-capita income is $45,834. The poverty rate stands at 12.8% and the unemployment rate at 5.4%. On housing, the median home value is $386,500 (14% below the state average) with median rent at $1,918 per month, and 68.9% of occupied units are owner-occupied, a direct signal of whether 20886 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.3% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 20886 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →