PlainZIP

Gaithersburg, MD · standard

ZIP Code 20882

Montgomery County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,063
141/sq mi
$184,136
Median income
$737,400
Median home value
59.6%
Bachelor's or higher

The verdict

Gaithersburg pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 6%
home value, US ZIPs
141
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20882 against every reporting US ZIP.

ZIP code 20882 is a mid-sized community (a standard USPS delivery area) in Gaithersburg, Montgomery County, Maryland, home to 14,063 residents across 100.0 square miles, a density of 141 people per square mile, in the New York time zone.

ZIP 20882 skews affluent, with a median household income of $184,136 (61% above the Maryland average), while per-capita income is $76,380. The poverty rate stands at 4.1% and the unemployment rate at 4.1%. Housing costs here run $737,400 for a typical home value (65% above the state average), with rent averaging $1,578 a month; 96.3% of homes are owner-occupied.

This is a highly-educated ZIP: 59.6% of adults hold a bachelor's degree or higher, the median age is 46.6, and the average commute is 36 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 20882 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 20882

Top 5 sectors by establishment count in Gaithersburg, MD

Which industries have the most business establishments in ZIP 20882.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20882, Gaithersburg, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,063

Population

100.0

Area (sq mi)

141

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20882?

46.6

Median Age

51.3%

Male

48.7%

Female

14.5%

Foreign-Born

White 64.9%
African American 9.6%
Asian 9.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 13.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$184,136

Median Household Income

+61% vs state

$76,380

Per Capita Income

4.1%

Poverty Rate

4.1%

Unemployment Rate

36.0 min

Mean Commute Time

How ZIP 20882 ranks nationally

Gaithersburg, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$184,136 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.0%
Bachelor's Degree or Higher 59.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,738

Total Housing Units

4,693

Occupied Units

45

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 96.3%
Renter 3.7%

$737,400

Median Home Value

+65% vs state

$1,578

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 20882 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 173
2021 +10.9% 192
2022 +7.6% 207
2023 +11.3% 230
2024 +2.1% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 275 business establishments in ZIP 20882, employing approximately 2,130 people with a combined annual payroll of $118,809,000.

275

Businesses

2,130

Employees

$118.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 59 21.4%
Professional, scientific, and technical services 52 18.9%
Administrative and support and waste management and remediation services 42 15.3%
Other services (except public administration) 25 9.1%
Health care and social assistance 21 7.6%
Real estate and rental and leasing 18 6.5%
Accommodation and food services 13 4.7%
Retail trade 8 2.9%
Wholesale trade 7 2.5%
Arts, entertainment, and recreation 7 2.5%
Educational services 6 2.2%
Information 5 1.8%
Finance and insurance 4 1.4%
Transportation and warehousing 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20882 vs 20879 →

ZIP 20882 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20882 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20882 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20882 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20879 Gaithersburg, MD 24,360 4.7 mi
20886 Montgomery Village, MD 33,282 4.5 mi
20855 Derwood, MD 14,295 6.7 mi
20876 Germantown, MD 25,496 5.0 mi
20833 Brookeville, MD 7,735 5.2 mi
20880 Washington Grove, MD 450 6.6 mi
20872 Damascus, MD 13,104 5.6 mi
20877 Gaithersburg, MD 34,321 6.8 mi
21036 Dayton, MD 2,114 7.6 mi
21737 Glenelg, MD 1,458 6.9 mi

More ZIP Codes in Montgomery County

20906 standard
Silver Spring, MD
Pop: 64,696
20878 standard
Gaithersburg, MD
Pop: 62,446
20874 standard
Germantown, MD
Pop: 57,367
20904 standard
Silver Spring, MD
Pop: 54,612
20854 standard
Potomac, MD
Pop: 49,611
20902 standard
Silver Spring, MD
Pop: 48,841

Related Areas

Montgomery County Gaithersburg, MD Maryland

Frequently Asked Questions

What county is ZIP code 20882 in? ▼
ZIP code 20882 (Gaithersburg) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.
What is the population of ZIP code 20882? ▼
ZIP code 20882 in Gaithersburg, MD has a population of 14,063 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20882? ▼
The median household income in ZIP 20882 is $184,136, which is 141% above the national average of $76,288.
What is the average home value in ZIP 20882? ▼
The median home value in ZIP 20882 is $737,400, which is 165% above the national average of $278,155.
What is the demographic makeup of ZIP 20882? ▼
The largest racial group in ZIP 20882 is White at 64.9%. Hispanic or Latino residents make up 13.6% of the population.
How many businesses are in ZIP code 20882? ▼
ZIP code 20882 has 275 business establishments employing approximately 2,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20882? ▼
The top industries by establishment count in ZIP 20882 are: Construction (59), Professional, scientific, and technical services (52), Administrative and support and waste management and remediation services (42). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 20882? ▼
According to the FHFA House Price Index, home values in ZIP 20882 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20882? ▼
In ZIP code 20882, 73.0% of residents aged 25+ have a high school diploma or higher, and 59.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20882? ▼
The mean commute time for workers in ZIP code 20882 is 36.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20882? ▼
In ZIP code 20882, approximately 96.3% of occupied housing units are owner-occupied and 3.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20882? ▼
The poverty rate in ZIP code 20882 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.