Residential delivery area · Maryland
ZIP Code 20874: Germantown, MD
ZIP code 20874 uses the postal name Germantown, Maryland and lies entirely in Montgomery County (Census 2020 ZIP-county file). About 63,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Germantown's 2 residential ZIP codes. Median household income is $115,022 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Darnestown (46%) and Germantown (42%); 12% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Germantown · 2 residential ZIPs
- County
- Montgomery County
- Census places
- Darnestown (46%) census-designated place; Germantown (42%) census-designated place
- Metro area
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- House districts
- MD-8 (56%), MD-6 (44%) 119th Congress, by share of land
- State
- Maryland
- Time zone
- Eastern
- Land area
- 22.7 sq mi · 2,767 people per sq mi
- PO Box ZIPs
- 20875 also use the name Germantown
Where is ZIP code 20874?
20874 centers on 39.133°, -77.302° and covers 22.7 square miles of land plus 1.0 of water. It borders 8 ZIP codes: 20878, 20841, 20837, 20876, 20165, 20879, 20854, 22066.
The map draws ZIP code areas only. For the streets inside 20874, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 20874 compare with the rest of Germantown?
| Measure | 20874 | In Germantown | In Montgomery County | In MD |
|---|---|---|---|---|
| People (ACS 2020-2024) | 62,738 | 1st of 2 | 3rd of 53 | 6th of 477 |
| Median household income | $115k | 2nd of 2 | 30th of 41 | 135th of 293 |
| Median home value | $399k | 2nd of 2 | 40th of 41 | 182nd of 320 |
Its median household income is higher than in 89% of U.S. residential ZIP codes, and it is denser than 88% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 20874?
The 2020 Census counted 62,908 people in 20874; the ACS, which samples households over 2020-2024, estimates 62,738. Between the 2010 and 2020 censuses its population grew 9.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 62,738
- 2020 Census count
- 62,908+9.7% since 2010 (57,367)
- Households
- 22,662
- Median age
- 37.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 20874?
Of the 62,738 people the ACS estimates in 20874, 23.1% are under 18 and 11.8% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (26.8%), then White (not Hispanic) (26.4%).
- Under 1823.1%
- 18 to 6465.1%
- 65 and older11.8%
- Black, not Hispanic26.8%
- White, not Hispanic26.4%
- Hispanic or Latino22.0%
- Asian, not Hispanic18.4%
- Other or two or more6.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 20874 earn?
Median household income is $115,022 (ACS 2020-2024), the 30th highest of the 41 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($115,801 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $115,022
- Income per person
- $52,219
- Below the poverty line
- 8.3%
- Unemployed (of the labor force)
- 5.1%
- Adults 25+ with a bachelor's degree
- 48.9%
- Adjusted gross income per tax return, 2022
- $82,68732,360 returns; wages 81% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 20874?
FHFA's house price index for 20874, built from repeat sales and appraisals of the same homes, rose 54% from 2015 to 2025 and rose 40% from 2020 to 2025, and moved +2.6% in 2025.
- Median home value (owners' estimate)
- $399,000
- Median gross rent
- $1,995
- Homes owned by their occupants
- 66.4%
- Housing units
- 23,124
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 20874?
920 business establishments had a location in this ZIP code in 2023, 26 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services195
- Health care and social assistance157
- Accommodation and food services94
- Retail trade89
- Other services (except public administration)81
- Construction72
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 20874?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 20878 | Gaithersburg | 66,115 | $144k | 3.1 mi |
| 20841 | Boyds | 9,969 | $185k | 3.6 mi |
| 20837 | Poolesville | 6,699 | $174k | 5.8 mi |
| 20876 | Germantown | 26,406 | $120k | 6.3 mi |
| 20165 | Sterling, VA | 34,088 | $183k | 7.1 mi |
| 20879 | Gaithersburg | 25,264 | $112k | 7.7 mi |
| 20854 | Potomac | 50,498 | $250k+ | 8.2 mi |
| 22066 | Great Falls, VA | 17,185 | $250k+ | 8.3 mi |
| 20899 | Gaithersburg | 57 | $24k | 4.7 mi (near) |
| 20877 | Gaithersburg | 38,546 | $93k | 5.9 mi (near) |
| 20886 | Montgomery Village | 34,718 | $99k | 6.4 mi (near) |
| 20880 | Washington Grove | 577 | $135k | 6.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.