PlainZIP

Sterling, VA · standard

ZIP Code 20165

Loudoun County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,383
1,273/sq mi
$183,076
Median income
$704,800
Median home value
67.4%
Bachelor's or higher

The verdict

Sterling pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 6%
home value, US ZIPs
1,273
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20165 against every reporting US ZIP.

ZIP code 20165 is a densely settled ZIP (a standard USPS delivery area) in Sterling, Loudoun County, Virginia, with 32,383 residents across 25.4 square miles, a density of 1,273 people per square mile, in the New York time zone.

ZIP 20165 skews affluent, with a median household income of $183,076 (114% above the Virginia average), while per-capita income is $74,859. Poverty here runs at 3.1%, with unemployment measured at 4.0%. Housing costs here run $704,800 for a typical home value (111% above the state average), with rent averaging $2,531 a month; 77.6% of homes are owner-occupied.

This is a highly-educated ZIP: 67.4% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 29 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Loudoun County, letting you compare 20165 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 20165

Top 5 sectors by establishment count in Sterling, VA

Which industries have the most business establishments in ZIP 20165.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20165, Sterling, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

32,383

Population

25.4

Area (sq mi)

1,273

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20165?

38.4

Median Age

51.0%

Male

49.0%

Female

25.5%

Foreign-Born

White 61.4%
African American 6.2%
Asian 15.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 12.0%
Hispanic or Latino 11.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$183,076

Median Household Income

+114% vs state

$74,859

Per Capita Income

3.1%

Poverty Rate

4.0%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 20165 ranks nationally

Sterling, VA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$183,076 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.2%
Bachelor's Degree or Higher 67.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,312

Total Housing Units

11,939

Occupied Units

373

Vacant Units

2.85

Avg Household Size

Occupancy Type

Owner 77.6%
Renter 22.4%

$704,800

Median Home Value

+111% vs state

$2,531

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.6%

YoY Change (2024)

275

HPI Index (2000 = 100)

+175%

Total Change Since 2000

Home values in ZIP 20165 have increased 19.6% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 206
2021 +10.9% 228
2022 +10.1% 251
2023 -8.5% 230
2024 +19.6% 275

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 740 business establishments in ZIP 20165, employing approximately 6,263 people with a combined annual payroll of $332,397,000.

740

Businesses

6,263

Employees

$332.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 237 32.0%
Health care and social assistance 126 17.0%
Accommodation and food services 59 8.0%
Other services (except public administration) 54 7.3%
Construction 45 6.1%
Retail trade 45 6.1%
Finance and insurance 36 4.9%
Administrative and support and waste management and remediation services 35 4.7%
Real estate and rental and leasing 31 4.2%
Transportation and warehousing 19 2.6%
Educational services 17 2.3%
Information 15 2.0%
Arts, entertainment, and recreation 12 1.6%
Wholesale trade 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20165 vs 20164 →

ZIP 20165 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20165 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20165 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20165 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20164 Sterling, VA 37,747 2.6 mi
20170 Herndon, VA 41,236 4.8 mi
20837 Poolesville, MD 5,789 4.4 mi
20147 Ashburn, VA 54,086 4.9 mi
20194 Reston, VA 13,165 5.4 mi
22066 Great Falls, VA 18,099 5.5 mi
20166 Sterling, VA 9,521 5.7 mi
20171 Herndon, VA 45,887 8.8 mi
20190 Reston, VA 17,529 6.9 mi
20191 Reston, VA 29,128 8.3 mi

More ZIP Codes in Loudoun County

20147 standard
Ashburn, VA
Pop: 54,086
20176 standard
Leesburg, VA
Pop: 46,506
20164 standard
Sterling, VA
Pop: 37,747
20148 standard
Ashburn, VA
Pop: 28,310
20175 standard
Leesburg, VA
Pop: 27,169
20152 standard
Chantilly, VA
Pop: 24,946

Related Areas

Loudoun County Sterling, VA Virginia

Frequently Asked Questions

What county is ZIP code 20165 in? ▼
ZIP code 20165 (Sterling) is located in Loudoun County, Virginia. Loudoun County contains multiple ZIP codes, see the full list at /counties/loudoun-va.
What is the population of ZIP code 20165? ▼
ZIP code 20165 in Sterling, VA has a population of 32,383 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20165? ▼
The median household income in ZIP 20165 is $183,076, which is 140% above the national average of $76,288.
What is the average home value in ZIP 20165? ▼
The median home value in ZIP 20165 is $704,800, which is 153% above the national average of $278,155.
What is the demographic makeup of ZIP 20165? ▼
The largest racial group in ZIP 20165 is White at 61.4%. Hispanic or Latino residents make up 11.3% of the population.
How many businesses are in ZIP code 20165? ▼
ZIP code 20165 has 740 business establishments employing approximately 6,263 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20165? ▼
The top industries by establishment count in ZIP 20165 are: Professional, scientific, and technical services (237), Health care and social assistance (126), Accommodation and food services (59). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 20165? ▼
According to the FHFA House Price Index, home values in ZIP 20165 increased by 19.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20165? ▼
In ZIP code 20165, 79.2% of residents aged 25+ have a high school diploma or higher, and 67.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20165? ▼
The mean commute time for workers in ZIP code 20165 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20165? ▼
In ZIP code 20165, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20165? ▼
The poverty rate in ZIP code 20165 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.