Sterling, VA · standard
ZIP Code 20164
Loudoun County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,747
- 1,966/sq mi
- $135,660
- Median income
- $544,300
- Median home value
- 37.6%
- Bachelor's or higher
The verdict
Sterling pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 11%
- home value, US ZIPs
- 1,966
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20164 against every reporting US ZIP.
ZIP code 20164 is classified by USPS as a standard delivery area and covers roughly 19.2 square miles in Sterling, Loudoun County, Virginia. The area is home to 37,747 residents, producing a population density of 1,966 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20164 against Virginia and the nation.
On the economic side, the median household income for ZIP 20164 sits at $135,660 (59% above the Virginia average), while per-capita income is $48,314. The poverty rate stands at 7.5% and the unemployment rate at 3.9%. On housing, the median home value is $544,300 (63% above the state average) with median rent at $2,251 per month, and 75.1% of occupied units are owner-occupied, a direct signal of whether 20164 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 37.6% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Loudoun County, so you can benchmark 20164 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 20164
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 20164.
- Construction
Construction
159 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
143 establishments
- Retail trade
Retail trade
117 establishments
- Other services (except public administration)
Other services (except public administration)
101 establishments
- Accommodation and food services
Accommodation and food services
91 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20164, Sterling, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
37,747
Population
19.2
Area (sq mi)
1,966
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20164?
35.6
Median Age
51.8%
Male
48.2%
Female
43.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$135,660
Median Household Income
+59% vs state
$48,314
Per Capita Income
7.5%
Poverty Rate
3.9%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 20164 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$135,660 Top 6% higher than 94% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,177
Total Housing Units
12,806
Occupied Units
371
Vacant Units
3.38
Avg Household Size
Occupancy Type
$544,300
Median Home Value
+63% vs state
$2,251
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
322
HPI Index (2000 = 100)
+222%
Total Change Since 2000
Home values in ZIP 20164 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 231 |
| 2021 | +11.8% | 258 |
| 2022 | +7.2% | 277 |
| 2023 | +7.5% | 298 |
| 2024 | +8.2% | 322 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 930 business establishments in ZIP 20164, employing approximately 11,370 people with a combined annual payroll of $639,028,000.
930
Businesses
11,370
Employees
$639.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 159 | 17.1% |
| Professional, scientific, and technical services | 143 | 15.4% |
| Retail trade | 117 | 12.6% |
| Other services (except public administration) | 101 | 10.9% |
| Accommodation and food services | 91 | 9.8% |
| Administrative and support and waste management and remediation services | 77 | 8.3% |
| Health care and social assistance | 70 | 7.5% |
| Transportation and warehousing | 41 | 4.4% |
| Finance and insurance | 26 | 2.8% |
| Real estate and rental and leasing | 24 | 2.6% |
| Wholesale trade | 22 | 2.4% |
| Manufacturing | 16 | 1.7% |
| Arts, entertainment, and recreation | 15 | 1.6% |
| Educational services | 14 | 1.5% |
| Information | 12 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20164 vs 20165 →
ZIP 20164 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20147
Ashburn (20147)
54,086 residents
- 20171
Herndon (20171)
45,887 residents
- 20170
Herndon (20170)
41,236 residents
- 20164
Sterling (20164)
37,747 residents
- 20165
Sterling (20165)
32,383 residents
- 20191
Reston (20191)
29,128 residents
- 22066 18,099
Great Falls (22066)
18,099 residents
- 20190 17,529
Reston (20190)
17,529 residents
- 20194 13,165
Reston (20194)
13,165 residents
What this shows Among its immediate neighbors, ZIP 20164 ranks #4 by population — useful context the national average alone can't give.
ZIP 20164 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 22066
Great Falls (22066)
$250,001 median income
- 20165
Sterling (20165)
$183,076 median income
- 20837
Poolesville (20837)
$174,063 median income
- 20171
Herndon (20171)
$171,372 median income
- 20194
Reston (20194)
$170,988 median income
- 20147
Ashburn (20147)
$163,904 median income
- 20170
Herndon (20170)
$159,466 median income
- 20191
Reston (20191)
$151,185 median income
- 20164
Sterling (20164)
$135,660 median income
What this shows By household income, ZIP 20164 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20165 | Sterling, VA | 32,383 | 2.6 mi |
| 20170 | Herndon, VA | 41,236 | 2.4 mi |
| 20194 | Reston, VA | 13,165 | 3.6 mi |
| 20166 | Sterling, VA | 9,521 | 3.7 mi |
| 20171 | Herndon, VA | 45,887 | 6.2 mi |
| 22066 | Great Falls, VA | 18,099 | 5.1 mi |
| 20837 | Poolesville, MD | 5,789 | 6.9 mi |
| 20190 | Reston, VA | 17,529 | 4.8 mi |
| 20147 | Ashburn, VA | 54,086 | 4.9 mi |
| 20191 | Reston, VA | 29,128 | 6.0 mi |
More ZIP Codes in Loudoun County
Related Areas
Frequently Asked Questions
What county is ZIP code 20164 in? ▼
What is the population of ZIP code 20164? ▼
What is the median household income in ZIP 20164? ▼
What is the average home value in ZIP 20164? ▼
What is the demographic makeup of ZIP 20164? ▼
How many businesses are in ZIP code 20164? ▼
What are the main industries in ZIP code 20164? ▼
How have home values changed in ZIP code 20164? ▼
What is the education level in ZIP code 20164? ▼
What is the average commute time in ZIP 20164? ▼
What percentage of residents own vs. rent in ZIP 20164? ▼
What is the poverty rate in ZIP code 20164? ▼
ZIP Code Research Guides
Official Data Resources for Sterling, VA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.