PlainZIP

Sterling, VA · standard

ZIP Code 20164

Loudoun County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,747
1,966/sq mi
$135,660
Median income
$544,300
Median home value
37.6%
Bachelor's or higher

The verdict

Sterling pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 11%
home value, US ZIPs
1,966
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20164 against every reporting US ZIP.

ZIP code 20164 is a densely settled ZIP (a standard USPS delivery area) in Sterling, Loudoun County, Virginia, with 37,747 residents across 19.2 square miles, a density of 1,966 people per square mile, in the New York time zone.

ZIP 20164 skews affluent, with a median household income of $135,660 (59% above the Virginia average), while per-capita income is $48,314. Poverty here runs at 7.5%, with unemployment measured at 3.9%. Housing costs here run $544,300 for a typical home value (63% above the state average), with rent averaging $2,251 a month; 75.1% of homes are owner-occupied.

A solid share of residents have a four-year degree: 37.6% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 25 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Loudoun County, letting you compare 20164 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 20164

Top 5 sectors by establishment count in Sterling, VA

Which industries have the most business establishments in ZIP 20164.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20164, Sterling, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

37,747

Population

19.2

Area (sq mi)

1,966

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20164?

35.6

Median Age

51.8%

Male

48.2%

Female

43.6%

Foreign-Born

White 33.0%
African American 8.1%
Asian 14.6%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 24.5%
Hispanic or Latino 45.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$135,660

Median Household Income

+59% vs state

$48,314

Per Capita Income

7.5%

Poverty Rate

3.9%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 20164 ranks nationally

Sterling, VA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$135,660 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 37.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,177

Total Housing Units

12,806

Occupied Units

371

Vacant Units

3.38

Avg Household Size

Occupancy Type

Owner 75.1%
Renter 24.9%

$544,300

Median Home Value

+63% vs state

$2,251

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.2%

YoY Change (2024)

322

HPI Index (2000 = 100)

+222%

Total Change Since 2000

Home values in ZIP 20164 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 231
2021 +11.8% 258
2022 +7.2% 277
2023 +7.5% 298
2024 +8.2% 322

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 930 business establishments in ZIP 20164, employing approximately 11,370 people with a combined annual payroll of $639,028,000.

930

Businesses

11,370

Employees

$639.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 159 17.1%
Professional, scientific, and technical services 143 15.4%
Retail trade 117 12.6%
Other services (except public administration) 101 10.9%
Accommodation and food services 91 9.8%
Administrative and support and waste management and remediation services 77 8.3%
Health care and social assistance 70 7.5%
Transportation and warehousing 41 4.4%
Finance and insurance 26 2.8%
Real estate and rental and leasing 24 2.6%
Wholesale trade 22 2.4%
Manufacturing 16 1.7%
Arts, entertainment, and recreation 15 1.6%
Educational services 14 1.5%
Information 12 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20164 vs 20165 →

ZIP 20164 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20164 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20164 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20164 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20165 Sterling, VA 32,383 2.6 mi
20170 Herndon, VA 41,236 2.4 mi
20194 Reston, VA 13,165 3.6 mi
20166 Sterling, VA 9,521 3.7 mi
20171 Herndon, VA 45,887 6.2 mi
22066 Great Falls, VA 18,099 5.1 mi
20837 Poolesville, MD 5,789 6.9 mi
20190 Reston, VA 17,529 4.8 mi
20147 Ashburn, VA 54,086 4.9 mi
20191 Reston, VA 29,128 6.0 mi

More ZIP Codes in Loudoun County

20147 standard
Ashburn, VA
Pop: 54,086
20176 standard
Leesburg, VA
Pop: 46,506
20165 standard
Sterling, VA
Pop: 32,383
20148 standard
Ashburn, VA
Pop: 28,310
20175 standard
Leesburg, VA
Pop: 27,169
20152 standard
Chantilly, VA
Pop: 24,946

Related Areas

Loudoun County Sterling, VA Virginia

Frequently Asked Questions

What county is ZIP code 20164 in? ▼
ZIP code 20164 (Sterling) is located in Loudoun County, Virginia. Loudoun County contains multiple ZIP codes, see the full list at /counties/loudoun-va.
What is the population of ZIP code 20164? ▼
ZIP code 20164 in Sterling, VA has a population of 37,747 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20164? ▼
The median household income in ZIP 20164 is $135,660, which is 78% above the national average of $76,288.
What is the average home value in ZIP 20164? ▼
The median home value in ZIP 20164 is $544,300, which is 96% above the national average of $278,155.
What is the demographic makeup of ZIP 20164? ▼
The largest racial group in ZIP 20164 is White at 33.0%. Hispanic or Latino residents make up 45.0% of the population.
How many businesses are in ZIP code 20164? ▼
ZIP code 20164 has 930 business establishments employing approximately 11,370 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20164? ▼
The top industries by establishment count in ZIP 20164 are: Construction (159), Professional, scientific, and technical services (143), Retail trade (117). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 20164? ▼
According to the FHFA House Price Index, home values in ZIP 20164 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20164? ▼
In ZIP code 20164, 59.1% of residents aged 25+ have a high school diploma or higher, and 37.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20164? ▼
The mean commute time for workers in ZIP code 20164 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20164? ▼
In ZIP code 20164, approximately 75.1% of occupied housing units are owner-occupied and 24.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20164? ▼
The poverty rate in ZIP code 20164 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.