City ZIP codes · North Carolina
Matthews, NC ZIP Codes
3 ZIP codes use the postal name Matthews, North Carolina (Census 2020 ZCTAs and GeoNames postal codes, October 2026): 2 residential and 1 for PO boxes or a single organization. Median household income runs from $108,190 in 28105 to $138,017 in 28104, 1.3 times as much (Census Bureau, ACS 2020-2024). Matthews's most populous ZIP code is 28105, with 46,817 people (ACS 2020-2024); 72% of its land is in the city of Matthews.
- ACS2020-24
- Census2020
- GeoNames2026
Where are Matthews's ZIP codes?
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).
How different are Matthews's ZIP codes?
The highest median household income is in 28104 ($138,017), the lowest in 28105 ($108,190). Home values run from $430,800 in 28105 to $533,500 in 28104.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013, B25077, B01003).
All 2 residential ZIP codes of Matthews
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; 2023 Gazetteer land areas (2020 ZCTAs); town names from simplemaps US ZIP Codes (CC BY 4.0) and GeoNames (CC BY 4.0).
PO Box and single-organization ZIP codes in Matthews
1 ZIP code named Matthews has no residential delivery area: post office boxes, or one organization (a large employer, an agency, a university) with its own code. The Census Bureau publishes no figures for them.
| ZIP | County |
|---|---|
| 28106 | Mecklenburg County |
Source: GeoNames postal codes (CC BY 4.0); a ZIP code with no Census ZCTA has no residential delivery area.
Which counties do Matthews's ZIP codes reach?
Matthews's residential ZIP codes lie in 2 counties: Union County (1 ZIP code mainly there), Mecklenburg County (1 ZIP code mainly there).
Which places do Matthews's ZIP codes cover?
A postal name is not a city limit. By the Census Bureau's places, Matthews's residential ZIP codes cover Matthews itself and 6 other places, each listed with the ZIP codes that have at least 5% of their land in it or hold most of the place:
Source: U.S. Census Bureau, 2020 ZCTA-to-place relationship file (shares of land).
Which first three digits do Matthews's ZIP codes use?
The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Matthews starts with 281.
| Prefix | Sectional center | Here | All codes |
|---|---|---|---|
| 281 | Charlotte, NC (SCF 282) | 3 | 50 |
Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.