Residential delivery area · North Carolina
ZIP Code 28105: Matthews, NC
ZIP code 28105 is in Matthews, North Carolina, mostly in Mecklenburg County (99% of its land) with the rest in Union County (Census 2020 ZIP-county file). About 47,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Matthews's 2 residential ZIP codes. Median household income is $108,190 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Matthews (72%), Charlotte (16%) and Mint Hill (8%), and 1% in smaller places; 3% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Matthews · 2 residential ZIPs
- County
- Mecklenburg County (99%); Union County (1%)
- Census places
- Matthews (72%); Charlotte (16%); Mint Hill (8%)
- Neighborhoods
- Club View Acres, Forest Homes, Homestead, Idlewood Acres, Lake Haven, Matthews Park and 9 more GeoNames
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House districts
- NC-8 (83%), NC-12 (17%) 119th Congress, by share of land
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 23.2 sq mi · 2,015 people per sq mi
- PO Box ZIPs
- 28106 also use the name Matthews
Where is ZIP code 28105?
28105 centers on 35.120°, -80.710° and covers 23.2 square miles of land plus 0.2 of water. It borders 5 ZIP codes: 28270, 28104, 28212, 28227, 28277.
The map draws ZIP code areas only. For the streets inside 28105, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 28105 compare with the rest of Matthews?
| Measure | 28105 | In Matthews | In Mecklenburg County | In NC |
|---|---|---|---|---|
| People (ACS 2020-2024) | 46,817 | 1st of 2 | 11th of 36 | 50th of 853 |
| Median household income | $108k | 2nd of 2 | 10th of 30 | 41st of 528 |
| Median home value | $431k | 2nd of 2 | 17th of 31 | 77th of 572 |
Its median household income is higher than in 86% of U.S. residential ZIP codes, and it is denser than 85% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28105?
The 2020 Census counted 44,085 people in 28105; the ACS, which samples households over 2020-2024, estimates 46,817. Between the 2010 and 2020 censuses its population grew 11.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 46,817
- 2020 Census count
- 44,085+11.4% since 2010 (39,586)
- Households
- 17,285
- Median age
- 39.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28105?
Of the 46,817 people the ACS estimates in 28105, 23.1% are under 18 and 17.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (64.1%), then Black (not Hispanic) (13.2%).
- Under 1823.1%
- 18 to 6459.1%
- 65 and older17.9%
- White, not Hispanic64.1%
- Black, not Hispanic13.2%
- Asian, not Hispanic9.7%
- Hispanic or Latino9.0%
- Other or two or more4.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28105 earn?
Median household income is $108,190 (ACS 2020-2024), the 10th highest of the 30 ranked ZIP codes in Mecklenburg County. It rose from $96,466 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $108,190
- Income per person
- $49,896
- Below the poverty line
- 6.0%
- Unemployed (of the labor force)
- 2.9%
- Adults 25+ with a bachelor's degree
- 53.5%
- Adjusted gross income per tax return, 2022
- $104,96421,930 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28105?
FHFA's house price index for 28105, built from repeat sales and appraisals of the same homes, rose 130% from 2015 to 2025 and rose 68% from 2020 to 2025, and moved +3.3% in 2025.
- Median home value (owners' estimate)
- $430,800
- Median gross rent
- $1,765
- Homes owned by their occupants
- 67.6%
- Housing units
- 18,283
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28105?
1,589 business establishments had a location in this ZIP code in 2023, 131 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance223
- Professional, scientific, and technical services211
- Retail trade192
- Other services (except public administration)171
- Construction155
- Accommodation and food services137
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28105?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28270 | Charlotte | 32,448 | $132k | 3.1 mi |
| 28104 | Matthews | 36,641 | $138k | 4.3 mi |
| 28212 | Charlotte | 42,440 | $53k | 5.1 mi |
| 28227 | Charlotte | 60,482 | $77k | 6.0 mi |
| 28277 | Charlotte | 73,882 | $129k | 7.8 mi |
| 28211 | Charlotte | 33,925 | $133k | 5.9 mi (near) |
| 28079 | Indian Trail | 43,035 | $101k | 6.2 mi (near) |
| 28226 | Charlotte | 39,381 | $119k | 6.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.