PlainZIP

Charlotte, NC

Multi-ZIP Census mosaic for Charlotte, NC: 27 delivery areas, combined population 790,689. Sort the ZIP table by population before trusting any single city average (ACS 2023 5-Year Estimates).

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet CHARLOTTE-NC · Charlotte, NC 27 ZIPs · 790,689 pop · #5415/25278 · Mecklenburg County

INC-HIGH · RANK-UPPER · ABOVE-PEER · BOOK-WIDE · OWN-LOW · POP-MAJOR · SPREAD-SPLIT · HOME-HIGH

  • INC-HIGH $94,426
  • RANK-UPPER #5415/25278
  • ABOVE-PEER over Pineville
  • BOOK-WIDE 27 ZIPs
  • OWN-LOW 52% owners
  • POP-MAJOR 790,689
  • SPREAD-SPLIT 28212→28207
  • HOME-HIGH $474,388

Nearest income peer: Pineville, NC ( $8,745 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Charlotte

Lowest/highest poles plus county-sharing cities nearest Charlotte on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Charlotte, NC sits among US cities with an upper-quartile household income, on a major-metro population base, across a multi-ZIP patchwork.

Top 21%
household income vs 25,278 US cities
790,689
city population (Census)
27
USPS ZIP codes covered
$94,426
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Wealth and geography both spread: average ZIP median income is $94,426 with per-capita $60,798 , poverty at 11.1% , owner-occupancy at 51.6%. With 27 delivery areas, the richest and poorest ZIPs inside Charlotte can diverge sharply, treat the city average as a map legend, then open the densest ZIP (28269) for the street-level read.

Charlotte sits in the lower half of Mecklenburg County on income: Matthews, Huntersville and Cornelius report more, and only Pineville reports less. Davidson marks the far end of that range at $156,496, 66% above Charlotte.

Within-city ZIP comparison

Where the ZIP codes inside Charlotte differ

Charlotte's city average masks two linked splits. Median household income runs from $52,723 in ZIP 28212 to $217,204 in ZIP 28207, while home values span $236,300 in 28208 to $1,409,300 in 28207. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.

Income high-to-low ratio
4.1×

28212 to 28207

Home-value high-to-low ratio
6.0×

28208 to 28207

Poverty-rate spread
17.9 points

28207 to 28206

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Charlotte residents fan out across many ZIPs

Population is spread across 27 codes in Charlotte. The densest, 28269, still represents only about 9% of the 790,689 residents, so no single ZIP stands in for the city.

Census ZBP business roll-up

Dense employer mosaic across Charlotte

Citywide ZBP: 29,957 establishments, 623,688 employees , annual payroll $49,872,442k (~38 establishments per 1,000 residents) across 27 of 27 ZIPs. Peak business ZIP 28277 (2,863 units) ; leading NAICS Professional, scientific, and technical services (4,322) · also Health care and social assistance · Retail trade .

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ZIP Codes in Charlotte, NC

These ZIP codes sit in Mecklenburg County, which covers 32 ZIP codes in all; 27 of them fall in Charlotte. See the Mecklenburg County roll-up →

Charlotte sits in the lower half of Mecklenburg County on income: Matthews, Huntersville and Cornelius report more, and only Pineville reports less. Davidson marks the far end of that range at $156,496, 66% above Charlotte.

Side-by-side: Compare 28269 vs 28277 →

ZIP Code Population Median income Establishments Density
28269 71,048 $81,517 1,581 900
28277 59,664 $128,627 2,863 984
28215 53,629 $71,162 728 678
28227 49,635 $77,115 1,295 495
28216 47,208 $65,795 1,199 609
28205 43,931 $75,622 1,539 1,435
28210 42,263 $100,824 1,371 1,285
28212 38,457 $52,723 631 1,607
28262 37,547 $69,231 1,379 669
28213 37,309 $58,146 796 1,041
28226 37,286 $118,606 1,324 965
28214 34,721 $86,447 653 410
28208 34,167 $55,431 1,464 599
28270 31,525 $131,667 756 965
28273 31,478 $87,350 1,894 557
28211 28,523 $132,917 1,434 1,022
28217 24,204 $64,028 2,119 631
28209 20,317 $101,873 1,088 1,431
28278 19,283 $125,470 588 261
28206 11,898 $61,818 759 651
28203 11,315 $104,696 1,557 1,317
28202 11,195 $105,889 1,476 2,396
28207 9,280 $217,204 504 1,423
28204 4,796 $92,054 844 1,071
28280 10 n/a 58 511
28244 0 n/a 46 n/a
28282 0 n/a 11 n/a
How we build city roll-ups · Guide: reading ZIP code data · Census ACS tables

Charlotte roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Charlotte, .