Charlotte, NC

Census ZIP code profile for Charlotte, NC — 27 ZIPs, total population 790,689. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.

2026 data Public-data reference. official source

Source:

Charlotte, NC is covered by 27 USPS ZIP codes serving a combined population of 790,689 according to Census ACS 5-Year Estimates. U.S. cities rarely map cleanly to a single ZIP — Charlotte splits its residents across 27 delivery areas, each with its own demographic and housing profile. The table below lists every ZIP by population, so you can see which neighborhoods carry the weight of the city total and which are smaller pockets of the same municipal boundary.

Aggregated across every ZIP in Charlotte, the median household income averages $94,426 and per-capita income averages $60,798. Poverty rate runs at 11.1% and unemployment at 4.3%. On housing, the average median home value is $474,388 with median rent of $1,625 per month, and 51.6% of occupied units are owner-occupied. These are arithmetic averages across the 27 ZIPs — not population-weighted — so small ZIPs influence the headline numbers the same as large ones.

Use this city view to compare ZIPs inside Charlotte against each other rather than hunting for a single "city average." The Affordability Dashboard linked below combines these Census inputs with HUD Fair Market Rents, FBI crime data, and Department of Labor childcare costs into a graded scorecard for Charlotte as a whole, while individual ZIP pages show fine-grained household income, housing profile, education attainment, commute time, and nearby-ZIP benchmarks. Every field on this page is sourced directly from U.S. Census Bureau ACS 2023 5-Year Estimates — no estimates, no proprietary scoring, no editorial adjustment.

Affordability Dashboard
Income, housing, safety, childcare — all in one view
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27

ZIP Codes

790,689

Population

$94,426

Median Income

$474,388

Median Home Value

35.2

Median Age

How much do residents of Charlotte earn?

Median Household Income
$94,426
Per Capita Income
$60,798
Unemployment Rate
4.3%
Poverty Rate
11.1%

What does housing look like in Charlotte?

Median Home Value
$474,388
Median Rent
$1,625/mo
Owner Occupied
51.6%
Housing Units
433,573

Who lives in Charlotte?

Bachelor's Degree+
51.4%
High School+
67.1%
Avg Commute
25 min
Foreign Born
16.9%

ZIP Codes in Charlotte, NC

Side-by-side: Compare 28269 vs 28277 →

ZIP Code Population Density Timezone
28269 71,048 900 America/New_York
28277 59,664 984 America/New_York
28215 53,629 678 America/New_York
28227 49,635 495 America/New_York
28216 47,208 609 America/New_York
28205 43,931 1,435 America/New_York
28210 42,263 1,285 America/New_York
28212 38,457 1,607 America/New_York
28262 37,547 669 America/New_York
28213 37,309 1,041 America/New_York
28226 37,286 965 America/New_York
28214 34,721 410 America/New_York
28208 34,167 599 America/New_York
28270 31,525 965 America/New_York
28273 31,478 557 America/New_York
28211 28,523 1,022 America/New_York
28217 24,204 631 America/New_York
28209 20,317 1,431 America/New_York
28278 19,283 261 America/New_York
28206 11,898 651 America/New_York
28203 11,315 1,317 America/New_York
28202 11,195 2,396 America/New_York
28207 9,280 1,423 America/New_York
28204 4,796 1,071 America/New_York
28280 10 511 America/New_York
28244 0 America/New_York
28282 0 America/New_York

Frequently Asked Questions

How many ZIP codes are in Charlotte, NC?
Charlotte, NC has 27 ZIP codes with a combined population of 790,689, based on Census ACS 2023 data.
What is the median household income in Charlotte?
The average median household income across Charlotte, NC ZIP codes is $94,426. The poverty rate is 11.1%.
What is the cost of living in Charlotte?
The average median home value in Charlotte, NC is $474,388. Median rent is $1,625/month. 51.6% of homes are owner-occupied.

Source: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2023). Verify with Census Bureau →

Source: HUD USPS Crosswalk (ZIP-to-county mapping) and Source: simplemaps.com (ZIP coordinates & timezones). Verify with HUD →

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey (ACS). Consult a qualified professional before making decisions based on this data.