Charlotte, NC · standard

ZIP Code 28210

Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,263
1,285/sq mi High-density area
$100,824
Median income Above-median income area
$531,700
Median home value Above-median home value
59.5%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Charlotte pairs an upper-quartile household income with upper-quartile home values, in a low-density, mixed-tenure area.

Top 19%
household income, US ZIPs
Top 12%
home value, US ZIPs
1,285
people per sq mi
56%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28210 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 28210 (Charlotte, NC) rose +7.8% from 2023 to 2024. The all-transactions index moved from 318.6 in 2023 to 343.6 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 28210 is a densely settled ZIP (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, with 42,263 residents across 32.9 square miles, a density of 1,285 people per square mile, in the New York time zone.

ZIP 28210 lands in the middle-income range, with a median household income of $100,824 (46% above the average North Carolina ZIP), while per-capita income is $64,753. The poverty rate is 8.9%, with unemployment at 3.9%; those measures add context to the income figure. Median home value is $531,700 (105% above the average North Carolina ZIP) and median rent is $1,554; 55.8% of occupied homes are owner-occupied.

This is a highly-educated ZIP: 59.5% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Mecklenburg County, so 28210 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 28210

Top 5 sectors by establishment count in Charlotte, NC

Which industries have the most business establishments in ZIP 28210.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28210, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

42,263

Population

32.9

Area (sq mi)

1,285

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28210?

36.9

Median Age

47.4%

Male

52.6%

Female

19.2%

Foreign-Born

White 62.0%
African American 10.9%
Asian 2.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 13.1%
Hispanic or Latino 21.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,824

Median Household Income

+46% vs state ZIP avg

$64,753

Per Capita Income

8.9%

Poverty Rate

3.9%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 28210 ranks nationally

Charlotte, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,824 Top 19% higher than 81% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.5%
Bachelor's Degree or Higher 59.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,228

Total Housing Units

20,684

Occupied Units

1,544

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 55.8%
Renter 44.2%

$531,700

Median Home Value

+105% vs state ZIP avg

$1,554

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.8%

YoY Change (2024)

344

HPI Index (2000 = 100)

+244%

Total Change Since 2000

Home values in ZIP 28210 have increased 7.8% over the past year (2024). Since 2000, this ZIP has seen +244% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 221
2021 +12.6% 249
2022 +19.2% 297
2023 +7.3% 319
2024 +7.8% 344

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,371 business establishments in ZIP 28210, employing approximately 23,499 people with a combined annual payroll of $2,289,711,000.

1,371

Businesses

23,499

Employees

$2.3B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 229 16.7%
Health care and social assistance 213 15.5%
Finance and insurance 191 13.9%
Real estate and rental and leasing 146 10.7%
Retail trade 98 7.2%
Other services (except public administration) 90 6.6%
Accommodation and food services 86 6.3%
Construction 83 6.0%
Administrative and support and waste management and remediation services 79 5.8%
Wholesale trade 47 3.4%
Arts, entertainment, and recreation 28 2.0%
Information 22 1.6%
Transportation and warehousing 18 1.3%
Educational services 16 1.2%
Manufacturing 8 0.6%
Management of companies and enterprises 8 0.6%
Utilities 6 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28210 vs 28209 →

ZIP 28210 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28210 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28210 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28210 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28209 Charlotte, NC 20,317 3.4 mi
28226 Charlotte, NC 37,286 2.5 mi
28134 Pineville, NC 9,453 3.6 mi
28203 Charlotte, NC 11,315 5.5 mi
28273 Charlotte, NC 31,478 5.2 mi
28217 Charlotte, NC 24,204 4.2 mi
28207 Charlotte, NC 9,280 4.9 mi
28211 Charlotte, NC 28,523 4.3 mi
28282 Charlotte, NC 0 6.6 mi
28244 Charlotte, NC 0 6.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 28210, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (42,263 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Mecklenburg County

Frequently Asked Questions

What county is ZIP code 28210 in?

ZIP code 28210 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.

What is the population of ZIP code 28210?

ZIP code 28210 in Charlotte, NC has a population of 42,263 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28210?

The median household income in ZIP 28210 is $100,824, which is 32% above the national average of $76,288.

What is the average home value in ZIP 28210?

The median home value in ZIP 28210 is $531,700, which is 91% above the national average of $278,155.

What is the demographic makeup of ZIP 28210?

The largest racial group in ZIP 28210 is White at 62.0%. Hispanic or Latino residents make up 21.4% of the population.

How many businesses are in ZIP code 28210?

ZIP code 28210 has 1,371 business establishments employing approximately 23,499 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28210?

The top industries by establishment count in ZIP 28210 are: Professional, scientific, and technical services (229), Health care and social assistance (213), Finance and insurance (191). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 28210?

According to the FHFA House Price Index, home values in ZIP 28210 increased by 7.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 244%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28210?

In ZIP code 28210, 70.5% of residents aged 25+ have a high school diploma or higher, and 59.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28210?

The mean commute time for workers in ZIP code 28210 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28210?

In ZIP code 28210, approximately 55.8% of occupied housing units are owner-occupied and 44.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28210?

The poverty rate in ZIP code 28210 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 28210's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 28210's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.