Charlotte, NC · standard
ZIP Code 28262
Mecklenburg County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,547
- 669/sq mi
- $69,231
- Median income
- $346,600
- Median home value
- 46.2%
- Bachelor's or higher
The verdict
Charlotte pairs a below-median household income with above-median home values, in a low-density, renter-heavy area.
- 45th pct
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 669
- people per sq mi
- 28%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28262 against every reporting US ZIP.
ZIP code 28262 is classified by USPS as a standard delivery area and covers roughly 56.1 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 37,547 residents, producing a population density of 669 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28262 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28262 sits at $69,231 (0% above the North Carolina average), while per-capita income is $40,319. The poverty rate stands at 12.7% and the unemployment rate at 3.0%. On housing, the median home value is $346,600 (34% above the state average) with median rent at $1,569 per month, and 28.3% of occupied units are owner-occupied, a direct signal of whether 28262 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 46.2% of adults hold a bachelor's degree or higher, the median age is 29.5, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28262 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28262
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28262.
- Health care and social assistance
Health care and social assistance
232 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
207 establishments
- Accommodation and food services
Accommodation and food services
161 establishments
- Retail trade
Retail trade
122 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
116 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28262, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
37,547
Population
56.1
Area (sq mi)
669
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28262?
29.5
Median Age
46.7%
Male
53.3%
Female
20.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,231
Median Household Income
+0% vs state
$40,319
Per Capita Income
12.7%
Poverty Rate
3.0%
Unemployment Rate
22.7 min
Mean Commute Time
How ZIP 28262 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$69,231 45th percentile higher than 45% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
24,991
Total Housing Units
22,529
Occupied Units
2,462
Vacant Units
2.18
Avg Household Size
Occupancy Type
$346,600
Median Home Value
+34% vs state
$1,569
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2024)
260
HPI Index (2000 = 100)
+160%
Total Change Since 2000
Home values in ZIP 28262 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 161 |
| 2021 | +16.8% | 187 |
| 2022 | +28.8% | 242 |
| 2023 | +7.0% | 258 |
| 2024 | +0.5% | 260 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,379 business establishments in ZIP 28262, employing approximately 46,056 people with a combined annual payroll of $3,613,269,000.
1,379
Businesses
46,056
Employees
$3.6B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 232 | 16.8% |
| Professional, scientific, and technical services | 207 | 15.0% |
| Accommodation and food services | 161 | 11.7% |
| Retail trade | 122 | 8.8% |
| Real estate and rental and leasing | 116 | 8.4% |
| Finance and insurance | 100 | 7.3% |
| Other services (except public administration) | 87 | 6.3% |
| Administrative and support and waste management and remediation services | 78 | 5.7% |
| Construction | 50 | 3.6% |
| Transportation and warehousing | 49 | 3.5% |
| Information | 42 | 3.0% |
| Wholesale trade | 38 | 2.8% |
| Management of companies and enterprises | 37 | 2.7% |
| Educational services | 24 | 1.7% |
| Arts, entertainment, and recreation | 15 | 1.1% |
| Manufacturing | 13 | 0.9% |
| Utilities | 7 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28262 vs 28213 →
ZIP 28262 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28269
Charlotte (28269)
71,048 residents
- 28027
Concord (28027)
55,435 residents
- 28215
Charlotte (28215)
53,629 residents
- 28216
Charlotte (28216)
47,208 residents
- 28205
Charlotte (28205)
43,931 residents
- 28212
Charlotte (28212)
38,457 residents
- 28262
Charlotte (28262)
37,547 residents
- 28213
Charlotte (28213)
37,309 residents
- 28075 16,143
Harrisburg (28075)
16,143 residents
What this shows Among its immediate neighbors, ZIP 28262 ranks #7 by population — useful context the national average alone can't give.
ZIP 28262 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28075
Harrisburg (28075)
$144,288 median income
- 28027
Concord (28027)
$92,219 median income
- 28204
Charlotte (28204)
$92,054 median income
- 28269
Charlotte (28269)
$81,517 median income
- 28205
Charlotte (28205)
$75,622 median income
- 28215
Charlotte (28215)
$71,162 median income
- 28262
Charlotte (28262)
$69,231 median income
- 28216
Charlotte (28216)
$65,795 median income
- 28206
Charlotte (28206)
$61,818 median income
What this shows By household income, ZIP 28262 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28213 | Charlotte, NC | 37,309 | 2.8 mi |
| 28269 | Charlotte, NC | 71,048 | 3.5 mi |
| 28075 | Harrisburg, NC | 16,143 | 6.0 mi |
| 28215 | Charlotte, NC | 53,629 | 6.1 mi |
| 28212 | Charlotte, NC | 38,457 | 9.4 mi |
| 28206 | Charlotte, NC | 11,898 | 6.5 mi |
| 28027 | Concord, NC | 55,435 | 6.9 mi |
| 28205 | Charlotte, NC | 43,931 | 7.7 mi |
| 28216 | Charlotte, NC | 47,208 | 8.2 mi |
| 28204 | Charlotte, NC | 4,796 | 9.0 mi |
More ZIP Codes in Mecklenburg County
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Frequently Asked Questions
What county is ZIP code 28262 in? ▼
What is the population of ZIP code 28262? ▼
What is the median household income in ZIP 28262? ▼
What is the average home value in ZIP 28262? ▼
What is the demographic makeup of ZIP 28262? ▼
How many businesses are in ZIP code 28262? ▼
What are the main industries in ZIP code 28262? ▼
How have home values changed in ZIP code 28262? ▼
What is the education level in ZIP code 28262? ▼
What is the average commute time in ZIP 28262? ▼
What percentage of residents own vs. rent in ZIP 28262? ▼
What is the poverty rate in ZIP code 28262? ▼
ZIP Code Research Guides
Official Data Resources for Charlotte, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.