Residential delivery area · North Carolina

ZIP Code 28027: Concord, NC

ZIP code 28027 is in Concord, North Carolina, entirely in Cabarrus County (Census 2020 ZIP-county file). About 82,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Concord's 2 residential ZIP codes. Median household income is $92,219 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Concord (62%) and Kannapolis (11%); 27% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
280sectional center: Charlotte, NC (SCF 282)
27delivery area within it
Town
Concord · 2 residential ZIPs
Census places
Concord (62%); Kannapolis (11%)
Metro area
Charlotte-Concord-Gastonia, NC-SC
House districts
NC-6 (59%), NC-8 (41%) 119th Congress, by share of land
Time zone
Eastern
Land area
69.0 sq mi · 1,185 people per sq mi
PO Box ZIPs
28026 also use the name Concord

Where is ZIP code 28027?

28027 centers on 35.413°, -80.675° and covers 69.0 square miles of land plus 2.0 of water. It borders 8 ZIP codes: 28081, 28262, 28083, 28075, 28036, 28025, 28269, 28078.

28025 · Concord28036 · Davidson28075 · Harrisburg28078 · Huntersville28081 · Kannapolis28083 · Kannapolis28262 · Charlotte28269 · Charlotte28027 · Concord (this ZIP)28027280252807828269280362808128262280832807528025 · Concord28036 · Davidson28075 · Harrisburg28078 · Huntersville28081 · Kannapolis28083 · Kannapolis28262 · Charlotte28269 · Charlotte28027 · Concord (this ZIP)28027280252807828269280362808128262280832807528025 · Concord28036 · Davidson28075 · Harrisburg28078 · Huntersville28081 · Kannapolis28083 · Kannapolis28262 · Charlotte28269 · Charlotte28027 · Concord (this ZIP)2802728025280782826928036280812808328075
Shaded by median household income, in national fifths (ACS 2020-2024); 28027 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28027, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 28027 compare with the rest of Concord?

Rank of 28027 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28027In ConcordIn Cabarrus CountyIn NC
People (ACS 2020-2024)81,7721st of 21st of 152nd of 853
Median household income$92k1st of 26th of 1472nd of 528
Median home value$372k1st of 25th of 15117th of 572

Its median household income is higher than in 75% of U.S. residential ZIP codes, and it is denser than 80% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28027?

The 2020 Census counted 76,478 people in 28027; the ACS, which samples households over 2020-2024, estimates 81,772. Between the 2010 and 2020 censuses its population grew 38.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
81,772
2020 Census count
76,478+38.0% since 2010 (55,435)
Households
29,238
Median age
36.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28027?

Of the 81,772 people the ACS estimates in 28027, 26.9% are under 18 and 12.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (49.7%), then Black (not Hispanic) (20.5%).

  • Under 1826.9%
  • 18 to 6460.9%
  • 65 and older12.1%
Age of the people of 28027 (ACS 2020-2024, B01001)
  • White, not Hispanic49.7%
  • Black, not Hispanic20.5%
  • Hispanic or Latino14.8%
  • Asian, not Hispanic10.3%
  • Other or two or more4.7%
Race and Hispanic origin in 28027 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28027 earn?

Median household income is $92,219 (ACS 2020-2024), the 6th highest of the 14 ranked ZIP codes in Cabarrus County. It is not measurably different from 2015-2019 ($94,203 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$92,219
Income per person
$45,345
Below the poverty line
9.6%
Unemployed (of the labor force)
4.9%
Adults 25+ with a bachelor's degree
43.3%
Adjusted gross income per tax return, 2022
$89,84435,920 returns; wages 79% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28027?

FHFA's house price index for 28027, built from repeat sales and appraisals of the same homes, rose 119% from 2015 to 2025 and rose 58% from 2020 to 2025, and moved −0.1% in 2025.

Median home value (owners' estimate)
$372,400
Median gross rent
$1,561
Homes owned by their occupants
64.0%
Housing units
32,419
0 200 400 600 197919902000201020202025 0 200 400 600 197919902000201020202025 0 200 400 600 197919902000201020202025
Index = 100 in 1979, the first year FHFA reports for 28027; 2025: 572.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28027?

2,020 business establishments had a location in this ZIP code in 2023, 325 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade363
  • Accommodation and food services222
  • Professional, scientific, and technical services211
  • Other services (except public administration)202
  • Construction200
  • Health care and social assistance131

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28027?

ZIP codes that share a boundary with 28027, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28081Kannapolis29,075$72k6.2 mi
28262Charlotte50,003$69k7.3 mi
28083Kannapolis28,095$66k7.5 mi
28075Harrisburg21,517$144k8.0 mi
28036Davidson22,963$157k8.2 mi
28025Concord58,334$80k8.8 mi
28269Charlotte79,586$82k8.9 mi
28078Huntersville71,657$121k10.8 mi
28223Charlotte4,953–7.9 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.