Concord, NC · standard
ZIP Code 28027
Cabarrus County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 55,435
- 312/sq mi
- $92,219
- Median income
- $372,400
- Median home value
- 43.3%
- Bachelor's or higher
The verdict
Concord pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 25%
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 312
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28027 against every reporting US ZIP.
ZIP code 28027 is classified by USPS as a standard delivery area and covers roughly 177.8 square miles in Concord, Cabarrus County, North Carolina. The area is home to 55,435 residents, producing a population density of 312 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28027 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28027 sits at $92,219 (33% above the North Carolina average), while per-capita income is $45,345. The poverty rate stands at 9.6% and the unemployment rate at 4.9%. On housing, the median home value is $372,400 (44% above the state average) with median rent at $1,561 per month, and 64.0% of occupied units are owner-occupied, a direct signal of whether 28027 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 43.3% of adults hold a bachelor's degree or higher, the median age is 36.3, and the average commute is 26 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cabarrus County, so you can benchmark 28027 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28027
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28027.
- Retail trade
Retail trade
363 establishments
- Accommodation and food services
Accommodation and food services
222 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
211 establishments
- Other services (except public administration)
Other services (except public administration)
202 establishments
- Construction
Construction
200 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28027, Concord, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
55,435
Population
177.8
Area (sq mi)
312
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28027?
36.3
Median Age
49.4%
Male
50.6%
Female
15.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,219
Median Household Income
+33% vs state
$45,345
Per Capita Income
9.6%
Poverty Rate
4.9%
Unemployment Rate
26.4 min
Mean Commute Time
How ZIP 28027 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$92,219 Top 25% higher than 75% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
32,419
Total Housing Units
29,238
Occupied Units
3,181
Vacant Units
2.78
Avg Household Size
Occupancy Type
$372,400
Median Home Value
+44% vs state
$1,561
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.2%
YoY Change (2024)
259
HPI Index (2000 = 100)
+159%
Total Change Since 2000
Home values in ZIP 28027 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 164 |
| 2021 | +17.9% | 193 |
| 2022 | +22.2% | 236 |
| 2023 | +7.2% | 253 |
| 2024 | +2.2% | 259 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,020 business establishments in ZIP 28027, employing approximately 36,444 people with a combined annual payroll of $1,573,471,000.
2,020
Businesses
36,444
Employees
$1.6B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 363 | 18.0% |
| Accommodation and food services | 222 | 11.0% |
| Professional, scientific, and technical services | 211 | 10.4% |
| Other services (except public administration) | 202 | 10.0% |
| Construction | 200 | 9.9% |
| Health care and social assistance | 131 | 6.5% |
| Real estate and rental and leasing | 126 | 6.2% |
| Administrative and support and waste management and remediation services | 109 | 5.4% |
| Wholesale trade | 108 | 5.3% |
| Transportation and warehousing | 99 | 4.9% |
| Manufacturing | 65 | 3.2% |
| Finance and insurance | 51 | 2.5% |
| Arts, entertainment, and recreation | 51 | 2.5% |
| Educational services | 36 | 1.8% |
| Information | 24 | 1.2% |
| Management of companies and enterprises | 9 | 0.5% |
| Utilities | 7 | 0.3% |
| Industries not classified | 3 | 0.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28027 vs 28081 →
ZIP 28027 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28269
Charlotte (28269)
71,048 residents
- 28027
Concord (28027)
55,435 residents
- 28025
Concord (28025)
49,160 residents
- 28262
Charlotte (28262)
37,547 residents
- 28213
Charlotte (28213)
37,309 residents
- 28081 25,190
Kannapolis (28081)
25,190 residents
- 28083 23,820
Kannapolis (28083)
23,820 residents
- 28075 16,143
Harrisburg (28075)
16,143 residents
- 28036 14,654
Davidson (28036)
14,654 residents
What this shows Among its immediate neighbors, ZIP 28027 ranks #2 by population — useful context the national average alone can't give.
ZIP 28027 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28036
Davidson (28036)
$156,496 median income
- 28075
Harrisburg (28075)
$144,288 median income
- 28027
Concord (28027)
$92,219 median income
- 28269
Charlotte (28269)
$81,517 median income
- 28025
Concord (28025)
$79,545 median income
- 28081
Kannapolis (28081)
$71,665 median income
- 28262
Charlotte (28262)
$69,231 median income
- 28083
Kannapolis (28083)
$66,257 median income
- 28088 $59,872
Landis (28088)
$59,872 median income
What this shows By household income, ZIP 28027 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28081 | Kannapolis, NC | 25,190 | 6.5 mi |
| 28075 | Harrisburg, NC | 16,143 | 7.6 mi |
| 28262 | Charlotte, NC | 37,547 | 6.9 mi |
| 28025 | Concord, NC | 49,160 | 8.5 mi |
| 28083 | Kannapolis, NC | 23,820 | 7.8 mi |
| 28213 | Charlotte, NC | 37,309 | 9.1 mi |
| 28036 | Davidson, NC | 14,654 | 8.6 mi |
| 28088 | Landis, NC | 2,862 | 10.0 mi |
| 28269 | Charlotte, NC | 71,048 | 8.7 mi |
More ZIP Codes in Cabarrus County
Related Areas
Frequently Asked Questions
What county is ZIP code 28027 in? ▼
What is the population of ZIP code 28027? ▼
What is the median household income in ZIP 28027? ▼
What is the average home value in ZIP 28027? ▼
What is the demographic makeup of ZIP 28027? ▼
How many businesses are in ZIP code 28027? ▼
What are the main industries in ZIP code 28027? ▼
How have home values changed in ZIP code 28027? ▼
What is the education level in ZIP code 28027? ▼
What is the average commute time in ZIP 28027? ▼
What percentage of residents own vs. rent in ZIP 28027? ▼
What is the poverty rate in ZIP code 28027? ▼
ZIP Code Research Guides
Official Data Resources for Concord, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.