Concord, NC · standard
ZIP Code 28025
Cabarrus County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 49,160
- 174/sq mi High-density area
- $79,545
- Median income Near-median income area
- $306,800
- Median home value Above-median home value
- 31.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Concord pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 39%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 174
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28025 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28025 (Concord, NC) rose +2.2% from 2023 to 2024. The all-transactions index moved from 256.4 in 2023 to 261.9 in 2024 (2000 = 100).
ZIP code 28025 is a densely settled ZIP (a standard USPS delivery area) in Concord, Cabarrus County, North Carolina, with 49,160 residents across 282.0 square miles, a density of 174 people per square mile, in the New York time zone.
ZIP 28025 lands in the middle-income range, with a median household income of $79,545 (15% above the average North Carolina ZIP), while per-capita income is $37,817. The poverty rate is 10.7%, with unemployment at 6.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $306,800 (18% above the average North Carolina ZIP), while 69.1% of occupied homes are owner-occupied and median rent is $1,244.
A solid share of residents have a four-year degree: 31.6% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 28 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Cabarrus County, so 28025 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28025
Top 5 sectors by establishment count in Concord, NC
Which industries have the most business establishments in ZIP 28025.
- Construction
Construction
195 establishments
- Health care and social assistance
Health care and social assistance
192 establishments
- Other services (except public administration)
Other services (except public administration)
155 establishments
- Retail trade
Retail trade
152 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
143 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28025, Concord, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
49,160
Population
282.0
Area (sq mi)
174
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28025?
36.6
Median Age
48.0%
Male
52.0%
Female
7.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,545
Median Household Income
+15% vs state ZIP avg
$37,817
Per Capita Income
10.7%
Poverty Rate
6.7%
Unemployment Rate
28.1 min
Mean Commute Time
How ZIP 28025 ranks nationally
Concord, NC household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$79,545 Top 39% higher than 61% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
23,430housing units
23,430
Total Housing Units
20,638
Occupied Units
2,792
Vacant Units
2.78
Avg Household Size
Occupancy Type
$306,800
Median Home Value
+18% vs state ZIP avg
$1,244
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.2%
YoY Change (2024)
262
HPI Index (2000 = 100)
+162%
Total Change Since 2000
Home values in ZIP 28025 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +162% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.1% | 164 |
| 2021 | +13.8% | 187 |
| 2022 | +26.3% | 236 |
| 2023 | +8.5% | 256 |
| 2024 | +2.2% | 262 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,374 business establishments in ZIP 28025, employing approximately 18,916 people with a combined annual payroll of $1,107,835,000.
1,374
Businesses
18,916
Employees
$1.1B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 195 | 14.2% |
| Health care and social assistance | 192 | 14.0% |
| Other services (except public administration) | 155 | 11.3% |
| Retail trade | 152 | 11.1% |
| Professional, scientific, and technical services | 143 | 10.4% |
| Accommodation and food services | 105 | 7.6% |
| Administrative and support and waste management and remediation services | 81 | 5.9% |
| Real estate and rental and leasing | 73 | 5.3% |
| Wholesale trade | 69 | 5.0% |
| Finance and insurance | 67 | 4.9% |
| Manufacturing | 47 | 3.4% |
| Transportation and warehousing | 46 | 3.4% |
| Arts, entertainment, and recreation | 20 | 1.5% |
| Information | 17 | 1.2% |
| Educational services | 8 | 0.6% |
| Management of companies and enterprises | 4 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28025 vs 28107 →
ZIP 28025 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28027
Concord (28027)
55,435 residents
- 28025
Concord (28025)
49,160 residents
- 28081
Kannapolis (28081)
25,190 residents
- 28083
Kannapolis (28083)
23,820 residents
- 28075 16,143
Harrisburg (28075)
16,143 residents
- 28138 10,495
Rockwell (28138)
10,495 residents
- 28124 6,622
Mount Pleasant (28124)
6,622 residents
- 28107 6,422
Midland (28107)
6,422 residents
- 28097 5,369
Locust (28097)
5,369 residents
What this shows Among its immediate neighbors, ZIP 28025 ranks #2 by population - useful context the national average alone can't give.
ZIP 28025 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
What this shows By household income, ZIP 28025 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28107 | Midland, NC | 6,422 | 8.9 mi |
| 28124 | Mount Pleasant, NC | 6,622 | 7.2 mi |
| 28083 | Kannapolis, NC | 23,820 | 8.2 mi |
| 28027 | Concord, NC | 55,435 | 8.5 mi |
| 28075 | Harrisburg, NC | 16,143 | 8.3 mi |
| 28097 | Locust, NC | 5,369 | 9.6 mi |
| 28138 | Rockwell, NC | 10,495 | 10.9 mi |
| 28081 | Kannapolis, NC | 25,190 | 11.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28025, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (49,160 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cabarrus County
Related Areas
Frequently Asked Questions
What county is ZIP code 28025 in?
ZIP code 28025 (Concord) is located in Cabarrus County, North Carolina. Cabarrus County contains multiple ZIP codes, see the full list at /counties/cabarrus-nc.
What is the population of ZIP code 28025?
ZIP code 28025 in Concord, NC has a population of 49,160 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28025?
The median household income in ZIP 28025 is $79,545, which is 4% above the national average of $76,288.
What is the average home value in ZIP 28025?
The median home value in ZIP 28025 is $306,800, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 28025?
The largest racial group in ZIP 28025 is White at 59.6%. Hispanic or Latino residents make up 15.7% of the population.
How many businesses are in ZIP code 28025?
ZIP code 28025 has 1,374 business establishments employing approximately 18,916 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28025?
The top industries by establishment count in ZIP 28025 are: Construction (195), Health care and social assistance (192), Other services (except public administration) (155). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28025?
According to the FHFA House Price Index, home values in ZIP 28025 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 162%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28025?
In ZIP code 28025, 60.9% of residents aged 25+ have a high school diploma or higher, and 31.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28025?
The mean commute time for workers in ZIP code 28025 is 28.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28025?
In ZIP code 28025, approximately 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28025?
The poverty rate in ZIP code 28025 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28025's numbers, next.
- See how ZIP 28025 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Concord, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.