Midland, NC · standard

ZIP Code 28107

Cabarrus County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

6,422
50/sq mi: $105,122
Median income: $385,500
Median home value: 36.9%
Bachelor's or higher

The verdict

Midland pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 16%
household income, US ZIPs: Top 22%
home value, US ZIPs: 50
people per sq mi: 86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28107 against every reporting US ZIP.

ZIP code 28107 is classified by USPS as a standard delivery area and covers roughly 128.4 square miles in Midland, Cabarrus County, North Carolina. The area is home to 6,422 residents, producing a population density of 50 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28107 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28107 sits at $105,122 (52% above the North Carolina average), while per-capita income is $44,204. The poverty rate stands at 3.7% and the unemployment rate at 1.7%. On housing, the median home value is $385,500 (49% above the state average) with median rent at $1,313 per month, and 85.8% of occupied units are owner-occupied, a direct signal of whether 28107 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.9% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is 31 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cabarrus County, so you can benchmark 28107 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28107

Construction

69
Retail trade

20
Administrative and support and waste management and remediation services

19
Wholesale trade

16
Professional, scientific, and technical services

16

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28107, Midland, NC · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,422

Population

128.4

Area (sq mi)

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 28107?

38.6

Median Age

49.4%

Male

50.6%

Female

5.7%

Foreign-Born

White 78.6%

African American 9.8%

Asian 1.4%

American Indian or Alaska Native 0.1%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 4.2%

Hispanic or Latino 7.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,122

Median Household Income

+52% vs state

$44,204

Per Capita Income

3.7%

Poverty Rate

1.7%

Unemployment Rate

31.1 min

Mean Commute Time

How ZIP 28107 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$105,122 Top 16% higher than 84% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.6%

Bachelor's Degree or Higher 36.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,735

Total Housing Units

3,575

Occupied Units

160

Vacant Units

2.87

Avg Household Size

Occupancy Type

Owner 85.8%

Renter 14.2%

$385,500

Median Home Value

+49% vs state

$1,313

Median Rent

2002

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

244

HPI Index (2000 = 100)

+144%

Total Change Since 2000

Home values in ZIP 28107 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.

Year	Annual Change	HPI Index
2020	-0.7%	161
2021	+10.4%	177
2022	+24.8%	221
2023	+7.2%	237
2024	+3.0%	244

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 229 business establishments in ZIP 28107, employing approximately 1,738 people with a combined annual payroll of $97,526,000.

229

Businesses

1,738

Employees

$97.5M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	69	30.1%
Retail trade	20	8.7%
Administrative and support and waste management and remediation services	19	8.3%
Wholesale trade	16	7.0%
Professional, scientific, and technical services	16	7.0%
Transportation and warehousing	15	6.5%
Real estate and rental and leasing	15	6.5%
Other services (except public administration)	14	6.1%
Manufacturing	11	4.8%
Health care and social assistance	10	4.4%
Finance and insurance	9	3.9%
Accommodation and food services	5	2.2%
Information	3	1.3%
Educational services	3	1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28107 vs 28163 →

28227

49,635
28025

49,160
28079

31,979
28075

16,143
28107

6,422
28097

5,369
28163

5,233

What this shows Among its immediate neighbors, ZIP 28107 ranks #5 by population — useful context the national average alone can't give.

28075

$144,288
28107

$105,122
28079

$100,516
28025

$79,545
28227

$77,115
28097

$76,594
28163

$72,386

What this shows By household income, ZIP 28107 ranks #2 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
28163	Stanfield, NC	5,233	6.0 mi
28025	Concord, NC	49,160	8.9 mi
28075	Harrisburg, NC	16,143	7.6 mi
28097	Locust, NC	5,369	7.8 mi
28227	Charlotte, NC	49,635	8.7 mi
28079	Indian Trail, NC	31,979	10.7 mi

More ZIP Codes in Cabarrus County

Cabarrus County Midland, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28107 in? ▼

ZIP code 28107 (Midland) is located in Cabarrus County, North Carolina. Cabarrus County contains multiple ZIP codes, see the full list at /counties/cabarrus-nc.

What is the population of ZIP code 28107? ▼

ZIP code 28107 in Midland, NC has a population of 6,422 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28107? ▼

The median household income in ZIP 28107 is $105,122, which is 38% above the national average of $76,288.

What is the average home value in ZIP 28107? ▼

The median home value in ZIP 28107 is $385,500, which is 39% above the national average of $278,155.

What is the demographic makeup of ZIP 28107? ▼

The largest racial group in ZIP 28107 is White at 78.6%. Hispanic or Latino residents make up 7.9% of the population.

How many businesses are in ZIP code 28107? ▼

ZIP code 28107 has 229 business establishments employing approximately 1,738 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28107? ▼

The top industries by establishment count in ZIP 28107 are: Construction (69), Retail trade (20), Administrative and support and waste management and remediation services (19). There are 14 industry sectors represented in total.

How have home values changed in ZIP code 28107? ▼

According to the FHFA House Price Index, home values in ZIP 28107 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28107? ▼

In ZIP code 28107, 64.6% of residents aged 25+ have a high school diploma or higher, and 36.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28107? ▼

The mean commute time for workers in ZIP code 28107 is 31.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28107? ▼

In ZIP code 28107, approximately 85.8% of occupied housing units are owner-occupied and 14.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28107? ▼

The poverty rate in ZIP code 28107 is 3.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.