Residential delivery area · North Carolina

ZIP Code 28129: Oakboro, NC

ZIP code 28129 uses the postal name Oakboro, North Carolina and lies entirely in Stanly County (Census 2020 ZIP-county file). About 5,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $69,906 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Red Cross (7%) and Oakboro (6%); 88% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
281sectional center: Charlotte, NC (SCF 282)
29delivery area within it
Town
Oakboro · its only residential ZIP
Census places
Red Cross (7%); Oakboro (6%)
Micro area
Albemarle, NC
House district
NC-8 119th Congress
Time zone
Eastern
Land area
43.4 sq mi · 135 people per sq mi

Where is ZIP code 28129?

28129 centers on 35.232°, -80.327° and covers 43.4 square miles of land. It borders 6 ZIP codes: 28097, 28163, 28128, 28001, 28135, 28103.

28001 · Albemarle28097 · Locust28103 · Marshville28128 · Norwood28135 · Polkton28163 · Stanfield28129 · Oakboro (this ZIP)281292800128128280972816328001 · Albemarle28097 · Locust28103 · Marshville28128 · Norwood28135 · Polkton28163 · Stanfield28129 · Oakboro (this ZIP)281292800128128280972816328001 · Albemarle28097 · Locust28103 · Marshville28128 · Norwood28135 · Polkton28163 · Stanfield28129 · Oakboro (this ZIP)2812928001281282809728163
Shaded by median household income, in national fifths (ACS 2020-2024); 28129 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28129, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 28129 compare with the rest of Stanly County?

Rank of 28129 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28129In Stanly CountyIn NC
People (ACS 2020-2024)5,8528th of 12417th of 853
Median household income$70k5th of 10219th of 528
Median home value$267k6th of 10238th of 572

Its median household income is higher than in 46% of U.S. residential ZIP codes, and it is denser than 58% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28129?

The 2020 Census counted 5,817 people in 28129; the ACS, which samples households over 2020-2024, estimates 5,852. Between the 2010 and 2020 censuses its population grew 7.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
5,852±642 (90% margin)
2020 Census count
5,817+7.7% since 2010 (5,399)
Households
2,570
Median age
43.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28129?

Of the 5,852 people the ACS estimates in 28129, 19.1% are under 18 and 22.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (84.9%).

  • Under 1819.1%
  • 18 to 6458.0%
  • 65 and older22.9%
Age of the people of 28129 (ACS 2020-2024, B01001)
  • White, not Hispanic84.9%
  • Black, not Hispanic6.6%
  • Hispanic or Latino4.6%
  • Other or two or more3.9%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 28129 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28129 earn?

Median household income is $69,906 (ACS 2020-2024), the 5th highest of the 10 ranked ZIP codes in Stanly County. It is not measurably different from 2015-2019 ($70,108 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$69,906±$11,388
Income per person
$37,823
Below the poverty line
5.9%
Unemployed (of the labor force)
2.5%
Adults 25+ with a bachelor's degree
20.9%
Adjusted gross income per tax return, 2022
$74,4932,750 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28129?

FHFA's house price index for 28129, built from repeat sales and appraisals of the same homes, rose 105% from 2015 to 2025 and rose 63% from 2020 to 2025, and moved −2.3% in 2025.

Median home value (owners' estimate)
$266,800
Median gross rent
$944
Homes owned by their occupants
85.8%
Housing units
2,652
0 100 200 300 1998201020202025 0 100 200 300 1998201020202025 0 100 200 300 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 28129; 2025: 292.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28129?

112 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction30
  • Other services (except public administration)17
  • Retail trade15
  • Manufacturing9
  • Administrative and support and waste management and remediation services8
  • Wholesale trade6

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28129?

ZIP codes that share a boundary with 28129, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28097Locust8,303$77k5.8 mi
28163Stanfield6,491$72k6.0 mi
28128Norwood6,587$54k9.9 mi
28001Albemarle26,424$55k10.0 mi
28135Polkton4,655$67k15.3 mi
28103Marshville10,714$77k16.2 mi
28107Midland10,244$105k10.9 mi (near)
28124Mount Pleasant7,010$81k12.5 mi (near)
28007Ansonville879$61k13.5 mi (near)
28025Concord58,334$80k15.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.