PlainZIP

Albemarle, NC · standard

ZIP Code 28001

Stanly County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,760
78/sq mi
$54,804
Median income
$215,400
Median home value
20.8%
Bachelor's or higher

The verdict

Albemarle pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

21th pct
household income, US ZIPs
48th pct
home value, US ZIPs
78
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28001 against every reporting US ZIP.

ZIP code 28001 is a densely settled ZIP (a standard USPS delivery area) in Albemarle, Stanly County, North Carolina, with 26,760 residents across 344.4 square miles, a density of 78 people per square mile, in the New York time zone.

ZIP 28001 reports a modest median household income of $54,804 (21% below the North Carolina average), while per-capita income is $30,425. Local economic indicators show a 18.8% poverty rate alongside 5.0% unemployment. The typical home here is valued at $215,400 (17% below the state average); renters pay a median of $858 monthly, and 66.7% of units are owner-occupied.

Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 26 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 28001, plus 6 more within Stanly County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28001

Top 5 sectors by establishment count in Albemarle, NC

Which industries have the most business establishments in ZIP 28001.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28001, Albemarle, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,760

Population

344.4

Area (sq mi)

78

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28001?

41.8

Median Age

48.7%

Male

51.3%

Female

3.7%

Foreign-Born

White 74.1%
African American 16.6%
Asian 2.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 3.4%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,804

Median Household Income

-21% vs state

$30,425

Per Capita Income

18.8%

Poverty Rate

5.0%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 28001 ranks nationally

Albemarle, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,804 21st percentile higher than 21% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.1%
Bachelor's Degree or Higher 20.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,968

Total Housing Units

11,016

Occupied Units

1,952

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 66.7%
Renter 33.3%

$215,400

Median Home Value

-17% vs state

$858

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.4%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 28001 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 143
2021 +16.3% 166
2022 +26.0% 209
2023 +7.8% 225
2024 +5.4% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 741 business establishments in ZIP 28001, employing approximately 8,947 people with a combined annual payroll of $377,206,000.

741

Businesses

8,947

Employees

$377.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 145 19.6%
Health care and social assistance 121 16.3%
Other services (except public administration) 90 12.2%
Accommodation and food services 73 9.8%
Construction 60 8.1%
Professional, scientific, and technical services 44 5.9%
Finance and insurance 42 5.7%
Manufacturing 41 5.5%
Real estate and rental and leasing 33 4.5%
Administrative and support and waste management and remediation services 26 3.5%
Wholesale trade 20 2.7%
Transportation and warehousing 17 2.3%
Information 8 1.1%
Arts, entertainment, and recreation 8 1.1%
Educational services 7 0.9%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28001 vs 28127 →

ZIP 28001 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28001 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28001 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28001 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28127 New London, NC 7,594 8.5 mi
28128 Norwood, NC 7,476 8.8 mi
28009 Badin, NC 1,121 7.4 mi
28129 Oakboro, NC 5,399 10.0 mi

More ZIP Codes in Stanly County

28127 standard
New London, NC
Pop: 7,594
28128 standard
Norwood, NC
Pop: 7,476
28129 standard
Oakboro, NC
Pop: 5,399
28097 standard
Locust, NC
Pop: 5,369
28163 standard
Stanfield, NC
Pop: 5,233
28137 standard
Richfield, NC
Pop: 3,120

Related Areas

Stanly County Albemarle, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28001 in? ▼
ZIP code 28001 (Albemarle) is located in Stanly County, North Carolina. Stanly County contains multiple ZIP codes, see the full list at /counties/stanly-nc.
What is the population of ZIP code 28001? ▼
ZIP code 28001 in Albemarle, NC has a population of 26,760 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28001? ▼
The median household income in ZIP 28001 is $54,804, which is 28% below the national average of $76,288.
What is the average home value in ZIP 28001? ▼
The median home value in ZIP 28001 is $215,400, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 28001? ▼
The largest racial group in ZIP 28001 is White at 74.1%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 28001? ▼
ZIP code 28001 has 741 business establishments employing approximately 8,947 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28001? ▼
The top industries by establishment count in ZIP 28001 are: Retail trade (145), Health care and social assistance (121), Other services (except public administration) (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28001? ▼
According to the FHFA House Price Index, home values in ZIP 28001 increased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28001? ▼
In ZIP code 28001, 52.1% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28001? ▼
The mean commute time for workers in ZIP code 28001 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28001? ▼
In ZIP code 28001, approximately 66.7% of occupied housing units are owner-occupied and 33.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28001? ▼
The poverty rate in ZIP code 28001 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.