Albemarle, NC · standard
ZIP Code 28001
Stanly County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,760
- 78/sq mi Moderate-density area
- $54,804
- Median income Below-median income area
- $215,400
- Median home value Near-median home value
- 20.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Albemarle pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 21st pct
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 78
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28001 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28001 (Albemarle, NC) rose +5.4% from 2023 to 2024. The all-transactions index moved from 225.3 in 2023 to 237.6 in 2024 (2000 = 100).
ZIP code 28001 is a densely settled ZIP (a standard USPS delivery area) in Albemarle, Stanly County, North Carolina, with 26,760 residents across 344.4 square miles, a density of 78 people per square mile, in the New York time zone.
ZIP 28001 reports a modest median household income of $54,804 (21% below the average North Carolina ZIP), while per-capita income is $30,425. The poverty rate is 18.8%, with unemployment at 5.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $215,400 (17% below the average North Carolina ZIP), and median rent is $858; owner occupancy is 66.7%.
Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 26 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Stanly County, so 28001 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28001
Top 5 sectors by establishment count in Albemarle, NC
Which industries have the most business establishments in ZIP 28001.
- Retail trade
Retail trade
145 establishments
- Health care and social assistance
Health care and social assistance
121 establishments
- Other services (except public administration)
Other services (except public administration)
90 establishments
- Accommodation and food services
Accommodation and food services
73 establishments
- Construction
Construction
60 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28001, Albemarle, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,760
Population
344.4
Area (sq mi)
78
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28001?
41.8
Median Age
48.7%
Male
51.3%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,804
Median Household Income
-21% vs state ZIP avg
$30,425
Per Capita Income
18.8%
Poverty Rate
5.0%
Unemployment Rate
25.8 min
Mean Commute Time
How ZIP 28001 ranks among North Carolina ZIPs
Albemarle, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$54,804 27th percentile higher than 27% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,968housing units
12,968
Total Housing Units
11,016
Occupied Units
1,952
Vacant Units
2.33
Avg Household Size
Occupancy Type
$215,400
Median Home Value
-17% vs state ZIP avg
$858
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.4%
YoY Change (2024)
238
HPI Index (2000 = 100)
+138%
Total Change Since 2000
Home values in ZIP 28001 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.2% | 143 |
| 2021 | +16.3% | 166 |
| 2022 | +26.0% | 209 |
| 2023 | +7.8% | 225 |
| 2024 | +5.4% | 238 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 741 business establishments in ZIP 28001, employing approximately 8,947 people with a combined annual payroll of $377,206,000.
741
Businesses
8,947
Employees
$377.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 145 | 19.6% |
| Health care and social assistance | 121 | 16.3% |
| Other services (except public administration) | 90 | 12.2% |
| Accommodation and food services | 73 | 9.8% |
| Construction | 60 | 8.1% |
| Professional, scientific, and technical services | 44 | 5.9% |
| Finance and insurance | 42 | 5.7% |
| Manufacturing | 41 | 5.5% |
| Real estate and rental and leasing | 33 | 4.5% |
| Administrative and support and waste management and remediation services | 26 | 3.5% |
| Wholesale trade | 20 | 2.7% |
| Transportation and warehousing | 17 | 2.3% |
| Information | 8 | 1.1% |
| Arts, entertainment, and recreation | 8 | 1.1% |
| Educational services | 7 | 0.9% |
| Management of companies and enterprises | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28001 vs 28127 →
ZIP 28001 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28001
Albemarle (28001)
26,760 residents
- 28127 7,594
New London (28127)
7,594 residents
- 28128 7,476
Norwood (28128)
7,476 residents
- 28129 5,399
Oakboro (28129)
5,399 residents
- 28009 1,121
Badin (28009)
1,121 residents
What this shows Among its immediate neighbors, ZIP 28001 ranks the most populous - useful context the national average alone can't give.
ZIP 28001 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28129
Oakboro (28129)
$69,906 median income
- 28127
New London (28127)
$69,125 median income
- 28001
Albemarle (28001)
$54,804 median income
- 28128
Norwood (28128)
$53,818 median income
- 28009
Badin (28009)
$53,145 median income
What this shows By household income, ZIP 28001 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28001, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,760 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Stanly County
Related Areas
Frequently Asked Questions
What county is ZIP code 28001 in?
ZIP code 28001 (Albemarle) is located in Stanly County, North Carolina. Stanly County contains multiple ZIP codes, see the full list at /counties/stanly-nc.
What is the population of ZIP code 28001?
ZIP code 28001 in Albemarle, NC has a population of 26,760 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28001?
The median household income in ZIP 28001 is $54,804, which is 28% below the national average of $76,288.
What is the average home value in ZIP 28001?
The median home value in ZIP 28001 is $215,400, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 28001?
The largest racial group in ZIP 28001 is White at 74.1%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 28001?
ZIP code 28001 has 741 business establishments employing approximately 8,947 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28001?
The top industries by establishment count in ZIP 28001 are: Retail trade (145), Health care and social assistance (121), Other services (except public administration) (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28001?
According to the FHFA House Price Index, home values in ZIP 28001 increased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28001?
In ZIP code 28001, 52.1% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28001?
The mean commute time for workers in ZIP code 28001 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28001?
In ZIP code 28001, approximately 66.7% of occupied housing units are owner-occupied and 33.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28001?
The poverty rate in ZIP code 28001 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28001's numbers, next.
- See how ZIP 28001 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Albemarle, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.