Mount Gilead, NC · standard

ZIP Code 27306

Montgomery County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,176
14/sq mi
$57,934
Median income
$171,800
Median home value
22.1%
Bachelor's or higher

The verdict

Mount Gilead pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
35th pct
home value, US ZIPs
14
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 27306 against every reporting US ZIP.

ZIP code 27306 is classified by USPS as a standard delivery area and covers roughly 454.1 square miles in Mount Gilead, Montgomery County, North Carolina. The area is home to 6,176 residents, producing a population density of 14 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 27306 against North Carolina and the nation.

On the economic side, the median household income for ZIP 27306 sits at $57,934 (16% below the North Carolina average), while per-capita income is $34,188. The poverty rate stands at 11.0% and the unemployment rate at 4.1%. On housing, the median home value is $171,800 (34% below the state average) with median rent at $793 per month, and 78.0% of occupied units are owner-occupied, a direct signal of whether 27306 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.1% of adults hold a bachelor's degree or higher, the median age is 50.4, and the average commute is 30 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Montgomery County, so you can benchmark 27306 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 27306

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 27306.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 27306, Mount Gilead, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,176

Population

454.1

Area (sq mi)

14

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 27306?

50.4

Median Age

45.5%

Male

54.5%

Female

6.1%

Foreign-Born

White 67.0%
African American 25.5%
Asian 5.1%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.5%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,934

Median Household Income

-16% vs state

$34,188

Per Capita Income

11.0%

Poverty Rate

4.1%

Unemployment Rate

29.5 min

Mean Commute Time

How ZIP 27306 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$57,934 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 22.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,279

Total Housing Units

2,555

Occupied Units

1,724

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 78.0%
Renter 22.0%

$171,800

Median Home Value

-34% vs state

$793

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.8%

YoY Change (2024)

283

HPI Index (2000 = 100)

+183%

Total Change Since 2000

Home values in ZIP 27306 have increased 18.8% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.

Year Annual Change HPI Index
2019 +18.4% 176
2020 -0.9% 174
2021 +9.4% 191
2022 +18.8% 227
2024 283

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 105 business establishments in ZIP 27306, employing approximately 2,013 people with a combined annual payroll of $107,553,000.

105

Businesses

2,013

Employees

$107.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Manufacturing 16 15.2%
Retail trade 16 15.2%
Construction 13 12.4%
Other services (except public administration) 10 9.5%
Health care and social assistance 8 7.6%
Agriculture, forestry, fishing and hunting 7 6.7%
Real estate and rental and leasing 6 5.7%
Accommodation and food services 6 5.7%
Wholesale trade 5 4.8%
Transportation and warehousing 5 4.8%
Administrative and support and waste management and remediation services 5 4.8%
Finance and insurance 4 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 27306 vs 28007 →

ZIP Code City Population Distance
28007 Ansonville, NC 611 10.8 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 27306 in?
ZIP code 27306 (Mount Gilead) is located in Montgomery County, North Carolina. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-nc.
What is the population of ZIP code 27306?
ZIP code 27306 in Mount Gilead, NC has a population of 6,176 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 27306?
The median household income in ZIP 27306 is $57,934, which is 24% below the national average of $76,288.
What is the average home value in ZIP 27306?
The median home value in ZIP 27306 is $171,800, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 27306?
The largest racial group in ZIP 27306 is White at 67.0%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 27306?
ZIP code 27306 has 105 business establishments employing approximately 2,013 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 27306?
The top industries by establishment count in ZIP 27306 are: Manufacturing (16), Retail trade (16), Construction (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 27306?
According to the FHFA House Price Index, home values in ZIP 27306 increased by 18.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 27306?
In ZIP code 27306, 54.6% of residents aged 25+ have a high school diploma or higher, and 22.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 27306?
The mean commute time for workers in ZIP code 27306 is 29.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 27306?
In ZIP code 27306, approximately 78.0% of occupied housing units are owner-occupied and 22.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 27306?
The poverty rate in ZIP code 27306 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Mount Gilead, NC

Verify and explore additional data for this area using these official government sources.