PlainZIP

Troy, NC · standard

ZIP Code 27371

Montgomery County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,132
19/sq mi
$63,516
Median income
$164,300
Median home value
24.9%
Bachelor's or higher

The verdict

Troy pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
32th pct
home value, US ZIPs
19
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 27371 against every reporting US ZIP.

ZIP code 27371 is a mid-sized community (a standard USPS delivery area) in Troy, Montgomery County, North Carolina, home to 8,132 residents across 419.2 square miles, a density of 19 people per square mile, in the New York time zone.

ZIP 27371 reports a modest median household income of $63,516 (8% below the North Carolina average), while per-capita income is $32,254. The poverty rate stands at 12.6% and the unemployment rate at 0.8%. Housing costs here run $164,300 for a typical home value (37% below the state average), with rent averaging $685 a month; 73.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.9% of adults hold a bachelor's degree or higher, the median age is 43.7, and the average commute is 25 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 27371, plus 4 more within Montgomery County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 27371

Top 5 sectors by establishment count in Troy, NC

Which industries have the most business establishments in ZIP 27371.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 27371, Troy, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,132

Population

419.2

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 27371?

43.7

Median Age

51.7%

Male

48.3%

Female

3.6%

Foreign-Born

White 79.3%
African American 11.3%
Asian 0.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,516

Median Household Income

-8% vs state

$32,254

Per Capita Income

12.6%

Poverty Rate

0.8%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 27371 ranks nationally

Troy, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,516 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.9%
Bachelor's Degree or Higher 24.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,784

Total Housing Units

3,090

Occupied Units

694

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 73.4%
Renter 26.6%

$164,300

Median Home Value

-37% vs state

$685

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+31.4%

YoY Change (2022)

213

HPI Index (2000 = 100)

+113%

Total Change Since 2000

Home values in ZIP 27371 have increased 31.4% over the past year (2022). Since 2000, this ZIP has seen +113% cumulative appreciation.

Year Annual Change HPI Index
2017 -11.6% 122
2019 – 149
2020 -8.8% 135
2021 +19.4% 162
2022 +31.4% 213

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 190 business establishments in ZIP 27371, employing approximately 2,488 people with a combined annual payroll of $148,380,000.

190

Businesses

2,488

Employees

$148.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 28 14.7%
Other services (except public administration) 26 13.7%
Construction 22 11.6%
Health care and social assistance 19 10.0%
Manufacturing 17 8.9%
Accommodation and food services 14 7.4%
Finance and insurance 13 6.8%
Agriculture, forestry, fishing and hunting 9 4.7%
Real estate and rental and leasing 9 4.7%
Professional, scientific, and technical services 8 4.2%
Administrative and support and waste management and remediation services 7 3.7%
Wholesale trade 6 3.2%
Transportation and warehousing 6 3.2%
Information 4 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 27371 vs 28009 →

ZIP Code City Population Distance
28009 Badin, NC 1,121 8.4 mi

More ZIP Codes in Montgomery County

27306 standard
Mount Gilead, NC
Pop: 6,176
27209 standard
Biscoe, NC
Pop: 3,933
27229 standard
Candor, NC
Pop: 3,929
27356 standard
Star, NC
Pop: 3,205

Related Areas

Montgomery County Troy, NC North Carolina

Frequently Asked Questions

What county is ZIP code 27371 in? ▼
ZIP code 27371 (Troy) is located in Montgomery County, North Carolina. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-nc.
What is the population of ZIP code 27371? ▼
ZIP code 27371 in Troy, NC has a population of 8,132 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 27371? ▼
The median household income in ZIP 27371 is $63,516, which is 17% below the national average of $76,288.
What is the average home value in ZIP 27371? ▼
The median home value in ZIP 27371 is $164,300, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 27371? ▼
The largest racial group in ZIP 27371 is White at 79.3%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 27371? ▼
ZIP code 27371 has 190 business establishments employing approximately 2,488 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 27371? ▼
The top industries by establishment count in ZIP 27371 are: Retail trade (28), Other services (except public administration) (26), Construction (22). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 27371? ▼
According to the FHFA House Price Index, home values in ZIP 27371 increased by 31.4% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 27371? ▼
In ZIP code 27371, 53.9% of residents aged 25+ have a high school diploma or higher, and 24.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 27371? ▼
The mean commute time for workers in ZIP code 27371 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 27371? ▼
In ZIP code 27371, approximately 73.4% of occupied housing units are owner-occupied and 26.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 27371? ▼
The poverty rate in ZIP code 27371 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.