Mount Pleasant, NC · standard
ZIP Code 28124
Cabarrus County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,622
- 45/sq mi Moderate-density area
- $80,778
- Median income Near-median income area
- $310,500
- Median home value Above-median home value
- 23.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Mount Pleasant pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 45
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28124 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28124 (Mount Pleasant, NC) rose +1.5% from 2023 to 2024. The all-transactions index moved from 227.2 in 2023 to 230.7 in 2024 (2000 = 100).
ZIP code 28124 is a mid-sized community (a standard USPS delivery area) in Mount Pleasant, Cabarrus County, North Carolina, home to 6,622 residents across 147.5 square miles, a density of 45 people per square mile, in the New York time zone.
ZIP 28124 lands in the middle-income range, with a median household income of $80,778 (17% above the average North Carolina ZIP), while per-capita income is $35,016. The poverty rate is 10.7%, with unemployment at 2.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $310,500 (20% above the average North Carolina ZIP), while 86.5% of occupied homes are owner-occupied and median rent is $1,194.
Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 28 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Cabarrus County, so 28124 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28124
Top 5 sectors by establishment count in Mount Pleasant, NC
Which industries have the most business establishments in ZIP 28124.
- Construction
Construction
47 establishments
- Other services (except public administration)
Other services (except public administration)
19 establishments
- Retail trade 17
Retail trade
17 establishments
- Professional, scientific, and technical services 14
Professional, scientific, and technical services
14 establishments
- Administrative and support and waste management and remediation services 11
Administrative and support and waste management and remediation services
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28124, Mount Pleasant, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,622
Population
147.5
Area (sq mi)
45
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28124?
41.8
Median Age
49.0%
Male
51.0%
Female
5.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,778
Median Household Income
+17% vs state ZIP avg
$35,016
Per Capita Income
10.7%
Poverty Rate
2.0%
Unemployment Rate
28.2 min
Mean Commute Time
How ZIP 28124 ranks among North Carolina ZIPs
Mount Pleasant, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,778 Top 22% higher than 78% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,714housing units
2,714
Total Housing Units
2,409
Occupied Units
305
Vacant Units
2.89
Avg Household Size
Occupancy Type
$310,500
Median Home Value
+20% vs state ZIP avg
$1,194
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.5%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 28124 have increased 1.5% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 161 |
| 2021 | +12.1% | 181 |
| 2022 | +23.9% | 224 |
| 2023 | +1.6% | 227 |
| 2024 | +1.5% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 163 business establishments in ZIP 28124, employing approximately 979 people with a combined annual payroll of $36,409,000.
163
Businesses
979
Employees
$36.4M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 47 | 28.8% |
| Other services (except public administration) | 19 | 11.7% |
| Retail trade | 17 | 10.4% |
| Professional, scientific, and technical services | 14 | 8.6% |
| Administrative and support and waste management and remediation services | 11 | 6.8% |
| Accommodation and food services | 10 | 6.1% |
| Health care and social assistance | 8 | 4.9% |
| Manufacturing | 7 | 4.3% |
| Real estate and rental and leasing | 7 | 4.3% |
| Finance and insurance | 6 | 3.7% |
| Arts, entertainment, and recreation | 5 | 3.1% |
| Wholesale trade | 4 | 2.5% |
| Transportation and warehousing | 4 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28124 vs 28097 →
ZIP 28124 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28025
Concord (28025)
49,160 residents
- 28138 10,495
Rockwell (28138)
10,495 residents
- 28124 6,622
Mount Pleasant (28124)
6,622 residents
- 28097 5,369
Locust (28097)
5,369 residents
- 28137 3,120
Richfield (28137)
3,120 residents
- 28071 2,802
Gold Hill (28071)
2,802 residents
- 28109 387
Misenheimer (28109)
387 residents
What this shows Among its immediate neighbors, ZIP 28124 ranks #3 by population - useful context the national average alone can't give.
ZIP 28124 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28071
Gold Hill (28071)
$93,354 median income
- 28124
Mount Pleasant (28124)
$80,778 median income
- 28025
Concord (28025)
$79,545 median income
- 28097
Locust (28097)
$76,594 median income
- 28137
Richfield (28137)
$67,163 median income
- 28138
Rockwell (28138)
$66,896 median income
- 28109 $31,208
Misenheimer (28109)
$31,208 median income
What this shows By household income, ZIP 28124 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28124, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,622 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cabarrus County
Related Areas
Frequently Asked Questions
What county is ZIP code 28124 in?
ZIP code 28124 (Mount Pleasant) is located in Cabarrus County, North Carolina. Cabarrus County contains multiple ZIP codes, see the full list at /counties/cabarrus-nc.
What is the population of ZIP code 28124?
ZIP code 28124 in Mount Pleasant, NC has a population of 6,622 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28124?
The median household income in ZIP 28124 is $80,778, which is 6% above the national average of $76,288.
What is the average home value in ZIP 28124?
The median home value in ZIP 28124 is $310,500, which is 12% above the national average of $278,155.
What is the demographic makeup of ZIP 28124?
The largest racial group in ZIP 28124 is White at 81.5%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 28124?
ZIP code 28124 has 163 business establishments employing approximately 979 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28124?
The top industries by establishment count in ZIP 28124 are: Construction (47), Other services (except public administration) (19), Retail trade (17). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 28124?
According to the FHFA House Price Index, home values in ZIP 28124 increased by 1.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28124?
In ZIP code 28124, 52.6% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28124?
The mean commute time for workers in ZIP code 28124 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28124?
In ZIP code 28124, approximately 86.5% of occupied housing units are owner-occupied and 13.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28124?
The poverty rate in ZIP code 28124 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28124's numbers, next.
- See how ZIP 28124 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Pleasant, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.