Gold Hill, NC · standard

ZIP Code 28071

Rowan County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

2,802
24/sq mi: $93,354
Median income: $283,100
Median home value: 19.0%
Bachelor's or higher

The verdict

Gold Hill pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs: Top 36%
home value, US ZIPs: 24
people per sq mi: 87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28071 against every reporting US ZIP.

ZIP code 28071 is classified by USPS as a standard delivery area and covers roughly 118.2 square miles in Gold Hill, Rowan County, North Carolina. The area is home to 2,802 residents, producing a population density of 24 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28071 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28071 sits at $93,354 (35% above the North Carolina average), while per-capita income is $37,864. The poverty rate stands at 6.8% and the unemployment rate at 1.9%. On housing, the median home value is $283,100 (9% above the state average) with median rent at $841 per month, and 87.0% of occupied units are owner-occupied, a direct signal of whether 28071 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.0% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 30 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rowan County, so you can benchmark 28071 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28071

Construction

8
Transportation and warehousing

7
Other services (except public administration)

7
Wholesale trade

4
Retail trade

4

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28071, Gold Hill, NC · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,802

Population

118.2

Area (sq mi)

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 28071?

38.4

Median Age

52.2%

Male

47.8%

Female

3.1%

Foreign-Born

White 92.3%

African American 0.1%

Asian 0.0%

American Indian or Alaska Native 0.5%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 5.6%

Hispanic or Latino 7.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,354

Median Household Income

+35% vs state

$37,864

Per Capita Income

6.8%

Poverty Rate

1.9%

Unemployment Rate

29.7 min

Mean Commute Time

How ZIP 28071 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$93,354 Top 24% higher than 76% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.9%

Bachelor's Degree or Higher 19.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,793

Total Housing Units

1,572

Occupied Units

221

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 87.0%

Renter 13.0%

$283,100

Median Home Value

+9% vs state

$841

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.8%

YoY Change (2023)

273

HPI Index (2000 = 100)

+173%

Total Change Since 2000

Home values in ZIP 28071 have increased 20.8% over the past year (2023). Since 2000, this ZIP has seen +173% cumulative appreciation.

Year	Annual Change	HPI Index
2019	+8.1%	151
2020	+4.9%	159
2021	+10.5%	175
2022	+29.1%	226
2023	+20.8%	273

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 43 business establishments in ZIP 28071, employing approximately 472 people with a combined annual payroll of $27,018,000.

Businesses

472

Employees

$27.0M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	8	18.6%
Transportation and warehousing	7	16.3%
Other services (except public administration)	7	16.3%
Wholesale trade	4	9.3%
Retail trade	4	9.3%
Professional, scientific, and technical services	4	9.3%
Manufacturing	3	7.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28071 vs 28109 →

28146

27,614
28138

10,495
28124

6,622
28137

3,120
28071

2,802
28072

1,357
28109

387

What this shows Among its immediate neighbors, ZIP 28071 ranks #5 by population — useful context the national average alone can't give.

28071

$93,354
28072

$93,125
28124

$80,778
28146

$69,279
28137

$67,163
28138

$66,896
28109

$31,208

What this shows By household income, ZIP 28071 ranks the highest of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
28109	Misenheimer, NC	387	2.8 mi
28137	Richfield, NC	3,120	4.1 mi
28138	Rockwell, NC	10,495	6.5 mi
28146	Salisbury, NC	27,614	8.2 mi
28124	Mount Pleasant, NC	6,622	9.0 mi
28072	Granite Quarry, NC	1,357	9.5 mi

More ZIP Codes in Rowan County

Rowan County Gold Hill, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28071 in? ▼

ZIP code 28071 (Gold Hill) is located in Rowan County, North Carolina. Rowan County contains multiple ZIP codes, see the full list at /counties/rowan-nc.

What is the population of ZIP code 28071? ▼

ZIP code 28071 in Gold Hill, NC has a population of 2,802 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28071? ▼

The median household income in ZIP 28071 is $93,354, which is 22% above the national average of $76,288.

What is the average home value in ZIP 28071? ▼

The median home value in ZIP 28071 is $283,100, which is 2% above the national average of $278,155.

What is the demographic makeup of ZIP 28071? ▼

The largest racial group in ZIP 28071 is White at 92.3%. Hispanic or Latino residents make up 7.5% of the population.

How many businesses are in ZIP code 28071? ▼

ZIP code 28071 has 43 business establishments employing approximately 472 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28071? ▼

The top industries by establishment count in ZIP 28071 are: Construction (8), Transportation and warehousing (7), Other services (except public administration) (7). There are 7 industry sectors represented in total.

How have home values changed in ZIP code 28071? ▼

According to the FHFA House Price Index, home values in ZIP 28071 increased by 20.8% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 173%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28071? ▼

In ZIP code 28071, 47.9% of residents aged 25+ have a high school diploma or higher, and 19.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28071? ▼

The mean commute time for workers in ZIP code 28071 is 29.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28071? ▼

In ZIP code 28071, approximately 87.0% of occupied housing units are owner-occupied and 13.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28071? ▼

The poverty rate in ZIP code 28071 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.