Salisbury, NC · standard

ZIP Code 28146

Rowan County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,614
107/sq mi
$69,279
Median income
$247,700
Median home value
26.9%
Bachelor's or higher

The verdict

Salisbury pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
Top 43%
home value, US ZIPs
107
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28146 against every reporting US ZIP.

ZIP code 28146 is classified by USPS as a standard delivery area and covers roughly 257.1 square miles in Salisbury, Rowan County, North Carolina. The area is home to 27,614 residents, producing a population density of 107 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28146 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28146 sits at $69,279 (0% above the North Carolina average), while per-capita income is $37,585. The poverty rate stands at 11.4% and the unemployment rate at 5.2%. On housing, the median home value is $247,700 (5% below the state average) with median rent at $967 per month, and 83.1% of occupied units are owner-occupied, a direct signal of whether 28146 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.9% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 28 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rowan County, so you can benchmark 28146 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28146

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28146.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28146, Salisbury, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

27,614

Population

257.1

Area (sq mi)

107

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28146?

42.3

Median Age

48.7%

Male

51.3%

Female

2.8%

Foreign-Born

White 81.8%
African American 9.0%
Asian 1.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.6%
Hispanic or Latino 5.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,279

Median Household Income

+0% vs state

$37,585

Per Capita Income

11.4%

Poverty Rate

5.2%

Unemployment Rate

27.6 min

Mean Commute Time

How ZIP 28146 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$69,279 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.3%
Bachelor's Degree or Higher 26.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,871

Total Housing Units

12,649

Occupied Units

1,222

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 83.1%
Renter 16.9%

$247,700

Median Home Value

-5% vs state

$967

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.7%

YoY Change (2024)

241

HPI Index (2000 = 100)

+141%

Total Change Since 2000

Home values in ZIP 28146 have increased 2.7% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.3% 154
2021 +14.5% 176
2022 +22.1% 215
2023 +9.1% 235
2024 +2.7% 241

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 437 business establishments in ZIP 28146, employing approximately 6,580 people with a combined annual payroll of $297,247,000.

437

Businesses

6,580

Employees

$297.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 70 16.0%
Construction 67 15.3%
Other services (except public administration) 57 13.0%
Accommodation and food services 35 8.0%
Administrative and support and waste management and remediation services 32 7.3%
Professional, scientific, and technical services 30 6.9%
Transportation and warehousing 28 6.4%
Manufacturing 24 5.5%
Real estate and rental and leasing 23 5.3%
Health care and social assistance 23 5.3%
Wholesale trade 16 3.7%
Finance and insurance 15 3.4%
Arts, entertainment, and recreation 6 1.4%
Utilities 3 0.7%
Information 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28146 vs 28072 →

ZIP 28146 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28146 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28146 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28146 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28072 Granite Quarry, NC 1,357 3.0 mi
28039 East Spencer, NC 116 4.8 mi
28159 Spencer, NC 3,108 5.5 mi
27299 Linwood, NC 5,190 9.1 mi
28138 Rockwell, NC 10,495 7.4 mi
28144 Salisbury, NC 24,734 7.1 mi
28071 Gold Hill, NC 2,802 8.2 mi
28109 Misenheimer, NC 387 10.7 mi
28137 Richfield, NC 3,120 11.2 mi

More ZIP Codes in Rowan County

Frequently Asked Questions

What county is ZIP code 28146 in?
ZIP code 28146 (Salisbury) is located in Rowan County, North Carolina. Rowan County contains multiple ZIP codes, see the full list at /counties/rowan-nc.
What is the population of ZIP code 28146?
ZIP code 28146 in Salisbury, NC has a population of 27,614 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28146?
The median household income in ZIP 28146 is $69,279, which is 9% below the national average of $76,288.
What is the average home value in ZIP 28146?
The median home value in ZIP 28146 is $247,700, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 28146?
The largest racial group in ZIP 28146 is White at 81.8%. Hispanic or Latino residents make up 5.7% of the population.
How many businesses are in ZIP code 28146?
ZIP code 28146 has 437 business establishments employing approximately 6,580 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28146?
The top industries by establishment count in ZIP 28146 are: Retail trade (70), Construction (67), Other services (except public administration) (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 28146?
According to the FHFA House Price Index, home values in ZIP 28146 increased by 2.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28146?
In ZIP code 28146, 57.3% of residents aged 25+ have a high school diploma or higher, and 26.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28146?
The mean commute time for workers in ZIP code 28146 is 27.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28146?
In ZIP code 28146, approximately 83.1% of occupied housing units are owner-occupied and 16.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28146?
The poverty rate in ZIP code 28146 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Salisbury, NC

Verify and explore additional data for this area using these official government sources.