Residential delivery area · North Carolina
ZIP Code 28103: Marshville, NC
ZIP code 28103 uses the postal name Marshville, North Carolina and lies mostly in Union County (98% of its land) with the rest in Anson County (Census 2020 ZIP-county file). About 11,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $76,924 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Marshville; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Marshville · its only residential ZIP
- County
- Union County (98%); Anson County (3%)
- Census places
- Marshville
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House district
- NC-8 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 153.2 sq mi · 70 people per sq mi
Where is ZIP code 28103?
28103 centers on 34.999°, -80.351° and covers 153.2 square miles of land plus 1.3 of water. It borders 8 ZIP codes: 28174, 28135, 28110, 28133, 28112, 28163, 28129, 29728.
The map draws ZIP code areas only. For the streets inside 28103, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28103 compare with the rest of Union County?
| Measure | 28103 | In Union County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 10,714 | 7th of 11 | 297th of 853 |
| Median household income | $77k | 8th of 10 | 161st of 528 |
| Median home value | $248k | 8th of 9 | 259th of 572 |
Its median household income is higher than in 58% of U.S. residential ZIP codes, and it is denser than 48% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28103?
The 2020 Census counted 10,164 people in 28103; the ACS, which samples households over 2020-2024, estimates 10,714. Between the 2010 and 2020 censuses its population fell 1.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 10,714±1,180 (90% margin)
- 2020 Census count
- 10,164−1.4% since 2010 (10,311)
- Households
- 4,101
- Median age
- 44.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28103?
Of the 10,714 people the ACS estimates in 28103, 21.6% are under 18 and 20.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (72.5%), then Black (not Hispanic) (18.2%).
- Under 1821.6%
- 18 to 6457.8%
- 65 and older20.6%
- White, not Hispanic72.5%
- Black, not Hispanic18.2%
- Hispanic or Latino6.8%
- Other or two or more2.4%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28103 earn?
Median household income is $76,924 (ACS 2020-2024), the 8th highest of the 10 ranked ZIP codes in Union County. It is not measurably different from 2015-2019 ($75,499 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $76,924±$11,771
- Income per person
- $34,517
- Below the poverty line
- 7.5%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 24.9%
- Adjusted gross income per tax return, 2022
- $71,2404,800 returns; wages 71% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28103?
FHFA's house price index for 28103, built from repeat sales and appraisals of the same homes, rose 134% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +7.1% in 2025.
- Median home value (owners' estimate)
- $248,200
- Median gross rent
- $1,145
- Homes owned by their occupants
- 81.5%
- Housing units
- 4,475
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28103?
218 business establishments had a location in this ZIP code in 2023, 26 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction47
- Other services (except public administration)33
- Retail trade24
- Transportation and warehousing21
- Administrative and support and waste management and remediation services15
- Health care and social assistance15
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28103?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28174 | Wingate | 9,573 | $71k | 5.4 mi |
| 28135 | Polkton | 4,655 | $67k | 7.9 mi |
| 28110 | Monroe | 56,971 | $84k | 10.1 mi |
| 28133 | Peachland | 2,060 | $47k | 11.7 mi |
| 28112 | Monroe | 28,461 | $81k | 13.5 mi |
| 28163 | Stanfield | 6,491 | $72k | 15.0 mi |
| 28129 | Oakboro | 5,852 | $70k | 16.2 mi |
| 29728 | Pageland, SC | 9,043 | $45k | 16.4 mi |
| 28170 | Wadesboro | 10,103 | $40k | 14.3 mi (near) |
| 28007 | Ansonville | 879 | $61k | 15.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.