Residential delivery area · North Carolina
ZIP Code 28112: Monroe, NC
ZIP code 28112 uses the postal name Monroe, North Carolina and lies entirely in Union County (Census 2020 ZIP-county file). About 28,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Monroe's 2 residential ZIP codes. Median household income is $80,495 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Monroe, and 2% in smaller places; 93% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Monroe · 2 residential ZIPs
- County
- Union County
- Census places
- Monroe
- Neighborhoods
- Bramblewood, Carmel Village, Council Oaks, Forest Hills, Franklin Colony, Hillcrest and 15 more GeoNames
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House district
- NC-8 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 132.1 sq mi · 215 people per sq mi
- PO Box ZIPs
- 28111 also use the name Monroe
Where is ZIP code 28112?
28112 centers on 34.890°, -80.550° and covers 132.1 square miles of land plus 1.5 of water. It borders 7 ZIP codes: 28108, 28174, 28173, 29728, 28110, 28103, 29720.
The map draws ZIP code areas only. For the streets inside 28112, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 28112 compare with the rest of Monroe?
| Measure | 28112 | In Monroe | In Union County | In NC |
|---|---|---|---|---|
| People (ACS 2020-2024) | 28,461 | 2nd of 2 | 6th of 11 | 134th of 853 |
| Median household income | $81k | 2nd of 2 | 7th of 10 | 134th of 528 |
| Median home value | $297k | 2nd of 2 | 7th of 9 | 196th of 572 |
Its median household income is higher than in 63% of U.S. residential ZIP codes, and it is denser than 63% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28112?
The 2020 Census counted 27,126 people in 28112; the ACS, which samples households over 2020-2024, estimates 28,461. Between the 2010 and 2020 censuses its population grew 3.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 28,461
- 2020 Census count
- 27,126+3.1% since 2010 (26,311)
- Households
- 10,215
- Median age
- 41.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28112?
Of the 28,461 people the ACS estimates in 28112, 21.6% are under 18 and 16.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (56.6%), then Hispanic or Latino (20.7%).
- Under 1821.6%
- 18 to 6461.7%
- 65 and older16.7%
- White, not Hispanic56.6%
- Hispanic or Latino20.7%
- Black, not Hispanic16.8%
- Other or two or more4.7%
- Asian, not Hispanic1.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28112 earn?
Median household income is $80,495 (ACS 2020-2024), the 7th highest of the 10 ranked ZIP codes in Union County. It rose from $66,628 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $80,495
- Income per person
- $33,703
- Below the poverty line
- 10.9%
- Unemployed (of the labor force)
- 5.0%
- Adults 25+ with a bachelor's degree
- 22.0%
- Adjusted gross income per tax return, 2022
- $63,54212,380 returns; wages 73% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28112?
FHFA's house price index for 28112, built from repeat sales and appraisals of the same homes, rose 125% from 2015 to 2025 and rose 63% from 2020 to 2025, and moved +3.0% in 2025.
- Median home value (owners' estimate)
- $296,900
- Median gross rent
- $1,155
- Homes owned by their occupants
- 71.5%
- Housing units
- 10,907
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28112?
569 business establishments had a location in this ZIP code in 2023, 50 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance95
- Construction82
- Professional, scientific, and technical services73
- Retail trade66
- Other services (except public administration)66
- Administrative and support and waste management and remediation services35
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28112?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28108 | Mineral Springs | 34 | – | 7.9 mi |
| 28174 | Wingate | 9,573 | $71k | 8.3 mi |
| 28173 | Waxhaw | 65,274 | $151k | 10.5 mi |
| 29728 | Pageland, SC | 9,043 | $45k | 12.1 mi |
| 28110 | Monroe | 56,971 | $84k | 12.4 mi |
| 28103 | Marshville | 10,714 | $77k | 13.5 mi |
| 29720 | Lancaster, SC | 53,584 | $63k | 14.9 mi |
| 28104 | Matthews | 36,641 | $138k | 14.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.