Residential delivery area · North Carolina
ZIP Code 28173: Waxhaw, NC
ZIP code 28173 uses the postal name Waxhaw, North Carolina and lies entirely in Union County (Census 2020 ZIP-county file). About 65,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $150,597 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Waxhaw (11%), Marvin (6%), Mineral Springs (6%) and JAARS (under 1%), and 8% in smaller places; 68% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Waxhaw · its only residential ZIP
- County
- Union County
- Census places
- Waxhaw (11%); Marvin (6%); Mineral Springs (6%); JAARS (under 1%) census-designated place
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House district
- NC-8 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 106.3 sq mi · 614 people per sq mi
Where is ZIP code 28173?
28173 centers on 34.919°, -80.731° and covers 106.3 square miles of land plus 1.4 of water. It borders 7 ZIP codes: 28108, 29707, 28104, 28277, 28112, 29720, 28110.
The map draws ZIP code areas only. For the streets inside 28173, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28173 compare with the rest of Union County?
| Measure | 28173 | In Union County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 65,274 | 1st of 11 | 9th of 853 |
| Median household income | $151k | 1st of 10 | 5th of 528 |
| Median home value | $608k | 1st of 9 | 22nd of 572 |
Its median household income is higher than in 96% of U.S. residential ZIP codes, and it is denser than 74% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28173?
The 2020 Census counted 64,144 people in 28173; the ACS, which samples households over 2020-2024, estimates 65,274. Between the 2010 and 2020 censuses its population grew 42.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 65,274
- 2020 Census count
- 64,144+42.2% since 2010 (45,097)
- Households
- 20,430
- Median age
- 41.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28173?
Of the 65,274 people the ACS estimates in 28173, 28.9% are under 18 and 10.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (71.8%).
- Under 1828.9%
- 18 to 6460.2%
- 65 and older10.9%
- White, not Hispanic71.8%
- Asian, not Hispanic8.1%
- Black, not Hispanic7.8%
- Hispanic or Latino7.8%
- Other or two or more4.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28173 earn?
Median household income is $150,597 (ACS 2020-2024), the highest of the 10 ranked ZIP codes in Union County. It is not measurably different from 2015-2019 ($154,099 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $150,597
- Income per person
- $63,561
- Below the poverty line
- 4.4%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 58.2%
- Adjusted gross income per tax return, 2022
- $181,99328,910 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28173?
FHFA's house price index for 28173, built from repeat sales and appraisals of the same homes, rose 127% from 2015 to 2025 and rose 73% from 2020 to 2025, and moved +4.7% in 2025.
- Median home value (owners' estimate)
- $608,000
- Median gross rent
- $1,776
- Homes owned by their occupants
- 90.0%
- Housing units
- 21,343
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28173?
1,288 business establishments had a location in this ZIP code in 2023, 315 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services246
- Construction180
- Real estate and rental and leasing127
- Other services (except public administration)106
- Administrative and support and waste management and remediation services98
- Health care and social assistance89
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28173?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28108 | Mineral Springs | 34 | – | 3.1 mi |
| 29707 | Fort Mill, SC | 37,629 | $118k | 8.6 mi |
| 28104 | Matthews | 36,641 | $138k | 9.8 mi |
| 28277 | Charlotte | 73,882 | $129k | 10.3 mi |
| 28112 | Monroe | 28,461 | $81k | 10.5 mi |
| 29720 | Lancaster, SC | 53,584 | $63k | 12.0 mi |
| 28110 | Monroe | 56,971 | $84k | 16.1 mi |
| 29704 | Catawba, SC | 3,060 | $74k | 11.8 mi (near) |
| 29715 | Fort Mill, SC | 46,865 | $110k | 12.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.