Residential delivery area · North Carolina
ZIP Code 28277: Charlotte, NC
ZIP code 28277 is in Charlotte, North Carolina, entirely in Mecklenburg County (Census 2020 ZIP-county file). About 74,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Charlotte's 29 residential ZIP codes. Median household income is $128,627 (Census Bureau, ACS 2020-2024). By Census place, 93% of its land lies in Charlotte; 7% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Charlotte · 29 residential ZIPs
- County
- Mecklenburg County
- Census places
- Charlotte
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House districts
- NC-14 (62%), NC-8 (31%), NC-12 (8%) 119th Congress, by share of land
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 24.1 sq mi · 3,059 people per sq mi
- PO Box ZIPs
- 45 more ZIP codes use the name Charlotte for PO boxes or single organizations
Where is ZIP code 28277?
28277 centers on 35.050°, -80.818° and covers 24.1 square miles of land plus 0.3 of water. It borders 7 ZIP codes: 28226, 28134, 29707, 28270, 28104, 28105, 28173.
The map draws ZIP code areas only. For the streets inside 28277, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28277 compare with the rest of Charlotte?
| Measure | 28277 | In Charlotte | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 73,882 | 2nd of 29 | 5th of 853 |
| Median household income | $129k | 3rd of 23 | 20th of 528 |
| Median home value | $561k | 8th of 24 | 33rd of 572 |
Its median household income is higher than in 93% of U.S. residential ZIP codes, and it is denser than 89% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28277?
The 2020 Census counted 74,957 people in 28277; the ACS, which samples households over 2020-2024, estimates 73,882. Between the 2010 and 2020 censuses its population grew 25.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 73,882
- 2020 Census count
- 74,957+25.6% since 2010 (59,664)
- Households
- 28,944
- Median age
- 39.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28277?
Of the 73,882 people the ACS estimates in 28277, 25.7% are under 18 and 13.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (58.4%), then Asian (not Hispanic) (16.5%).
- Under 1825.7%
- 18 to 6461.1%
- 65 and older13.2%
- White, not Hispanic58.4%
- Asian, not Hispanic16.5%
- Black, not Hispanic9.4%
- Hispanic or Latino8.1%
- Other or two or more7.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28277 earn?
Median household income is $128,627 (ACS 2020-2024), the 3rd highest of the 23 ranked ZIP codes in Charlotte. It is not measurably different from 2015-2019 ($135,163 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $128,627
- Income per person
- $69,255
- Below the poverty line
- 4.5%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 68.1%
- Adjusted gross income per tax return, 2022
- $161,56634,870 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28277?
FHFA's house price index for 28277, built from repeat sales and appraisals of the same homes, rose 115% from 2015 to 2025 and rose 71% from 2020 to 2025, and moved +0.3% in 2025.
- Median home value (owners' estimate)
- $560,600
- Median gross rent
- $1,882
- Homes owned by their occupants
- 60.9%
- Housing units
- 30,335
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28277?
2,863 business establishments had a location in this ZIP code in 2023, 371 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services538
- Finance and insurance354
- Health care and social assistance303
- Accommodation and food services265
- Real estate and rental and leasing257
- Retail trade219
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28277?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28226 | Charlotte | 39,381 | $119k | 3.7 mi |
| 28134 | Pineville | 13,245 | $86k | 4.8 mi |
| 29707 | Fort Mill, SC | 37,629 | $118k | 4.9 mi |
| 28270 | Charlotte | 32,448 | $132k | 5.3 mi |
| 28104 | Matthews | 36,641 | $138k | 6.8 mi |
| 28105 | Matthews | 46,817 | $108k | 7.8 mi |
| 28173 | Waxhaw | 65,274 | $151k | 10.3 mi |
| 28210 | Charlotte | 47,359 | $101k | 6.0 mi (near) |
| 29715 | Fort Mill, SC | 46,865 | $110k | 6.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.