Residential delivery area · North Carolina
ZIP Code 28226: Charlotte, NC
ZIP code 28226 is in Charlotte, North Carolina, entirely in Mecklenburg County (Census 2020 ZIP-county file). About 39,000 people live there (Census Bureau, ACS 2020-2024), the 14th most populous of Charlotte's 29 residential ZIP codes. Median household income is $118,606 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Charlotte · 29 residential ZIPs
- County
- Mecklenburg County
- Census places
- Charlotte
- Neighborhoods
- Carmel, Carmel, Carmel Commons, Carmel Park, Carmel Woods, Falcon Bridge and 9 more GeoNames
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House districts
- NC-8 (55%), NC-12 (45%) 119th Congress, by share of land
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 14.7 sq mi · 2,674 people per sq mi
- PO Box ZIPs
- 45 more ZIP codes use the name Charlotte for PO boxes or single organizations
Where is ZIP code 28226?
28226 centers on 35.103°, -80.822° and covers 14.7 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 28210, 28270, 28277, 28134, 28211.
The map draws ZIP code areas only. For the streets inside 28226, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 28226 compare with the rest of Charlotte?
| Measure | 28226 | In Charlotte | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 39,381 | 14th of 29 | 79th of 853 |
| Median household income | $119k | 5th of 23 | 28th of 528 |
| Median home value | $618k | 5th of 24 | 18th of 572 |
Its median household income is higher than in 90% of U.S. residential ZIP codes, and it is denser than 87% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28226?
The 2020 Census counted 40,513 people in 28226; the ACS, which samples households over 2020-2024, estimates 39,381. Between the 2010 and 2020 censuses its population grew 8.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 39,381
- 2020 Census count
- 40,513+8.7% since 2010 (37,286)
- Households
- 15,651
- Median age
- 40.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28226?
Of the 39,381 people the ACS estimates in 28226, 24.1% are under 18 and 17.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (70.1%), then Hispanic or Latino (13.7%).
- Under 1824.1%
- 18 to 6458.0%
- 65 and older17.8%
- White, not Hispanic70.1%
- Hispanic or Latino13.7%
- Black, not Hispanic8.0%
- Other or two or more4.7%
- Asian, not Hispanic3.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28226 earn?
Median household income is $118,606 (ACS 2020-2024), the 5th highest of the 23 ranked ZIP codes in Charlotte. It is not measurably different from 2015-2019 ($118,389 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $118,606
- Income per person
- $77,844
- Below the poverty line
- 4.3%
- Unemployed (of the labor force)
- 4.1%
- Adults 25+ with a bachelor's degree
- 65.1%
- Adjusted gross income per tax return, 2022
- $199,78119,350 returns; wages 61% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28226?
FHFA's house price index for 28226, built from repeat sales and appraisals of the same homes, rose 123% from 2015 to 2025 and rose 65% from 2020 to 2025, and moved +3.8% in 2025.
- Median home value (owners' estimate)
- $617,600
- Median gross rent
- $1,622
- Homes owned by their occupants
- 67.6%
- Housing units
- 16,752
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28226?
1,324 business establishments had a location in this ZIP code in 2023, 125 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services257
- Health care and social assistance193
- Finance and insurance130
- Real estate and rental and leasing125
- Accommodation and food services102
- Other services (except public administration)95
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28226?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28210 | Charlotte | 47,359 | $101k | 2.7 mi |
| 28270 | Charlotte | 32,448 | $132k | 3.3 mi |
| 28277 | Charlotte | 73,882 | $129k | 3.7 mi |
| 28134 | Pineville | 13,245 | $86k | 4.1 mi |
| 28211 | Charlotte | 33,925 | $133k | 4.6 mi |
| 28209 | Charlotte | 24,331 | $102k | 5.6 mi (near) |
| 28274 | Charlotte | 747 | – | 6.0 mi (near) |
| 28207 | Charlotte | 9,527 | $217k | 6.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.