Residential delivery area · North Carolina
ZIP Code 28205: Charlotte, NC
ZIP code 28205 is in Charlotte, North Carolina, entirely in Mecklenburg County (Census 2020 ZIP-county file). About 52,000 people live there (Census Bureau, ACS 2020-2024), the 6th most populous of Charlotte's 29 residential ZIP codes. Median household income is $75,622 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Charlotte · 29 residential ZIPs
- County
- Mecklenburg County
- Census places
- Charlotte
- Neighborhoods
- Belmont, Chantilly, Darby Acres, Eastfield, Eastover, Elizabeth and 6 more GeoNames
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House district
- NC-12 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 11.8 sq mi · 4,380 people per sq mi
- PO Box ZIPs
- 45 more ZIP codes use the name Charlotte for PO boxes or single organizations
Where is ZIP code 28205?
28205 centers on 35.219°, -80.790° and covers 11.8 square miles of land plus 0.0 of water. It borders 7 ZIP codes: 28204, 28207, 28206, 28212, 28211, 28215, 28213.
The map draws ZIP code areas only. For the streets inside 28205, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 28205 compare with the rest of Charlotte?
| Measure | 28205 | In Charlotte | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 51,806 | 6th of 29 | 29th of 853 |
| Median household income | $76k | 15th of 23 | 169th of 528 |
| Median home value | $457k | 11th of 24 | 65th of 572 |
Its median household income is higher than in 56% of U.S. residential ZIP codes, and it is denser than 93% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28205?
The 2020 Census counted 49,600 people in 28205; the ACS, which samples households over 2020-2024, estimates 51,806. Between the 2010 and 2020 censuses its population grew 12.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 51,806
- 2020 Census count
- 49,600+12.9% since 2010 (43,931)
- Households
- 23,357
- Median age
- 34.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28205?
Of the 51,806 people the ACS estimates in 28205, 20.1% are under 18 and 8.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (45.1%), then Black (not Hispanic) (23.5%).
- Under 1820.1%
- 18 to 6471.1%
- 65 and older8.9%
- White, not Hispanic45.1%
- Black, not Hispanic23.5%
- Hispanic or Latino21.9%
- Asian, not Hispanic5.1%
- Other or two or more4.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28205 earn?
Median household income is $75,622 (ACS 2020-2024), the 15th highest of the 23 ranked ZIP codes in Charlotte. It rose from $64,743 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $75,622
- Income per person
- $53,446
- Below the poverty line
- 16.5%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 47.8%
- Adjusted gross income per tax return, 2022
- $97,87924,720 returns; wages 83% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28205?
FHFA's house price index for 28205, built from repeat sales and appraisals of the same homes, rose 144% from 2015 to 2025 and rose 57% from 2020 to 2025, and moved +3.2% in 2025.
- Median home value (owners' estimate)
- $457,200
- Median gross rent
- $1,460
- Homes owned by their occupants
- 42.5%
- Housing units
- 24,963
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28205?
1,539 business establishments had a location in this ZIP code in 2023, 235 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services206
- Retail trade190
- Accommodation and food services187
- Other services (except public administration)176
- Health care and social assistance164
- Real estate and rental and leasing145
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28205?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28204 | Charlotte | 9,314 | $92k | 2.1 mi |
| 28207 | Charlotte | 9,527 | $217k | 2.6 mi |
| 28206 | Charlotte | 15,375 | $62k | 3.1 mi |
| 28212 | Charlotte | 42,440 | $53k | 3.3 mi |
| 28211 | Charlotte | 33,925 | $133k | 3.6 mi |
| 28215 | Charlotte | 66,674 | $71k | 5.4 mi |
| 28213 | Charlotte | 45,904 | $58k | 5.6 mi |
| 28244 | Charlotte | 0 | – | 3.0 mi (near) |
| 28280 | Charlotte | 0 | – | 3.1 mi (near) |
| 28202 | Charlotte | 17,653 | $106k | 3.1 mi (near) |
| 28282 | Charlotte | 0 | – | 3.2 mi (near) |
| 28274 | Charlotte | 747 | – | 3.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.