PlainZIP

Charlotte, NC · standard

ZIP Code 28269

Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

71,048
900/sq mi
$81,517
Median income
$341,700
Median home value
45.6%
Bachelor's or higher

The verdict

Charlotte pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated and unusually populous area.

Top 36%
household income, US ZIPs
Top 28%
home value, US ZIPs
900
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28269 against every reporting US ZIP.

ZIP code 28269 is a densely settled ZIP (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, with 71,048 residents across 78.9 square miles, a density of 900 people per square mile, in the New York time zone.

ZIP 28269 lands in the middle-income range, with a median household income of $81,517 (18% above the North Carolina average), while per-capita income is $42,645. 8.8% of residents live below the poverty line, and the unemployment rate reads 2.3%. On housing, the median home value is $341,700 (32% above the state average) with median rent at $1,710 per month, and 60.6% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 45.6% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is 24 minutes. To put 28269 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Mecklenburg County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28269

Top 5 sectors by establishment count in Charlotte, NC

Which industries have the most business establishments in ZIP 28269.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28269, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

71,048

Population

78.9

Area (sq mi)

900

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28269?

35.9

Median Age

45.9%

Male

54.1%

Female

14.2%

Foreign-Born

White 27.7%
African American 52.0%
Asian 4.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 12.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,517

Median Household Income

+18% vs state

$42,645

Per Capita Income

8.8%

Poverty Rate

2.3%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 28269 ranks nationally

Charlotte, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,517 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 45.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

33,770

Total Housing Units

31,766

Occupied Units

2,004

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 60.6%
Renter 39.4%

$341,700

Median Home Value

+32% vs state

$1,710

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.3%

YoY Change (2024)

253

HPI Index (2000 = 100)

+153%

Total Change Since 2000

Home values in ZIP 28269 have decreased 0.3% over the past year (2024). Since 2000, this ZIP has seen +153% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.6% 162
2021 +17.0% 189
2022 +24.2% 235
2023 +8.0% 254
2024 -0.3% 253

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,581 business establishments in ZIP 28269, employing approximately 28,545 people with a combined annual payroll of $1,666,530,000.

1,581

Businesses

28,545

Employees

$1.7B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 201 12.7%
Construction 184 11.6%
Transportation and warehousing 143 9.0%
Retail trade 140 8.9%
Other services (except public administration) 139 8.8%
Health care and social assistance 131 8.3%
Wholesale trade 129 8.2%
Real estate and rental and leasing 127 8.0%
Administrative and support and waste management and remediation services 111 7.0%
Accommodation and food services 109 6.9%
Manufacturing 45 2.9%
Finance and insurance 42 2.7%
Arts, entertainment, and recreation 32 2.0%
Management of companies and enterprises 16 1.0%
Educational services 15 0.9%
Information 14 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28269 vs 28262 →

ZIP 28269 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28269 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28269 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28269 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28262 Charlotte, NC 37,547 3.5 mi
28206 Charlotte, NC 11,898 5.7 mi
28216 Charlotte, NC 47,208 5.1 mi
28213 Charlotte, NC 37,309 5.4 mi
28078 Huntersville, NC 52,133 5.7 mi
28205 Charlotte, NC 43,931 8.2 mi
28204 Charlotte, NC 4,796 8.6 mi
28280 Charlotte, NC 10 8.0 mi
28202 Charlotte, NC 11,195 8.0 mi
28244 Charlotte, NC 0 8.2 mi

More ZIP Codes in Mecklenburg County

28277 standard
Charlotte, NC
Pop: 59,664
28215 standard
Charlotte, NC
Pop: 53,629
28078 standard
Huntersville, NC
Pop: 52,133
28227 standard
Charlotte, NC
Pop: 49,635
28216 standard
Charlotte, NC
Pop: 47,208
28205 standard
Charlotte, NC
Pop: 43,931

Related Areas

Mecklenburg County Charlotte, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28269 in? ▼
ZIP code 28269 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28269? ▼
ZIP code 28269 in Charlotte, NC has a population of 71,048 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28269? ▼
The median household income in ZIP 28269 is $81,517, which is 7% above the national average of $76,288.
What is the average home value in ZIP 28269? ▼
The median home value in ZIP 28269 is $341,700, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 28269? ▼
The largest racial group in ZIP 28269 is African American at 52.0%. Hispanic or Latino residents make up 12.9% of the population.
How many businesses are in ZIP code 28269? ▼
ZIP code 28269 has 1,581 business establishments employing approximately 28,545 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28269? ▼
The top industries by establishment count in ZIP 28269 are: Professional, scientific, and technical services (201), Construction (184), Transportation and warehousing (143). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28269? ▼
According to the FHFA House Price Index, home values in ZIP 28269 decreased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 153%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28269? ▼
In ZIP code 28269, 60.9% of residents aged 25+ have a high school diploma or higher, and 45.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28269? ▼
The mean commute time for workers in ZIP code 28269 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28269? ▼
In ZIP code 28269, approximately 60.6% of occupied housing units are owner-occupied and 39.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28269? ▼
The poverty rate in ZIP code 28269 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.