Charlotte, NC · standard
ZIP Code 28206
Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,898
- 651/sq mi High-density area
- $61,818
- Median income Below-median income area
- $298,600
- Median home value Above-median home value
- 33.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Charlotte pairs a below-median household income with above-median home values, in a low-density, renter-heavy area.
- 32nd pct
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 651
- people per sq mi
- 33%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28206 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28206 (Charlotte, NC) fell -11.2% from 2023 to 2024.
ZIP code 28206 is a mid-sized community (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, home to 11,898 residents across 18.3 square miles, a density of 651 people per square mile, in the New York time zone.
ZIP 28206 reports a modest median household income of $61,818 (11% below the average North Carolina ZIP), while per-capita income is $39,327. The poverty rate is 20.7%, so the area-level income figures should not be treated as typical household experience. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $298,600 (15% above the average North Carolina ZIP), with only 32.9% owner-occupied homes and median rent of $1,400.
A solid share of residents have a four-year degree: 33.9% of adults hold a bachelor's degree or higher, the median age is 33.1, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Mecklenburg County, so 28206 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28206
Top 5 sectors by establishment count in Charlotte, NC
Which industries have the most business establishments in ZIP 28206.
- Wholesale trade
Wholesale trade
140 establishments
- Retail trade
Retail trade
77 establishments
- Other services (except public administration)
Other services (except public administration)
77 establishments
- Construction
Construction
76 establishments
- Manufacturing
Manufacturing
64 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28206, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,898
Population
18.3
Area (sq mi)
651
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28206?
33.1
Median Age
50.3%
Male
49.7%
Female
13.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,818
Median Household Income
-11% vs state ZIP avg
$39,327
Per Capita Income
20.7%
Poverty Rate
4.9%
Unemployment Rate
21.8 min
Mean Commute Time
How ZIP 28206 ranks among North Carolina ZIPs
Charlotte, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,818 42nd percentile higher than 42% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,605housing units
7,605
Total Housing Units
7,126
Occupied Units
479
Vacant Units
2.09
Avg Household Size
Occupancy Type
$298,600
Median Home Value
+15% vs state ZIP avg
$1,400
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 759 business establishments in ZIP 28206, employing approximately 16,344 people with a combined annual payroll of $1,118,207,000.
759
Businesses
16,344
Employees
$1.1B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Wholesale trade | 140 | 18.4% |
| Retail trade | 77 | 10.1% |
| Other services (except public administration) | 77 | 10.1% |
| Construction | 76 | 10.0% |
| Manufacturing | 64 | 8.4% |
| Real estate and rental and leasing | 60 | 7.9% |
| Accommodation and food services | 59 | 7.8% |
| Transportation and warehousing | 48 | 6.3% |
| Professional, scientific, and technical services | 44 | 5.8% |
| Administrative and support and waste management and remediation services | 33 | 4.3% |
| Health care and social assistance | 30 | 4.0% |
| Information | 19 | 2.5% |
| Finance and insurance | 13 | 1.7% |
| Arts, entertainment, and recreation | 9 | 1.2% |
| Educational services | 6 | 0.8% |
| Management of companies and enterprises | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28206 vs 28204 →
ZIP 28206 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28269
Charlotte (28269)
71,048 residents
- 28205
Charlotte (28205)
43,931 residents
- 28209 20,317
Charlotte (28209)
20,317 residents
- 28206 11,898
Charlotte (28206)
11,898 residents
- 28203 11,315
Charlotte (28203)
11,315 residents
- 28202 11,195
Charlotte (28202)
11,195 residents
- 28207 9,280
Charlotte (28207)
9,280 residents
- 28204 4,796
Charlotte (28204)
4,796 residents
- 28280 10
Charlotte (28280)
10 residents
What this shows Among its immediate neighbors, ZIP 28206 ranks #4 by population - useful context the national average alone can't give.
ZIP 28206 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28207
Charlotte (28207)
$217,204 median income
- 28202
Charlotte (28202)
$105,889 median income
- 28203
Charlotte (28203)
$104,696 median income
- 28209
Charlotte (28209)
$101,873 median income
- 28204
Charlotte (28204)
$92,054 median income
- 28269 $81,517
Charlotte (28269)
$81,517 median income
- 28205 $75,622
Charlotte (28205)
$75,622 median income
- 28206 $61,818
Charlotte (28206)
$61,818 median income
What this shows By household income, ZIP 28206 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28204 | Charlotte, NC | 4,796 | 2.9 mi |
| 28280 | Charlotte, NC | 10 | 2.4 mi |
| 28202 | Charlotte, NC | 11,195 | 2.4 mi |
| 28244 | Charlotte, NC | 0 | 2.5 mi |
| 28282 | Charlotte, NC | 0 | 2.6 mi |
| 28207 | Charlotte, NC | 9,280 | 4.3 mi |
| 28205 | Charlotte, NC | 43,931 | 3.2 mi |
| 28203 | Charlotte, NC | 11,315 | 4.0 mi |
| 28269 | Charlotte, NC | 71,048 | 5.7 mi |
| 28209 | Charlotte, NC | 20,317 | 5.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28206, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,898 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mecklenburg County
Related Areas
Frequently Asked Questions
What county is ZIP code 28206 in?
ZIP code 28206 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28206?
ZIP code 28206 in Charlotte, NC has a population of 11,898 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28206?
The median household income in ZIP 28206 is $61,818, which is 19% below the national average of $76,288.
What is the average home value in ZIP 28206?
The median home value in ZIP 28206 is $298,600, which is 7% above the national average of $278,155.
What is the demographic makeup of ZIP 28206?
The largest racial group in ZIP 28206 is African American at 61.2%. Hispanic or Latino residents make up 16.6% of the population.
How many businesses are in ZIP code 28206?
ZIP code 28206 has 759 business establishments employing approximately 16,344 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28206?
The top industries by establishment count in ZIP 28206 are: Wholesale trade (140), Retail trade (77), Other services (except public administration) (77). There are 16 industry sectors represented in total.
What is the education level in ZIP code 28206?
In ZIP code 28206, 54.2% of residents aged 25+ have a high school diploma or higher, and 33.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28206?
The mean commute time for workers in ZIP code 28206 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28206?
In ZIP code 28206, approximately 32.9% of occupied housing units are owner-occupied and 67.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28206?
The poverty rate in ZIP code 28206 is 20.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28206's numbers, next.
- See how ZIP 28206 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlotte, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.