Charlotte, NC · standard

ZIP Code 28206

Mecklenburg County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,898
651/sq mi
$61,818
Median income
$298,600
Median home value
33.9%
Bachelor's or higher

The verdict

Charlotte pairs a below-median household income with above-median home values, in a low-density, renter-heavy area.

32th pct
household income, US ZIPs
Top 34%
home value, US ZIPs
651
people per sq mi
33%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28206 against every reporting US ZIP.

ZIP code 28206 is classified by USPS as a standard delivery area and covers roughly 18.3 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 11,898 residents, producing a population density of 651 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28206 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28206 sits at $61,818 (11% below the North Carolina average), while per-capita income is $39,327. The poverty rate stands at 20.7% and the unemployment rate at 4.9%. On housing, the median home value is $298,600 (15% above the state average) with median rent at $1,400 per month, and 32.9% of occupied units are owner-occupied, a direct signal of whether 28206 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.9% of adults hold a bachelor's degree or higher, the median age is 33.1, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28206 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28206

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28206.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28206, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,898

Population

18.3

Area (sq mi)

651

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28206?

33.1

Median Age

50.3%

Male

49.7%

Female

13.6%

Foreign-Born

White 19.0%
African American 61.2%
Asian 2.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 16.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,818

Median Household Income

-11% vs state

$39,327

Per Capita Income

20.7%

Poverty Rate

4.9%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 28206 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,818 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.2%
Bachelor's Degree or Higher 33.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,605

Total Housing Units

7,126

Occupied Units

479

Vacant Units

2.09

Avg Household Size

Occupancy Type

Owner 32.9%
Renter 67.1%

$298,600

Median Home Value

+15% vs state

$1,400

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 759 business establishments in ZIP 28206, employing approximately 16,344 people with a combined annual payroll of $1,118,207,000.

759

Businesses

16,344

Employees

$1.1B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Wholesale trade 140 18.4%
Retail trade 77 10.1%
Other services (except public administration) 77 10.1%
Construction 76 10.0%
Manufacturing 64 8.4%
Real estate and rental and leasing 60 7.9%
Accommodation and food services 59 7.8%
Transportation and warehousing 48 6.3%
Professional, scientific, and technical services 44 5.8%
Administrative and support and waste management and remediation services 33 4.3%
Health care and social assistance 30 4.0%
Information 19 2.5%
Finance and insurance 13 1.7%
Arts, entertainment, and recreation 9 1.2%
Educational services 6 0.8%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28206 vs 28204 →

ZIP 28206 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28206 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28206 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28206 ranks #8 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28204 Charlotte, NC 4,796 2.9 mi
28280 Charlotte, NC 10 2.4 mi
28202 Charlotte, NC 11,195 2.4 mi
28244 Charlotte, NC 0 2.5 mi
28282 Charlotte, NC 0 2.6 mi
28207 Charlotte, NC 9,280 4.3 mi
28205 Charlotte, NC 43,931 3.2 mi
28203 Charlotte, NC 11,315 4.0 mi
28269 Charlotte, NC 71,048 5.7 mi
28209 Charlotte, NC 20,317 5.7 mi

More ZIP Codes in Mecklenburg County

Frequently Asked Questions

What county is ZIP code 28206 in?
ZIP code 28206 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28206?
ZIP code 28206 in Charlotte, NC has a population of 11,898 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28206?
The median household income in ZIP 28206 is $61,818, which is 19% below the national average of $76,288.
What is the average home value in ZIP 28206?
The median home value in ZIP 28206 is $298,600, which is 7% above the national average of $278,155.
What is the demographic makeup of ZIP 28206?
The largest racial group in ZIP 28206 is African American at 61.2%. Hispanic or Latino residents make up 16.6% of the population.
How many businesses are in ZIP code 28206?
ZIP code 28206 has 759 business establishments employing approximately 16,344 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28206?
The top industries by establishment count in ZIP 28206 are: Wholesale trade (140), Retail trade (77), Other services (except public administration) (77). There are 16 industry sectors represented in total.
What is the education level in ZIP code 28206?
In ZIP code 28206, 54.2% of residents aged 25+ have a high school diploma or higher, and 33.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28206?
The mean commute time for workers in ZIP code 28206 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28206?
In ZIP code 28206, approximately 32.9% of occupied housing units are owner-occupied and 67.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28206?
The poverty rate in ZIP code 28206 is 20.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Charlotte, NC

Verify and explore additional data for this area using these official government sources.