Residential delivery area · North Carolina

ZIP Code 28202: Charlotte, NC

ZIP code 28202 is in Charlotte, North Carolina, entirely in Mecklenburg County (Census 2020 ZIP-county file). About 18,000 people live there (Census Bureau, ACS 2020-2024), the 21st most populous of Charlotte's 29 residential ZIP codes. Median household income is $105,889 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2022
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
282sectional center: Charlotte, NC (SCF 282)
02delivery area within it
Town
Charlotte · 29 residential ZIPs
Census places
Charlotte
Neighborhoods
Fourth Ward, Third Ward GeoNames
Metro area
Charlotte-Concord-Gastonia, NC-SC
House district
NC-12 119th Congress
Time zone
Eastern
Land area
1.8 sq mi · 9,785 people per sq mi
PO Box ZIPs
45 more ZIP codes use the name Charlotte for PO boxes or single organizations

Where is ZIP code 28202?

28202 centers on 35.227°, -80.844° and covers 1.8 square miles of land plus 0.0 of water. It borders 8 ZIP codes: 28280, 28244, 28282, 28204, 28203, 28206, 28208, 28216.

28203 · Charlotte28204 · Charlotte28206 · Charlotte28208 · Charlotte28216 · Charlotte28244 · Charlotte28280 · Charlotte28282 · Charlotte28202 · Charlotte (this ZIP)2820228206282032820428203 · Charlotte28204 · Charlotte28206 · Charlotte28208 · Charlotte28216 · Charlotte28244 · Charlotte28280 · Charlotte28282 · Charlotte28202 · Charlotte (this ZIP)2820228206282032820428203 · Charlotte28204 · Charlotte28206 · Charlotte28208 · Charlotte28216 · Charlotte28244 · Charlotte28280 · Charlotte28282 · Charlotte28202 · Charlotte (this ZIP)28202282062820328204
Shaded by median household income, in national fifths (ACS 2020-2024); 28202 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28202, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 28202 compare with the rest of Charlotte?

Rank of 28202 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28202In CharlotteIn NC
People (ACS 2020-2024)17,65321st of 29219th of 853
Median household income$106k6th of 2346th of 528
Median home value$444k12th of 2473rd of 572

Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 98% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28202?

The 2020 Census counted 16,447 people in 28202; the ACS, which samples households over 2020-2024, estimates 17,653. Between the 2010 and 2020 censuses its population grew 46.9% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
17,653
2020 Census count
16,447+46.9% since 2010 (11,195)
Households
9,980
Median age
30.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28202?

Of the 17,653 people the ACS estimates in 28202, 6.6% are under 18 and 5.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (50.6%), then Black (not Hispanic) (23.2%).

  • Under 186.6%
  • 18 to 6487.8%
  • 65 and older5.6%
Age of the people of 28202 (ACS 2020-2024, B01001)
  • White, not Hispanic50.6%
  • Black, not Hispanic23.2%
  • Hispanic or Latino12.5%
  • Asian, not Hispanic7.9%
  • Other or two or more5.7%
Race and Hispanic origin in 28202 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28202 earn?

Median household income is $105,889 (ACS 2020-2024), the 6th highest of the 23 ranked ZIP codes in Charlotte. It is not measurably different from 2015-2019 ($113,847 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$105,889
Income per person
$77,370
Below the poverty line
11.4%
Unemployed (of the labor force)
2.7%
Adults 25+ with a bachelor's degree
64.4%
Adjusted gross income per tax return, 2022
$124,5309,440 returns; wages 77% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28202?

Median home value (owners' estimate)
$443,500
Median gross rent
$1,933
Homes owned by their occupants
28.6%
Housing units
12,177
0 100 200 300 400 199820102022 0 100 200 300 400 199820102022 0 100 200 300 400 199820102022
Index = 100 in 1998, the first year FHFA reports for 28202; 2022: 376.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 28202 stops in 2022: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28202?

1,476 business establishments had a location in this ZIP code in 2023, 94 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services330
  • Finance and insurance233
  • Accommodation and food services218
  • Real estate and rental and leasing137
  • Other services (except public administration)101
  • Health care and social assistance85

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28202?

ZIP codes that share a boundary with 28202, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28280Charlotte0–0.1 mi
28244Charlotte0–0.2 mi
28282Charlotte0–0.2 mi
28204Charlotte9,314$92k1.3 mi
28203Charlotte18,823$105k1.5 mi
28206Charlotte15,375$62k2.3 mi
28208Charlotte40,197$55k3.4 mi
28216Charlotte57,507$66k6.3 mi
28207Charlotte9,527$217k2.5 mi (near)
28274Charlotte747–2.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.