Charlotte, NC · standard
ZIP Code 28202
Mecklenburg County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,195
- 2,396/sq mi
- $105,889
- Median income
- $443,500
- Median home value
- 64.4%
- Bachelor's or higher
The verdict
Charlotte pairs an upper-quartile household income with upper-quartile home values, in a suburban-density, renter-heavy area.
- Top 15%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 2,396
- people per sq mi
- 29%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28202 against every reporting US ZIP.
ZIP code 28202 is classified by USPS as a standard delivery area and covers roughly 4.7 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 11,195 residents, producing a population density of 2,396 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28202 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28202 sits at $105,889 (53% above the North Carolina average), while per-capita income is $77,370. The poverty rate stands at 11.4% and the unemployment rate at 2.7%. On housing, the median home value is $443,500 (71% above the state average) with median rent at $1,933 per month, and 28.6% of occupied units are owner-occupied, a direct signal of whether 28202 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 64.4% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28202 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28202
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28202.
- Professional, scientific, and technical services
Professional, scientific, and technical services
330 establishments
- Finance and insurance
Finance and insurance
233 establishments
- Accommodation and food services
Accommodation and food services
218 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
137 establishments
- Other services (except public administration) 101
Other services (except public administration)
101 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28202, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
11,195
Population
4.7
Area (sq mi)
2,396
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28202?
30.5
Median Age
57.6%
Male
42.4%
Female
14.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$105,889
Median Household Income
+53% vs state
$77,370
Per Capita Income
11.4%
Poverty Rate
2.7%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 28202 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$105,889 Top 15% higher than 85% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,177
Total Housing Units
9,980
Occupied Units
2,197
Vacant Units
1.56
Avg Household Size
Occupancy Type
$443,500
Median Home Value
+71% vs state
$1,933
Median Rent
2007
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.6%
YoY Change (2022)
287
HPI Index (2000 = 100)
+187%
Total Change Since 2000
Home values in ZIP 28202 have increased 14.6% over the past year (2022). Since 2000, this ZIP has seen +187% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +10.1% | 208 |
| 2019 | -1.5% | 205 |
| 2020 | -0.6% | 204 |
| 2021 | +22.9% | 250 |
| 2022 | +14.6% | 287 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,476 business establishments in ZIP 28202, employing approximately 65,673 people with a combined annual payroll of $9,502,393,000.
1,476
Businesses
65,673
Employees
$9.5B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 330 | 22.4% |
| Finance and insurance | 233 | 15.8% |
| Accommodation and food services | 218 | 14.8% |
| Real estate and rental and leasing | 137 | 9.3% |
| Other services (except public administration) | 101 | 6.8% |
| Health care and social assistance | 85 | 5.8% |
| Administrative and support and waste management and remediation services | 79 | 5.3% |
| Information | 49 | 3.3% |
| Retail trade | 45 | 3.0% |
| Arts, entertainment, and recreation | 43 | 2.9% |
| Construction | 32 | 2.2% |
| Wholesale trade | 32 | 2.2% |
| Management of companies and enterprises | 31 | 2.1% |
| Utilities | 21 | 1.4% |
| Transportation and warehousing | 21 | 1.4% |
| Educational services | 14 | 0.9% |
| Manufacturing | 5 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28202 vs 28280 →
ZIP 28202 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28205
Charlotte (28205)
43,931 residents
- 28208
Charlotte (28208)
34,167 residents
- 28209
Charlotte (28209)
20,317 residents
- 28206 11,898
Charlotte (28206)
11,898 residents
- 28203 11,315
Charlotte (28203)
11,315 residents
- 28202 11,195
Charlotte (28202)
11,195 residents
- 28207 9,280
Charlotte (28207)
9,280 residents
- 28204 4,796
Charlotte (28204)
4,796 residents
- 28280 10
Charlotte (28280)
10 residents
What this shows Among its immediate neighbors, ZIP 28202 ranks #6 by population — useful context the national average alone can't give.
ZIP 28202 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28207
Charlotte (28207)
$217,204 median income
- 28202
Charlotte (28202)
$105,889 median income
- 28203
Charlotte (28203)
$104,696 median income
- 28209
Charlotte (28209)
$101,873 median income
- 28204
Charlotte (28204)
$92,054 median income
- 28205 $75,622
Charlotte (28205)
$75,622 median income
- 28206 $61,818
Charlotte (28206)
$61,818 median income
- 28208 $55,431
Charlotte (28208)
$55,431 median income
What this shows By household income, ZIP 28202 ranks #2 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28280 | Charlotte, NC | 10 | 0.1 mi |
| 28282 | Charlotte, NC | 0 | 0.2 mi |
| 28244 | Charlotte, NC | 0 | 0.2 mi |
| 28204 | Charlotte, NC | 4,796 | 1.3 mi |
| 28203 | Charlotte, NC | 11,315 | 1.6 mi |
| 28207 | Charlotte, NC | 9,280 | 2.5 mi |
| 28206 | Charlotte, NC | 11,898 | 2.4 mi |
| 28209 | Charlotte, NC | 20,317 | 3.4 mi |
| 28205 | Charlotte, NC | 43,931 | 3.2 mi |
| 28208 | Charlotte, NC | 34,167 | 3.7 mi |
More ZIP Codes in Mecklenburg County
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Frequently Asked Questions
What county is ZIP code 28202 in? ▼
What is the population of ZIP code 28202? ▼
What is the median household income in ZIP 28202? ▼
What is the average home value in ZIP 28202? ▼
What is the demographic makeup of ZIP 28202? ▼
How many businesses are in ZIP code 28202? ▼
What are the main industries in ZIP code 28202? ▼
How have home values changed in ZIP code 28202? ▼
What is the education level in ZIP code 28202? ▼
What is the average commute time in ZIP 28202? ▼
What percentage of residents own vs. rent in ZIP 28202? ▼
What is the poverty rate in ZIP code 28202? ▼
ZIP Code Research Guides
Official Data Resources for Charlotte, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.