Charlotte, NC · standard
ZIP Code 28202
Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,195
- 2,396/sq mi High-density area
- $105,889
- Median income Above-median income area
- $443,500
- Median home value Above-median home value
- 64.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Charlotte pairs an upper-quartile household income with upper-quartile home values, in a suburban-density, renter-heavy area.
- Top 15%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 2,396
- people per sq mi
- 29%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28202 against every reporting US ZIP.
ZIP code 28202 is a mid-sized community (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, home to 11,195 residents across 4.7 square miles, a density of 2,396 people per square mile, in the New York time zone.
ZIP 28202 lands in the middle-income range, with a median household income of $105,889 (53% above the average North Carolina ZIP), while per-capita income is $77,370. The poverty rate is 11.4%, with unemployment at 2.7%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $443,500 (71% above the average North Carolina ZIP), with only 28.6% owner-occupied homes and median rent of $1,933.
This is a highly-educated ZIP: 64.4% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Mecklenburg County, so 28202 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28202
Top 5 sectors by establishment count in Charlotte, NC
Which industries have the most business establishments in ZIP 28202.
- Professional, scientific, and technical services
Professional, scientific, and technical services
330 establishments
- Finance and insurance
Finance and insurance
233 establishments
- Accommodation and food services
Accommodation and food services
218 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
137 establishments
- Other services (except public administration) 101
Other services (except public administration)
101 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28202, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,195
Population
4.7
Area (sq mi)
2,396
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28202?
30.5
Median Age
57.6%
Male
42.4%
Female
14.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$105,889
Median Household Income
+53% vs state ZIP avg
$77,370
Per Capita Income
11.4%
Poverty Rate
2.7%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 28202 ranks among North Carolina ZIPs
Charlotte, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$105,889 Top 8% higher than 92% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,177housing units
12,177
Total Housing Units
9,980
Occupied Units
2,197
Vacant Units
1.56
Avg Household Size
Occupancy Type
$443,500
Median Home Value
+71% vs state ZIP avg
$1,933
Median Rent
2007
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.6%
YoY Change (2022)
287
HPI Index (2000 = 100)
+187%
Total Change Since 2000
Home values in ZIP 28202 have increased 14.6% over the past year (2022). Since 2000, this ZIP has seen +187% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +10.1% | 208 |
| 2019 | -1.5% | 205 |
| 2020 | -0.6% | 204 |
| 2021 | +22.9% | 250 |
| 2022 | +14.6% | 287 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,476 business establishments in ZIP 28202, employing approximately 65,673 people with a combined annual payroll of $9,502,393,000.
1,476
Businesses
65,673
Employees
$9.5B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 330 | 22.4% |
| Finance and insurance | 233 | 15.8% |
| Accommodation and food services | 218 | 14.8% |
| Real estate and rental and leasing | 137 | 9.3% |
| Other services (except public administration) | 101 | 6.8% |
| Health care and social assistance | 85 | 5.8% |
| Administrative and support and waste management and remediation services | 79 | 5.3% |
| Information | 49 | 3.3% |
| Retail trade | 45 | 3.0% |
| Arts, entertainment, and recreation | 43 | 2.9% |
| Construction | 32 | 2.2% |
| Wholesale trade | 32 | 2.2% |
| Management of companies and enterprises | 31 | 2.1% |
| Utilities | 21 | 1.4% |
| Transportation and warehousing | 21 | 1.4% |
| Educational services | 14 | 0.9% |
| Manufacturing | 5 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28202 vs 28280 →
ZIP 28202 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28205
Charlotte (28205)
43,931 residents
- 28208
Charlotte (28208)
34,167 residents
- 28209
Charlotte (28209)
20,317 residents
- 28206 11,898
Charlotte (28206)
11,898 residents
- 28203 11,315
Charlotte (28203)
11,315 residents
- 28202 11,195
Charlotte (28202)
11,195 residents
- 28207 9,280
Charlotte (28207)
9,280 residents
- 28204 4,796
Charlotte (28204)
4,796 residents
- 28280 10
Charlotte (28280)
10 residents
What this shows Among its immediate neighbors, ZIP 28202 ranks #6 by population - useful context the national average alone can't give.
ZIP 28202 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28207
Charlotte (28207)
$217,204 median income
- 28202
Charlotte (28202)
$105,889 median income
- 28203
Charlotte (28203)
$104,696 median income
- 28209
Charlotte (28209)
$101,873 median income
- 28204
Charlotte (28204)
$92,054 median income
- 28205 $75,622
Charlotte (28205)
$75,622 median income
- 28206 $61,818
Charlotte (28206)
$61,818 median income
- 28208 $55,431
Charlotte (28208)
$55,431 median income
What this shows By household income, ZIP 28202 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28280 | Charlotte, NC | 10 | 0.1 mi |
| 28282 | Charlotte, NC | 0 | 0.2 mi |
| 28244 | Charlotte, NC | 0 | 0.2 mi |
| 28204 | Charlotte, NC | 4,796 | 1.3 mi |
| 28203 | Charlotte, NC | 11,315 | 1.6 mi |
| 28207 | Charlotte, NC | 9,280 | 2.5 mi |
| 28206 | Charlotte, NC | 11,898 | 2.4 mi |
| 28209 | Charlotte, NC | 20,317 | 3.4 mi |
| 28205 | Charlotte, NC | 43,931 | 3.2 mi |
| 28208 | Charlotte, NC | 34,167 | 3.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28202, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,195 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mecklenburg County
Related Areas
Frequently Asked Questions
What county is ZIP code 28202 in?
ZIP code 28202 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28202?
ZIP code 28202 in Charlotte, NC has a population of 11,195 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28202?
The median household income in ZIP 28202 is $105,889, which is 39% above the national average of $76,288.
What is the average home value in ZIP 28202?
The median home value in ZIP 28202 is $443,500, which is 59% above the national average of $278,155.
What is the demographic makeup of ZIP 28202?
The largest racial group in ZIP 28202 is White at 52.7%. Hispanic or Latino residents make up 12.5% of the population.
How many businesses are in ZIP code 28202?
ZIP code 28202 has 1,476 business establishments employing approximately 65,673 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28202?
The top industries by establishment count in ZIP 28202 are: Professional, scientific, and technical services (330), Finance and insurance (233), Accommodation and food services (218). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 28202?
According to the FHFA House Price Index, home values in ZIP 28202 increased by 14.6% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 187%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28202?
In ZIP code 28202, 75.4% of residents aged 25+ have a high school diploma or higher, and 64.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28202?
The mean commute time for workers in ZIP code 28202 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28202?
In ZIP code 28202, approximately 28.6% of occupied housing units are owner-occupied and 71.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28202?
The poverty rate in ZIP code 28202 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28202's numbers, next.
- See how ZIP 28202 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlotte, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.