Charlotte, NC · standard
ZIP Code 28273
Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,478
- 557/sq mi High-density area
- $87,350
- Median income Above-median income area
- $340,600
- Median home value Above-median home value
- 38.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Charlotte pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.
- Top 29%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 557
- people per sq mi
- 50%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28273 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28273 (Charlotte, NC) rose +8.9% from 2023 to 2024. The all-transactions index moved from 267.9 in 2023 to 291.7 in 2024 (2000 = 100).
ZIP code 28273 is a densely settled ZIP (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, with 31,478 residents across 56.5 square miles, a density of 557 people per square mile, in the New York time zone.
ZIP 28273 lands in the middle-income range, with a median household income of $87,350 (26% above the average North Carolina ZIP), while per-capita income is $39,840. The poverty rate is 9.8%, with unemployment at 5.7%; those measures add context to the income figure. Median home value is $340,600 (31% above the average North Carolina ZIP) and median rent is $1,729; 50.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 38.1% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Mecklenburg County, so 28273 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28273
Top 5 sectors by establishment count in Charlotte, NC
Which industries have the most business establishments in ZIP 28273.
- Wholesale trade
Wholesale trade
320 establishments
- Construction
Construction
213 establishments
- Retail trade
Retail trade
182 establishments
- Transportation and warehousing
Transportation and warehousing
150 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
146 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28273, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,478
Population
56.5
Area (sq mi)
557
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28273?
33.3
Median Age
47.1%
Male
52.9%
Female
23.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,350
Median Household Income
+26% vs state ZIP avg
$39,840
Per Capita Income
9.8%
Poverty Rate
5.7%
Unemployment Rate
22.3 min
Mean Commute Time
How ZIP 28273 ranks nationally
Charlotte, NC household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$87,350 Top 29% higher than 71% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,138housing units
20,138
Total Housing Units
18,996
Occupied Units
1,142
Vacant Units
2.68
Avg Household Size
Occupancy Type
$340,600
Median Home Value
+31% vs state ZIP avg
$1,729
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.9%
YoY Change (2024)
292
HPI Index (2000 = 100)
+192%
Total Change Since 2000
Home values in ZIP 28273 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.2% | 178 |
| 2021 | +19.8% | 213 |
| 2022 | +22.7% | 261 |
| 2023 | +2.7% | 268 |
| 2024 | +8.9% | 292 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,894 business establishments in ZIP 28273, employing approximately 69,222 people with a combined annual payroll of $5,046,379,000.
1,894
Businesses
69,222
Employees
$5.0B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Wholesale trade | 320 | 16.9% |
| Construction | 213 | 11.3% |
| Retail trade | 182 | 9.6% |
| Transportation and warehousing | 150 | 7.9% |
| Professional, scientific, and technical services | 146 | 7.7% |
| Accommodation and food services | 141 | 7.4% |
| Administrative and support and waste management and remediation services | 128 | 6.8% |
| Health care and social assistance | 114 | 6.0% |
| Other services (except public administration) | 111 | 5.9% |
| Manufacturing | 109 | 5.8% |
| Real estate and rental and leasing | 94 | 5.0% |
| Finance and insurance | 67 | 3.5% |
| Information | 47 | 2.5% |
| Management of companies and enterprises | 28 | 1.5% |
| Arts, entertainment, and recreation | 21 | 1.1% |
| Educational services | 19 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28273 vs 28278 →
ZIP 28273 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28210
Charlotte (28210)
42,263 residents
- 28226
Charlotte (28226)
37,286 residents
- 28208
Charlotte (28208)
34,167 residents
- 28273
Charlotte (28273)
31,478 residents
- 29708
Fort Mill (29708)
25,035 residents
- 29715
Fort Mill (29715)
24,823 residents
- 28217
Charlotte (28217)
24,204 residents
- 28209
Charlotte (28209)
20,317 residents
- 28278
Charlotte (28278)
19,283 residents
What this shows Among its immediate neighbors, ZIP 28273 ranks #4 by population - useful context the national average alone can't give.
ZIP 28273 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 29708
Fort Mill (29708)
$132,018 median income
- 28278
Charlotte (28278)
$125,470 median income
- 28226
Charlotte (28226)
$118,606 median income
- 29715
Fort Mill (29715)
$109,689 median income
- 28203
Charlotte (28203)
$104,696 median income
- 28209
Charlotte (28209)
$101,873 median income
- 28210
Charlotte (28210)
$100,824 median income
- 28273
Charlotte (28273)
$87,350 median income
- 28134
Pineville (28134)
$85,681 median income
What this shows By household income, ZIP 28273 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28278 | Charlotte, NC | 19,283 | 3.5 mi |
| 28217 | Charlotte, NC | 24,204 | 3.8 mi |
| 28210 | Charlotte, NC | 42,263 | 5.2 mi |
| 28134 | Pineville, NC | 9,453 | 4.2 mi |
| 29708 | Fort Mill, SC | 25,035 | 6.0 mi |
| 29715 | Fort Mill, SC | 24,823 | 8.1 mi |
| 28208 | Charlotte, NC | 34,167 | 7.5 mi |
| 28209 | Charlotte, NC | 20,317 | 6.3 mi |
| 28226 | Charlotte, NC | 37,286 | 7.3 mi |
| 28203 | Charlotte, NC | 11,315 | 7.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28273, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,478 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mecklenburg County
Related Areas
Frequently Asked Questions
What county is ZIP code 28273 in?
ZIP code 28273 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28273?
ZIP code 28273 in Charlotte, NC has a population of 31,478 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28273?
The median household income in ZIP 28273 is $87,350, which is 15% above the national average of $76,288.
What is the average home value in ZIP 28273?
The median home value in ZIP 28273 is $340,600, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 28273?
The largest racial group in ZIP 28273 is African American at 37.0%. Hispanic or Latino residents make up 25.8% of the population.
How many businesses are in ZIP code 28273?
ZIP code 28273 has 1,894 business establishments employing approximately 69,222 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28273?
The top industries by establishment count in ZIP 28273 are: Wholesale trade (320), Construction (213), Retail trade (182). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28273?
According to the FHFA House Price Index, home values in ZIP 28273 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28273?
In ZIP code 28273, 62.0% of residents aged 25+ have a high school diploma or higher, and 38.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28273?
The mean commute time for workers in ZIP code 28273 is 22.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28273?
In ZIP code 28273, approximately 50.3% of occupied housing units are owner-occupied and 49.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28273?
The poverty rate in ZIP code 28273 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28273's numbers, next.
- See how ZIP 28273 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlotte, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.