Charlotte, NC · standard

ZIP Code 28273

Mecklenburg County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,478
557/sq mi
$87,350
Median income
$340,600
Median home value
38.1%
Bachelor's or higher

The verdict

Charlotte pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 29%
household income, US ZIPs
Top 28%
home value, US ZIPs
557
people per sq mi
50%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28273 against every reporting US ZIP.

ZIP code 28273 is classified by USPS as a standard delivery area and covers roughly 56.5 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 31,478 residents, producing a population density of 557 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28273 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28273 sits at $87,350 (26% above the North Carolina average), while per-capita income is $39,840. The poverty rate stands at 9.8% and the unemployment rate at 5.7%. On housing, the median home value is $340,600 (31% above the state average) with median rent at $1,729 per month, and 50.3% of occupied units are owner-occupied, a direct signal of whether 28273 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 38.1% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28273 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28273

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28273.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28273, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

31,478

Population

56.5

Area (sq mi)

557

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28273?

33.3

Median Age

47.1%

Male

52.9%

Female

23.4%

Foreign-Born

White 27.6%
African American 37.0%
Asian 6.6%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 20.5%
Hispanic or Latino 25.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,350

Median Household Income

+26% vs state

$39,840

Per Capita Income

9.8%

Poverty Rate

5.7%

Unemployment Rate

22.3 min

Mean Commute Time

How ZIP 28273 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$87,350 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 38.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,138

Total Housing Units

18,996

Occupied Units

1,142

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 50.3%
Renter 49.7%

$340,600

Median Home Value

+31% vs state

$1,729

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

292

HPI Index (2000 = 100)

+192%

Total Change Since 2000

Home values in ZIP 28273 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 178
2021 +19.8% 213
2022 +22.7% 261
2023 +2.7% 268
2024 +8.9% 292

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,894 business establishments in ZIP 28273, employing approximately 69,222 people with a combined annual payroll of $5,046,379,000.

1,894

Businesses

69,222

Employees

$5.0B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Wholesale trade 320 16.9%
Construction 213 11.3%
Retail trade 182 9.6%
Transportation and warehousing 150 7.9%
Professional, scientific, and technical services 146 7.7%
Accommodation and food services 141 7.4%
Administrative and support and waste management and remediation services 128 6.8%
Health care and social assistance 114 6.0%
Other services (except public administration) 111 5.9%
Manufacturing 109 5.8%
Real estate and rental and leasing 94 5.0%
Finance and insurance 67 3.5%
Information 47 2.5%
Management of companies and enterprises 28 1.5%
Arts, entertainment, and recreation 21 1.1%
Educational services 19 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28273 vs 28278 →

ZIP 28273 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28273 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28273 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28273 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28278 Charlotte, NC 19,283 3.5 mi
28217 Charlotte, NC 24,204 3.8 mi
28210 Charlotte, NC 42,263 5.2 mi
28134 Pineville, NC 9,453 4.2 mi
29708 Fort Mill, SC 25,035 6.0 mi
29715 Fort Mill, SC 24,823 8.1 mi
28208 Charlotte, NC 34,167 7.5 mi
28209 Charlotte, NC 20,317 6.3 mi
28226 Charlotte, NC 37,286 7.3 mi
28203 Charlotte, NC 11,315 7.5 mi

More ZIP Codes in Mecklenburg County

Frequently Asked Questions

What county is ZIP code 28273 in?
ZIP code 28273 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28273?
ZIP code 28273 in Charlotte, NC has a population of 31,478 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28273?
The median household income in ZIP 28273 is $87,350, which is 15% above the national average of $76,288.
What is the average home value in ZIP 28273?
The median home value in ZIP 28273 is $340,600, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 28273?
The largest racial group in ZIP 28273 is African American at 37.0%. Hispanic or Latino residents make up 25.8% of the population.
How many businesses are in ZIP code 28273?
ZIP code 28273 has 1,894 business establishments employing approximately 69,222 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28273?
The top industries by establishment count in ZIP 28273 are: Wholesale trade (320), Construction (213), Retail trade (182). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28273?
According to the FHFA House Price Index, home values in ZIP 28273 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28273?
In ZIP code 28273, 62.0% of residents aged 25+ have a high school diploma or higher, and 38.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28273?
The mean commute time for workers in ZIP code 28273 is 22.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28273?
In ZIP code 28273, approximately 50.3% of occupied housing units are owner-occupied and 49.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28273?
The poverty rate in ZIP code 28273 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Charlotte, NC

Verify and explore additional data for this area using these official government sources.