Charlotte, NC · standard
ZIP Code 28217
Mecklenburg County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,204
- 631/sq mi
- $64,028
- Median income
- $263,300
- Median home value
- 37.6%
- Bachelor's or higher
The verdict
Charlotte pairs a below-median household income with above-median home values, in a low-density, renter-heavy area.
- 37th pct
- household income, US ZIPs
- Top 40%
- home value, US ZIPs
- 631
- people per sq mi
- 30%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28217 against every reporting US ZIP.
ZIP code 28217 is classified by USPS as a standard delivery area and covers roughly 38.4 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 24,204 residents, producing a population density of 631 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28217 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28217 sits at $64,028 (7% below the North Carolina average), while per-capita income is $34,767. The poverty rate stands at 18.3% and the unemployment rate at 5.8%. On housing, the median home value is $263,300 (1% above the state average) with median rent at $1,594 per month, and 30.0% of occupied units are owner-occupied, a direct signal of whether 28217 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 37.6% of adults hold a bachelor's degree or higher, the median age is 31.2, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28217 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28217
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28217.
- Management of companies and enterprises
Management of companies and enterprises
251 establishments
- Accommodation and food services
Accommodation and food services
248 establishments
- Construction
Construction
205 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
196 establishments
- Wholesale trade
Wholesale trade
192 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28217, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
24,204
Population
38.4
Area (sq mi)
631
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28217?
31.2
Median Age
49.6%
Male
50.4%
Female
34.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,028
Median Household Income
-7% vs state
$34,767
Per Capita Income
18.3%
Poverty Rate
5.8%
Unemployment Rate
23.2 min
Mean Commute Time
How ZIP 28217 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$64,028 37th percentile higher than 37% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,330
Total Housing Units
12,952
Occupied Units
1,378
Vacant Units
2.47
Avg Household Size
Occupancy Type
$263,300
Median Home Value
+1% vs state
$1,594
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.8%
YoY Change (2024)
340
HPI Index (2000 = 100)
+240%
Total Change Since 2000
Home values in ZIP 28217 have increased 11.8% over the past year (2024). Since 2000, this ZIP has seen +240% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +13.9% | 199 |
| 2021 | +19.9% | 238 |
| 2022 | +20.7% | 288 |
| 2023 | +5.6% | 304 |
| 2024 | +11.8% | 340 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,119 business establishments in ZIP 28217, employing approximately 60,725 people with a combined annual payroll of $3,605,182,000.
2,119
Businesses
60,725
Employees
$3.6B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Management of companies and enterprises | 251 | 11.8% |
| Accommodation and food services | 248 | 11.7% |
| Construction | 205 | 9.7% |
| Professional, scientific, and technical services | 196 | 9.3% |
| Wholesale trade | 192 | 9.1% |
| Retail trade | 191 | 9.0% |
| Administrative and support and waste management and remediation services | 157 | 7.4% |
| Other services (except public administration) | 128 | 6.0% |
| Health care and social assistance | 120 | 5.7% |
| Finance and insurance | 96 | 4.5% |
| Real estate and rental and leasing | 88 | 4.2% |
| Transportation and warehousing | 77 | 3.6% |
| Information | 66 | 3.1% |
| Manufacturing | 55 | 2.6% |
| Arts, entertainment, and recreation | 22 | 1.0% |
| Educational services | 17 | 0.8% |
| Utilities | 5 | 0.2% |
| Industries not classified | 4 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28217 vs 28208 →
ZIP 28217 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28210
Charlotte (28210)
42,263 residents
- 28208
Charlotte (28208)
34,167 residents
- 28273
Charlotte (28273)
31,478 residents
- 28211
Charlotte (28211)
28,523 residents
- 28217
Charlotte (28217)
24,204 residents
- 28209
Charlotte (28209)
20,317 residents
- 28203 11,315
Charlotte (28203)
11,315 residents
- 28134 9,453
Pineville (28134)
9,453 residents
- 28207 9,280
Charlotte (28207)
9,280 residents
What this shows Among its immediate neighbors, ZIP 28217 ranks #5 by population — useful context the national average alone can't give.
ZIP 28217 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28207
Charlotte (28207)
$217,204 median income
- 28211
Charlotte (28211)
$132,917 median income
- 28203
Charlotte (28203)
$104,696 median income
- 28209
Charlotte (28209)
$101,873 median income
- 28210
Charlotte (28210)
$100,824 median income
- 28273
Charlotte (28273)
$87,350 median income
- 28134 $85,681
Pineville (28134)
$85,681 median income
- 28217 $64,028
Charlotte (28217)
$64,028 median income
- 28208 $55,431
Charlotte (28208)
$55,431 median income
What this shows By household income, ZIP 28217 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28208 | Charlotte, NC | 34,167 | 4.1 mi |
| 28209 | Charlotte, NC | 20,317 | 3.1 mi |
| 28273 | Charlotte, NC | 31,478 | 3.8 mi |
| 28203 | Charlotte, NC | 11,315 | 3.8 mi |
| 28210 | Charlotte, NC | 42,263 | 4.2 mi |
| 28134 | Pineville, NC | 9,453 | 6.0 mi |
| 28207 | Charlotte, NC | 9,280 | 4.9 mi |
| 28211 | Charlotte, NC | 28,523 | 6.3 mi |
| 28282 | Charlotte, NC | 0 | 5.1 mi |
| 28244 | Charlotte, NC | 0 | 5.2 mi |
More ZIP Codes in Mecklenburg County
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Frequently Asked Questions
What county is ZIP code 28217 in? ▼
What is the population of ZIP code 28217? ▼
What is the median household income in ZIP 28217? ▼
What is the average home value in ZIP 28217? ▼
What is the demographic makeup of ZIP 28217? ▼
How many businesses are in ZIP code 28217? ▼
What are the main industries in ZIP code 28217? ▼
How have home values changed in ZIP code 28217? ▼
What is the education level in ZIP code 28217? ▼
What is the average commute time in ZIP 28217? ▼
What percentage of residents own vs. rent in ZIP 28217? ▼
What is the poverty rate in ZIP code 28217? ▼
ZIP Code Research Guides
Official Data Resources for Charlotte, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.