Charlotte, NC · standard
ZIP Code 28217
Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,204
- 631/sq mi High-density area
- $64,028
- Median income Near-median income area
- $263,300
- Median home value Near-median home value
- 37.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Charlotte pairs a below-median household income with above-median home values, in a low-density, renter-heavy area.
- 37th pct
- household income, US ZIPs
- Top 40%
- home value, US ZIPs
- 631
- people per sq mi
- 30%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28217 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28217 (Charlotte, NC) rose +11.8% from 2023 to 2024. The all-transactions index moved from 303.9 in 2023 to 339.8 in 2024 (2000 = 100).
ZIP code 28217 is a densely settled ZIP (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, with 24,204 residents across 38.4 square miles, a density of 631 people per square mile, in the New York time zone.
ZIP 28217 reports a modest median household income of $64,028 (7% below the average North Carolina ZIP), while per-capita income is $34,767. The poverty rate is 18.3%, with unemployment at 5.8%; those measures add context to the income figure. Median home value is $263,300 (1% above the average North Carolina ZIP) and median rent is $1,594; 30.0% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 37.6% of adults hold a bachelor's degree or higher, the median age is 31.2, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Mecklenburg County, so 28217 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28217
Top 5 sectors by establishment count in Charlotte, NC
Which industries have the most business establishments in ZIP 28217.
- Management of companies and enterprises
Management of companies and enterprises
251 establishments
- Accommodation and food services
Accommodation and food services
248 establishments
- Construction
Construction
205 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
196 establishments
- Wholesale trade
Wholesale trade
192 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28217, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,204
Population
38.4
Area (sq mi)
631
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28217?
31.2
Median Age
49.6%
Male
50.4%
Female
34.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,028
Median Household Income
-7% vs state ZIP avg
$34,767
Per Capita Income
18.3%
Poverty Rate
5.8%
Unemployment Rate
23.2 min
Mean Commute Time
How ZIP 28217 ranks among North Carolina ZIPs
Charlotte, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,028 49th percentile higher than 49% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,330housing units
14,330
Total Housing Units
12,952
Occupied Units
1,378
Vacant Units
2.47
Avg Household Size
Occupancy Type
$263,300
Median Home Value
+1% vs state ZIP avg
$1,594
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.8%
YoY Change (2024)
340
HPI Index (2000 = 100)
+240%
Total Change Since 2000
Home values in ZIP 28217 have increased 11.8% over the past year (2024). Since 2000, this ZIP has seen +240% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +13.9% | 199 |
| 2021 | +19.9% | 238 |
| 2022 | +20.7% | 288 |
| 2023 | +5.6% | 304 |
| 2024 | +11.8% | 340 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,119 business establishments in ZIP 28217, employing approximately 60,725 people with a combined annual payroll of $3,605,182,000.
2,119
Businesses
60,725
Employees
$3.6B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Management of companies and enterprises | 251 | 11.8% |
| Accommodation and food services | 248 | 11.7% |
| Construction | 205 | 9.7% |
| Professional, scientific, and technical services | 196 | 9.3% |
| Wholesale trade | 192 | 9.1% |
| Retail trade | 191 | 9.0% |
| Administrative and support and waste management and remediation services | 157 | 7.4% |
| Other services (except public administration) | 128 | 6.0% |
| Health care and social assistance | 120 | 5.7% |
| Finance and insurance | 96 | 4.5% |
| Real estate and rental and leasing | 88 | 4.2% |
| Transportation and warehousing | 77 | 3.6% |
| Information | 66 | 3.1% |
| Manufacturing | 55 | 2.6% |
| Arts, entertainment, and recreation | 22 | 1.0% |
| Educational services | 17 | 0.8% |
| Utilities | 5 | 0.2% |
| Industries not classified | 4 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28217 vs 28208 →
ZIP 28217 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28210
Charlotte (28210)
42,263 residents
- 28208
Charlotte (28208)
34,167 residents
- 28273
Charlotte (28273)
31,478 residents
- 28211
Charlotte (28211)
28,523 residents
- 28217
Charlotte (28217)
24,204 residents
- 28209
Charlotte (28209)
20,317 residents
- 28203 11,315
Charlotte (28203)
11,315 residents
- 28134 9,453
Pineville (28134)
9,453 residents
- 28207 9,280
Charlotte (28207)
9,280 residents
What this shows Among its immediate neighbors, ZIP 28217 ranks #5 by population - useful context the national average alone can't give.
ZIP 28217 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28207
Charlotte (28207)
$217,204 median income
- 28211
Charlotte (28211)
$132,917 median income
- 28203
Charlotte (28203)
$104,696 median income
- 28209
Charlotte (28209)
$101,873 median income
- 28210
Charlotte (28210)
$100,824 median income
- 28273
Charlotte (28273)
$87,350 median income
- 28134 $85,681
Pineville (28134)
$85,681 median income
- 28217 $64,028
Charlotte (28217)
$64,028 median income
- 28208 $55,431
Charlotte (28208)
$55,431 median income
What this shows By household income, ZIP 28217 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28208 | Charlotte, NC | 34,167 | 4.1 mi |
| 28209 | Charlotte, NC | 20,317 | 3.1 mi |
| 28273 | Charlotte, NC | 31,478 | 3.8 mi |
| 28203 | Charlotte, NC | 11,315 | 3.8 mi |
| 28210 | Charlotte, NC | 42,263 | 4.2 mi |
| 28134 | Pineville, NC | 9,453 | 6.0 mi |
| 28207 | Charlotte, NC | 9,280 | 4.9 mi |
| 28211 | Charlotte, NC | 28,523 | 6.3 mi |
| 28282 | Charlotte, NC | 0 | 5.1 mi |
| 28244 | Charlotte, NC | 0 | 5.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28217, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,204 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mecklenburg County
Related Areas
Frequently Asked Questions
What county is ZIP code 28217 in?
ZIP code 28217 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28217?
ZIP code 28217 in Charlotte, NC has a population of 24,204 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28217?
The median household income in ZIP 28217 is $64,028, which is 16% below the national average of $76,288.
What is the average home value in ZIP 28217?
The median home value in ZIP 28217 is $263,300, which is 5% below the national average of $278,155.
What is the demographic makeup of ZIP 28217?
The largest racial group in ZIP 28217 is African American at 37.3%. Hispanic or Latino residents make up 33.6% of the population.
How many businesses are in ZIP code 28217?
ZIP code 28217 has 2,119 business establishments employing approximately 60,725 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28217?
The top industries by establishment count in ZIP 28217 are: Management of companies and enterprises (251), Accommodation and food services (248), Construction (205). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 28217?
According to the FHFA House Price Index, home values in ZIP 28217 increased by 11.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 240%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28217?
In ZIP code 28217, 59.4% of residents aged 25+ have a high school diploma or higher, and 37.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28217?
The mean commute time for workers in ZIP code 28217 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28217?
In ZIP code 28217, approximately 30.0% of occupied housing units are owner-occupied and 70.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28217?
The poverty rate in ZIP code 28217 is 18.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28217's numbers, next.
- See how ZIP 28217 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlotte, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.