ZIP Code 28209

ZIP code 28209 is classified by USPS as a standard delivery area and covers roughly 14.2 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 20,317 residents, producing a population density of 1,431 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28209 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28209 sits at $101,873 (47% above the North Carolina average), while per-capita income is $86,125. The poverty rate stands at 6.7% and the unemployment rate at 2.4%. On housing, the median home value is $623,000 (140% above the state average) with median rent at $1,710 per month, and 48.0% of occupied units are owner-occupied, a direct signal of whether 28209 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 70.9% of adults hold a bachelor's degree or higher, the median age is 33.7, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28209 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →