Residential delivery area · North Carolina
ZIP Code 28227: Charlotte, NC
ZIP code 28227 uses the postal name Charlotte, North Carolina and lies entirely in Mecklenburg County (Census 2020 ZIP-county file). About 60,000 people live there (Census Bureau, ACS 2020-2024), the 4th most populous of Charlotte's 29 residential ZIP codes. Median household income is $77,115 (Census Bureau, ACS 2020-2024). Most of its land (56%) lies in the city of Mint Hill; 18% is in Charlotte.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Charlotte · 29 residential ZIPs
- County
- Mecklenburg County
- Census places
- Mint Hill (56%); Charlotte (18%)
- Neighborhoods
- Apple Creek, Cedar Brook, Country Woods, Danbrooke Park, Deerhurst, Eastwoods and 25 more GeoNames
- Metro area
- Charlotte-Concord-Gastonia, NC-SC
- House districts
- NC-8 (73%), NC-12 (27%) 119th Congress, by share of land
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 40.2 sq mi · 1,506 people per sq mi
- PO Box ZIPs
- 45 more ZIP codes use the name Charlotte for PO boxes or single organizations
Where is ZIP code 28227?
28227 centers on 35.190°, -80.645° and covers 40.2 square miles of land plus 0.3 of water. It borders 8 ZIP codes: 28215, 28212, 28079, 28105, 28107, 28270, 28104, 28025.
The map draws ZIP code areas only. For the streets inside 28227, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 28227 compare with the rest of Charlotte?
| Measure | 28227 | In Charlotte | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 60,482 | 4th of 29 | 14th of 853 |
| Median household income | $77k | 14th of 23 | 158th of 528 |
| Median home value | $350k | 13th of 24 | 133rd of 572 |
Its median household income is higher than in 58% of U.S. residential ZIP codes, and it is denser than 82% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28227?
The 2020 Census counted 57,126 people in 28227; the ACS, which samples households over 2020-2024, estimates 60,482. Between the 2010 and 2020 censuses its population grew 15.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 60,482
- 2020 Census count
- 57,126+15.1% since 2010 (49,635)
- Households
- 21,910
- Median age
- 39.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28227?
Of the 60,482 people the ACS estimates in 28227, 22.8% are under 18 and 15.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (43.0%), then Black (not Hispanic) (28.7%).
- Under 1822.8%
- 18 to 6461.6%
- 65 and older15.6%
- White, not Hispanic43.0%
- Black, not Hispanic28.7%
- Hispanic or Latino19.1%
- Asian, not Hispanic5.2%
- Other or two or more4.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28227 earn?
Median household income is $77,115 (ACS 2020-2024), the 14th highest of the 23 ranked ZIP codes in Charlotte. It is not measurably different from 2015-2019 ($72,930 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $77,115
- Income per person
- $38,094
- Below the poverty line
- 10.4%
- Unemployed (of the labor force)
- 5.0%
- Adults 25+ with a bachelor's degree
- 31.5%
- Adjusted gross income per tax return, 2022
- $74,67727,700 returns; wages 72% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28227?
FHFA's house price index for 28227, built from repeat sales and appraisals of the same homes, rose 145% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved −0.3% in 2025.
- Median home value (owners' estimate)
- $349,700
- Median gross rent
- $1,453
- Homes owned by their occupants
- 70.2%
- Housing units
- 23,095
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28227?
1,295 business establishments had a location in this ZIP code in 2023, 202 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction241
- Professional, scientific, and technical services169
- Retail trade159
- Other services (except public administration)116
- Health care and social assistance111
- Accommodation and food services100
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28227?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28215 | Charlotte | 66,674 | $71k | 4.9 mi |
| 28212 | Charlotte | 42,440 | $53k | 5.6 mi |
| 28079 | Indian Trail | 43,035 | $101k | 5.8 mi |
| 28105 | Matthews | 46,817 | $108k | 6.0 mi |
| 28107 | Midland | 10,244 | $105k | 8.4 mi |
| 28270 | Charlotte | 32,448 | $132k | 8.6 mi |
| 28104 | Matthews | 36,641 | $138k | 9.6 mi |
| 28025 | Concord | 58,334 | $80k | 15.0 mi |
| 28075 | Harrisburg | 21,517 | $144k | 7.8 mi (near) |
| 28205 | Charlotte | 51,806 | $76k | 8.4 mi (near) |
| 28213 | Charlotte | 45,904 | $58k | 8.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.