Indian Trail, NC · standard
ZIP Code 28079
Union County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,979
- 281/sq mi High-density area
- $100,516
- Median income Above-median income area
- $395,700
- Median home value Above-median home value
- 40.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Indian Trail pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 281
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28079 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28079 (Indian Trail, NC) rose +9.0% from 2023 to 2024. The all-transactions index moved from 259.9 in 2023 to 283.3 in 2024 (2000 = 100).
ZIP code 28079 is a densely settled ZIP (a standard USPS delivery area) in Indian Trail, Union County, North Carolina, with 31,979 residents across 113.7 square miles, a density of 281 people per square mile, in the New York time zone.
ZIP 28079 lands in the middle-income range, with a median household income of $100,516 (45% above the average North Carolina ZIP), while per-capita income is $40,750. The poverty rate is 6.2%, with unemployment at 4.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $395,700 (52% above the average North Carolina ZIP), while 79.3% of occupied homes are owner-occupied and median rent is $2,025.
A solid share of residents have a four-year degree: 40.1% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 28 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Union County, so 28079 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28079
Top 5 sectors by establishment count in Indian Trail, NC
Which industries have the most business establishments in ZIP 28079.
- Construction
Construction
211 establishments
- Other services (except public administration)
Other services (except public administration)
106 establishments
- Retail trade
Retail trade
105 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
94 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
88 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28079, Indian Trail, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,979
Population
113.7
Area (sq mi)
281
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28079?
37.0
Median Age
48.2%
Male
51.8%
Female
12.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$100,516
Median Household Income
+45% vs state ZIP avg
$40,750
Per Capita Income
6.2%
Poverty Rate
4.7%
Unemployment Rate
27.7 min
Mean Commute Time
How ZIP 28079 ranks nationally
Indian Trail, NC household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$100,516 Top 19% higher than 81% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,935housing units
14,935
Total Housing Units
14,392
Occupied Units
543
Vacant Units
2.98
Avg Household Size
Occupancy Type
$395,700
Median Home Value
+52% vs state ZIP avg
$2,025
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.0%
YoY Change (2024)
283
HPI Index (2000 = 100)
+183%
Total Change Since 2000
Home values in ZIP 28079 have increased 9.0% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 170 |
| 2021 | +12.5% | 192 |
| 2022 | +25.8% | 241 |
| 2023 | +7.8% | 260 |
| 2024 | +9.0% | 283 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,055 business establishments in ZIP 28079, employing approximately 12,778 people with a combined annual payroll of $678,656,000.
1,055
Businesses
12,778
Employees
$678.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 211 | 20.0% |
| Other services (except public administration) | 106 | 10.1% |
| Retail trade | 105 | 9.9% |
| Professional, scientific, and technical services | 94 | 8.9% |
| Administrative and support and waste management and remediation services | 88 | 8.3% |
| Accommodation and food services | 75 | 7.1% |
| Transportation and warehousing | 71 | 6.7% |
| Health care and social assistance | 70 | 6.6% |
| Wholesale trade | 59 | 5.6% |
| Real estate and rental and leasing | 51 | 4.8% |
| Finance and insurance | 47 | 4.5% |
| Manufacturing | 29 | 2.8% |
| Arts, entertainment, and recreation | 16 | 1.5% |
| Educational services | 14 | 1.3% |
| Information | 13 | 1.2% |
| Management of companies and enterprises | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28079 vs 28105 →
ZIP 28079 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28215
Charlotte (28215)
53,629 residents
- 28110
Monroe (28110)
50,365 residents
- 28227
Charlotte (28227)
49,635 residents
- 28105
Matthews (28105)
39,586 residents
- 28212
Charlotte (28212)
38,457 residents
- 28079
Indian Trail (28079)
31,979 residents
- 28104
Matthews (28104)
28,040 residents
- 28107 6,422
Midland (28107)
6,422 residents
What this shows Among its immediate neighbors, ZIP 28079 ranks #6 by population - useful context the national average alone can't give.
ZIP 28079 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28104
Matthews (28104)
$138,017 median income
- 28105
Matthews (28105)
$108,190 median income
- 28107
Midland (28107)
$105,122 median income
- 28079
Indian Trail (28079)
$100,516 median income
- 28110
Monroe (28110)
$83,480 median income
- 28227
Charlotte (28227)
$77,115 median income
- 28215
Charlotte (28215)
$71,162 median income
- 28212 $52,723
Charlotte (28212)
$52,723 median income
What this shows By household income, ZIP 28079 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28079, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,979 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Union County
Related Areas
Frequently Asked Questions
What county is ZIP code 28079 in?
ZIP code 28079 (Indian Trail) is located in Union County, North Carolina. Union County contains multiple ZIP codes, see the full list at /counties/union-nc.
What is the population of ZIP code 28079?
ZIP code 28079 in Indian Trail, NC has a population of 31,979 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28079?
The median household income in ZIP 28079 is $100,516, which is 32% above the national average of $76,288.
What is the average home value in ZIP 28079?
The median home value in ZIP 28079 is $395,700, which is 42% above the national average of $278,155.
What is the demographic makeup of ZIP 28079?
The largest racial group in ZIP 28079 is White at 71.4%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 28079?
ZIP code 28079 has 1,055 business establishments employing approximately 12,778 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28079?
The top industries by establishment count in ZIP 28079 are: Construction (211), Other services (except public administration) (106), Retail trade (105). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28079?
According to the FHFA House Price Index, home values in ZIP 28079 increased by 9.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28079?
In ZIP code 28079, 63.6% of residents aged 25+ have a high school diploma or higher, and 40.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28079?
The mean commute time for workers in ZIP code 28079 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28079?
In ZIP code 28079, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28079?
The poverty rate in ZIP code 28079 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28079's numbers, next.
- See how ZIP 28079 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Indian Trail, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.