Indian Trail, NC · standard

ZIP Code 28079

Union County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

31,979
281/sq mi: $100,516
Median income: $395,700
Median home value: 40.1%
Bachelor's or higher

The verdict

Indian Trail pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 19%
household income, US ZIPs: Top 21%
home value, US ZIPs: 281
people per sq mi: 79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28079 against every reporting US ZIP.

ZIP code 28079 is classified by USPS as a standard delivery area and covers roughly 113.7 square miles in Indian Trail, Union County, North Carolina. The area is home to 31,979 residents, producing a population density of 281 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28079 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28079 sits at $100,516 (45% above the North Carolina average), while per-capita income is $40,750. The poverty rate stands at 6.2% and the unemployment rate at 4.7%. On housing, the median home value is $395,700 (52% above the state average) with median rent at $2,025 per month, and 79.3% of occupied units are owner-occupied, a direct signal of whether 28079 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.1% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 28 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Union County, so you can benchmark 28079 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28079

Construction

211
Other services (except public administration)

106
Retail trade

105
Professional, scientific, and technical services

94
Administrative and support and waste management and remediation services

88

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28079, Indian Trail, NC · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

31,979

Population

113.7

Area (sq mi)

281

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 28079?

37.0

Median Age

48.2%

Male

51.8%

Female

12.4%

Foreign-Born

White 71.4%

African American 11.0%

Asian 3.2%

American Indian or Alaska Native 0.1%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 9.2%

Hispanic or Latino 11.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,516

Median Household Income

+45% vs state

$40,750

Per Capita Income

6.2%

Poverty Rate

4.7%

Unemployment Rate

27.7 min

Mean Commute Time

How ZIP 28079 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$100,516 Top 19% higher than 81% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.6%

Bachelor's Degree or Higher 40.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,935

Total Housing Units

14,392

Occupied Units

543

Vacant Units

2.98

Avg Household Size

Occupancy Type

Owner 79.3%

Renter 20.7%

$395,700

Median Home Value

+52% vs state

$2,025

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.0%

YoY Change (2024)

283

HPI Index (2000 = 100)

+183%

Total Change Since 2000

Home values in ZIP 28079 have increased 9.0% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+4.8%	170
2021	+12.5%	192
2022	+25.8%	241
2023	+7.8%	260
2024	+9.0%	283

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,055 business establishments in ZIP 28079, employing approximately 12,778 people with a combined annual payroll of $678,656,000.

1,055

Businesses

12,778

Employees

$678.7M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	211	20.0%
Other services (except public administration)	106	10.1%
Retail trade	105	9.9%
Professional, scientific, and technical services	94	8.9%
Administrative and support and waste management and remediation services	88	8.3%
Accommodation and food services	75	7.1%
Transportation and warehousing	71	6.7%
Health care and social assistance	70	6.6%
Wholesale trade	59	5.6%
Real estate and rental and leasing	51	4.8%
Finance and insurance	47	4.5%
Manufacturing	29	2.8%
Arts, entertainment, and recreation	16	1.5%
Educational services	14	1.3%
Information	13	1.2%
Management of companies and enterprises	5	0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28079 vs 28105 →

28215

53,629
28110

50,365
28227

49,635
28105

39,586
28212

38,457
28079

31,979
28104

28,040
28107

6,422

What this shows Among its immediate neighbors, ZIP 28079 ranks #6 by population — useful context the national average alone can't give.

28104

$138,017
28105

$108,190
28107

$105,122
28079

$100,516
28110

$83,480
28227

$77,115
28215

$71,162
28212

$52,723

What this shows By household income, ZIP 28079 ranks #4 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
28105	Matthews, NC	39,586	6.2 mi
28110	Monroe, NC	50,365	5.3 mi
28227	Charlotte, NC	49,635	5.8 mi
28104	Matthews, NC	28,040	6.3 mi
28212	Charlotte, NC	38,457	9.6 mi
28107	Midland, NC	6,422	10.7 mi
28215	Charlotte, NC	53,629	10.6 mi

More ZIP Codes in Union County

Union County Indian Trail, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28079 in? ▼

ZIP code 28079 (Indian Trail) is located in Union County, North Carolina. Union County contains multiple ZIP codes, see the full list at /counties/union-nc.

What is the population of ZIP code 28079? ▼

ZIP code 28079 in Indian Trail, NC has a population of 31,979 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28079? ▼

The median household income in ZIP 28079 is $100,516, which is 32% above the national average of $76,288.

What is the average home value in ZIP 28079? ▼

The median home value in ZIP 28079 is $395,700, which is 42% above the national average of $278,155.

What is the demographic makeup of ZIP 28079? ▼

The largest racial group in ZIP 28079 is White at 71.4%. Hispanic or Latino residents make up 11.1% of the population.

How many businesses are in ZIP code 28079? ▼

ZIP code 28079 has 1,055 business establishments employing approximately 12,778 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28079? ▼

The top industries by establishment count in ZIP 28079 are: Construction (211), Other services (except public administration) (106), Retail trade (105). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 28079? ▼

According to the FHFA House Price Index, home values in ZIP 28079 increased by 9.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28079? ▼

In ZIP code 28079, 63.6% of residents aged 25+ have a high school diploma or higher, and 40.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28079? ▼

The mean commute time for workers in ZIP code 28079 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28079? ▼

In ZIP code 28079, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28079? ▼

The poverty rate in ZIP code 28079 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.