Residential delivery area · North Carolina

ZIP Code 28079: Indian Trail, NC

ZIP code 28079 uses the postal name Indian Trail, North Carolina and lies entirely in Union County (Census 2020 ZIP-county file). About 43,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $100,516 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Fairview (34%), Indian Trail (31%), Hemby Bridge (5%) and Lake Park (2%), and 4% in smaller places; 25% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
280sectional center: Charlotte, NC (SCF 282)
79delivery area within it
Town
Indian Trail · its only residential ZIP
Census places
Fairview (34%); Indian Trail (31%); Hemby Bridge (5%); Lake Park (2%)
Metro area
Charlotte-Concord-Gastonia, NC-SC
House district
NC-8 119th Congress
Time zone
Eastern
Land area
46.6 sq mi · 923 people per sq mi

Where is ZIP code 28079?

28079 centers on 35.115°, -80.601° and covers 46.6 square miles of land plus 0.4 of water. It borders 4 ZIP codes: 28227, 28110, 28104, 28107.

28104 · Matthews28107 · Midland28110 · Monroe28227 · Charlotte28079 · Indian Trail (this ZIP)280792811028104281072822728104 · Matthews28107 · Midland28110 · Monroe28227 · Charlotte28079 · Indian Trail (this ZIP)280792811028104281072822728104 · Matthews28107 · Midland28110 · Monroe28227 · Charlotte28079 · Indian Trail (this ZIP)2807928110281042810728227
Shaded by median household income, in national fifths (ACS 2020-2024); 28079 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28079, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 28079 compare with the rest of Union County?

Rank of 28079 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28079In Union CountyIn NC
People (ACS 2020-2024)43,0354th of 1163rd of 853
Median household income$101k5th of 1057th of 528
Median home value$396k4th of 997th of 572

Its median household income is higher than in 81% of U.S. residential ZIP codes, and it is denser than 78% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28079?

The 2020 Census counted 39,051 people in 28079; the ACS, which samples households over 2020-2024, estimates 43,035. Between the 2010 and 2020 censuses its population grew 22.1% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
43,035
2020 Census count
39,051+22.1% since 2010 (31,979)
Households
14,392
Median age
37.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28079?

Of the 43,035 people the ACS estimates in 28079, 26.3% are under 18 and 11.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (69.6%), then Hispanic or Latino (11.1%).

  • Under 1826.3%
  • 18 to 6462.4%
  • 65 and older11.3%
Age of the people of 28079 (ACS 2020-2024, B01001)
  • White, not Hispanic69.6%
  • Hispanic or Latino11.1%
  • Black, not Hispanic10.8%
  • Other or two or more5.2%
  • Asian, not Hispanic3.2%
Race and Hispanic origin in 28079 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28079 earn?

Median household income is $100,516 (ACS 2020-2024), the 5th highest of the 10 ranked ZIP codes in Union County. It is not measurably different from 2015-2019 ($100,948 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$100,516
Income per person
$40,750
Below the poverty line
6.2%
Unemployed (of the labor force)
4.7%
Adults 25+ with a bachelor's degree
40.1%
Adjusted gross income per tax return, 2022
$83,66919,690 returns; wages 78% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28079?

FHFA's house price index for 28079, built from repeat sales and appraisals of the same homes, rose 120% from 2015 to 2025 and rose 61% from 2020 to 2025, and moved −2.2% in 2025.

Median home value (owners' estimate)
$395,700
Median gross rent
$2,025
Homes owned by their occupants
79.3%
Housing units
14,935
0 100 200 300 400 19922000201020202025 0 100 200 300 400 19922000201020202025 0 100 200 300 400 19922000201020202025
Index = 100 in 1992, the first year FHFA reports for 28079; 2025: 393.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28079?

1,055 business establishments had a location in this ZIP code in 2023, 161 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction211
  • Other services (except public administration)106
  • Retail trade105
  • Professional, scientific, and technical services94
  • Administrative and support and waste management and remediation services88
  • Accommodation and food services75

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28079?

ZIP codes that share a boundary with 28079, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28227Charlotte60,482$77k5.8 mi
28110Monroe56,971$84k6.2 mi
28104Matthews36,641$138k6.7 mi
28107Midland10,244$105k10.6 mi
28105Matthews46,817$108k6.2 mi (near)
28270Charlotte32,448$132k9.3 mi (near)
28212Charlotte42,440$53k9.6 mi (near)
28215Charlotte66,674$71k10.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.