Charlotte, NC · standard
ZIP Code 28213
Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,309
- 1,041/sq mi High-density area
- $58,146
- Median income Below-median income area
- $282,900
- Median home value Near-median home value
- 33.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Charlotte pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.
- 26th pct
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 1,041
- people per sq mi
- 44%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28213 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28213 (Charlotte, NC) rose +1.2% from 2023 to 2024. The all-transactions index moved from 284.6 in 2023 to 288.0 in 2024 (2000 = 100).
ZIP code 28213 is a densely settled ZIP (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, with 37,309 residents across 35.8 square miles, a density of 1,041 people per square mile, in the New York time zone.
ZIP 28213 reports a modest median household income of $58,146 (16% below the average North Carolina ZIP), while per-capita income is $32,606. The poverty rate is 19.8%, with unemployment at 5.7%; those measures add context to the income figure. Median home value is $282,900 (9% above the average North Carolina ZIP) and median rent is $1,444; 44.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 33.6% of adults hold a bachelor's degree or higher, the median age is 32.5, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Mecklenburg County, so 28213 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28213
Top 5 sectors by establishment count in Charlotte, NC
Which industries have the most business establishments in ZIP 28213.
- Retail trade
Retail trade
117 establishments
- Construction
Construction
103 establishments
- Accommodation and food services
Accommodation and food services
88 establishments
- Health care and social assistance
Health care and social assistance
85 establishments
- Other services (except public administration)
Other services (except public administration)
84 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28213, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
37,309
Population
35.8
Area (sq mi)
1,041
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28213?
32.5
Median Age
46.3%
Male
53.7%
Female
24.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,146
Median Household Income
-16% vs state ZIP avg
$32,606
Per Capita Income
19.8%
Poverty Rate
5.7%
Unemployment Rate
26.5 min
Mean Commute Time
How ZIP 28213 ranks nationally
Charlotte, NC household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$58,146 26th percentile higher than 26% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,924housing units
20,924
Total Housing Units
18,636
Occupied Units
2,288
Vacant Units
2.46
Avg Household Size
Occupancy Type
$282,900
Median Home Value
+9% vs state ZIP avg
$1,444
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.2%
YoY Change (2024)
288
HPI Index (2000 = 100)
+188%
Total Change Since 2000
Home values in ZIP 28213 have increased 1.2% over the past year (2024). Since 2000, this ZIP has seen +188% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.0% | 173 |
| 2021 | +16.0% | 200 |
| 2022 | +24.9% | 250 |
| 2023 | +13.8% | 285 |
| 2024 | +1.2% | 288 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 796 business establishments in ZIP 28213, employing approximately 10,328 people with a combined annual payroll of $537,199,000.
796
Businesses
10,328
Employees
$537.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 117 | 14.7% |
| Construction | 103 | 12.9% |
| Accommodation and food services | 88 | 11.1% |
| Health care and social assistance | 85 | 10.7% |
| Other services (except public administration) | 84 | 10.6% |
| Professional, scientific, and technical services | 66 | 8.3% |
| Administrative and support and waste management and remediation services | 48 | 6.0% |
| Transportation and warehousing | 42 | 5.3% |
| Wholesale trade | 39 | 4.9% |
| Real estate and rental and leasing | 38 | 4.8% |
| Finance and insurance | 33 | 4.2% |
| Manufacturing | 20 | 2.5% |
| Arts, entertainment, and recreation | 13 | 1.6% |
| Educational services | 10 | 1.3% |
| Information | 4 | 0.5% |
| Industries not classified | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28213 vs 28262 →
ZIP 28213 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28269
Charlotte (28269)
71,048 residents
- 28215
Charlotte (28215)
53,629 residents
- 28205
Charlotte (28205)
43,931 residents
- 28212
Charlotte (28212)
38,457 residents
- 28262
Charlotte (28262)
37,547 residents
- 28213
Charlotte (28213)
37,309 residents
- 28075 16,143
Harrisburg (28075)
16,143 residents
- 28206 11,898
Charlotte (28206)
11,898 residents
- 28202 11,195
Charlotte (28202)
11,195 residents
What this shows Among its immediate neighbors, ZIP 28213 ranks #6 by population - useful context the national average alone can't give.
ZIP 28213 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28075
Harrisburg (28075)
$144,288 median income
- 28202
Charlotte (28202)
$105,889 median income
- 28204
Charlotte (28204)
$92,054 median income
- 28269
Charlotte (28269)
$81,517 median income
- 28205
Charlotte (28205)
$75,622 median income
- 28215
Charlotte (28215)
$71,162 median income
- 28262
Charlotte (28262)
$69,231 median income
- 28206
Charlotte (28206)
$61,818 median income
- 28213
Charlotte (28213)
$58,146 median income
What this shows By household income, ZIP 28213 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28262 | Charlotte, NC | 37,547 | 2.8 mi |
| 28215 | Charlotte, NC | 53,629 | 3.5 mi |
| 28212 | Charlotte, NC | 38,457 | 6.6 mi |
| 28075 | Harrisburg, NC | 16,143 | 5.4 mi |
| 28206 | Charlotte, NC | 11,898 | 5.3 mi |
| 28205 | Charlotte, NC | 43,931 | 5.5 mi |
| 28269 | Charlotte, NC | 71,048 | 5.4 mi |
| 28204 | Charlotte, NC | 4,796 | 7.2 mi |
| 28280 | Charlotte, NC | 10 | 7.4 mi |
| 28202 | Charlotte, NC | 11,195 | 7.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28213, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (37,309 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mecklenburg County
Related Areas
Frequently Asked Questions
What county is ZIP code 28213 in?
ZIP code 28213 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28213?
ZIP code 28213 in Charlotte, NC has a population of 37,309 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28213?
The median household income in ZIP 28213 is $58,146, which is 24% below the national average of $76,288.
What is the average home value in ZIP 28213?
The median home value in ZIP 28213 is $282,900, which is 2% above the national average of $278,155.
What is the demographic makeup of ZIP 28213?
The largest racial group in ZIP 28213 is African American at 46.0%. Hispanic or Latino residents make up 27.8% of the population.
How many businesses are in ZIP code 28213?
ZIP code 28213 has 796 business establishments employing approximately 10,328 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28213?
The top industries by establishment count in ZIP 28213 are: Retail trade (117), Construction (103), Accommodation and food services (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28213?
According to the FHFA House Price Index, home values in ZIP 28213 increased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 188%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28213?
In ZIP code 28213, 53.1% of residents aged 25+ have a high school diploma or higher, and 33.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28213?
The mean commute time for workers in ZIP code 28213 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28213?
In ZIP code 28213, approximately 44.1% of occupied housing units are owner-occupied and 55.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28213?
The poverty rate in ZIP code 28213 is 19.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28213's numbers, next.
- See how ZIP 28213 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlotte, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.