PlainZIP

Charlotte, NC · standard

ZIP Code 28213

Mecklenburg County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,309
1,041/sq mi
$58,146
Median income
$282,900
Median home value
33.6%
Bachelor's or higher

The verdict

Charlotte pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

26th pct
household income, US ZIPs
Top 36%
home value, US ZIPs
1,041
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28213 against every reporting US ZIP.

ZIP code 28213 is a densely settled ZIP (a standard USPS delivery area) in Charlotte, Mecklenburg County, North Carolina, with 37,309 residents across 35.8 square miles, a density of 1,041 people per square mile, in the New York time zone.

ZIP 28213 reports a modest median household income of $58,146 (16% below the North Carolina average), while per-capita income is $32,606. 19.8% of residents live below the poverty line, and the unemployment rate reads 5.7%. On housing, the median home value is $282,900 (9% above the state average) with median rent at $1,444 per month, and 44.1% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 33.6% of adults hold a bachelor's degree or higher, the median age is 32.5, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28213 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28213

Top 5 sectors by establishment count in Charlotte, NC

Which industries have the most business establishments in ZIP 28213.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28213, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

37,309

Population

35.8

Area (sq mi)

1,041

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28213?

32.5

Median Age

46.3%

Male

53.7%

Female

24.2%

Foreign-Born

White 20.5%
African American 46.0%
Asian 4.7%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.8%
Hispanic or Latino 27.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,146

Median Household Income

-16% vs state

$32,606

Per Capita Income

19.8%

Poverty Rate

5.7%

Unemployment Rate

26.5 min

Mean Commute Time

How ZIP 28213 ranks nationally

Charlotte, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,146 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.1%
Bachelor's Degree or Higher 33.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,924

Total Housing Units

18,636

Occupied Units

2,288

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 44.1%
Renter 55.9%

$282,900

Median Home Value

+9% vs state

$1,444

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.2%

YoY Change (2024)

288

HPI Index (2000 = 100)

+188%

Total Change Since 2000

Home values in ZIP 28213 have increased 1.2% over the past year (2024). Since 2000, this ZIP has seen +188% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.0% 173
2021 +16.0% 200
2022 +24.9% 250
2023 +13.8% 285
2024 +1.2% 288

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 796 business establishments in ZIP 28213, employing approximately 10,328 people with a combined annual payroll of $537,199,000.

796

Businesses

10,328

Employees

$537.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 117 14.7%
Construction 103 12.9%
Accommodation and food services 88 11.1%
Health care and social assistance 85 10.7%
Other services (except public administration) 84 10.6%
Professional, scientific, and technical services 66 8.3%
Administrative and support and waste management and remediation services 48 6.0%
Transportation and warehousing 42 5.3%
Wholesale trade 39 4.9%
Real estate and rental and leasing 38 4.8%
Finance and insurance 33 4.2%
Manufacturing 20 2.5%
Arts, entertainment, and recreation 13 1.6%
Educational services 10 1.3%
Information 4 0.5%
Industries not classified 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28213 vs 28262 →

ZIP 28213 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28213 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28213 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28213 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28262 Charlotte, NC 37,547 2.8 mi
28215 Charlotte, NC 53,629 3.5 mi
28212 Charlotte, NC 38,457 6.6 mi
28075 Harrisburg, NC 16,143 5.4 mi
28206 Charlotte, NC 11,898 5.3 mi
28205 Charlotte, NC 43,931 5.5 mi
28269 Charlotte, NC 71,048 5.4 mi
28204 Charlotte, NC 4,796 7.2 mi
28280 Charlotte, NC 10 7.4 mi
28202 Charlotte, NC 11,195 7.4 mi

More ZIP Codes in Mecklenburg County

28269 standard
Charlotte, NC
Pop: 71,048
28277 standard
Charlotte, NC
Pop: 59,664
28215 standard
Charlotte, NC
Pop: 53,629
28078 standard
Huntersville, NC
Pop: 52,133
28227 standard
Charlotte, NC
Pop: 49,635
28216 standard
Charlotte, NC
Pop: 47,208

Related Areas

Mecklenburg County Charlotte, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28213 in? ▼
ZIP code 28213 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28213? ▼
ZIP code 28213 in Charlotte, NC has a population of 37,309 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28213? ▼
The median household income in ZIP 28213 is $58,146, which is 24% below the national average of $76,288.
What is the average home value in ZIP 28213? ▼
The median home value in ZIP 28213 is $282,900, which is 2% above the national average of $278,155.
What is the demographic makeup of ZIP 28213? ▼
The largest racial group in ZIP 28213 is African American at 46.0%. Hispanic or Latino residents make up 27.8% of the population.
How many businesses are in ZIP code 28213? ▼
ZIP code 28213 has 796 business establishments employing approximately 10,328 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28213? ▼
The top industries by establishment count in ZIP 28213 are: Retail trade (117), Construction (103), Accommodation and food services (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28213? ▼
According to the FHFA House Price Index, home values in ZIP 28213 increased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 188%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28213? ▼
In ZIP code 28213, 53.1% of residents aged 25+ have a high school diploma or higher, and 33.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28213? ▼
The mean commute time for workers in ZIP code 28213 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28213? ▼
In ZIP code 28213, approximately 44.1% of occupied housing units are owner-occupied and 55.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28213? ▼
The poverty rate in ZIP code 28213 is 19.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.