Charlotte, NC · standard

ZIP Code 28207

Mecklenburg County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,280
1,423/sq mi
$217,204
Median income
$1,409,300
Median home value
86.7%
Bachelor's or higher

The verdict

Charlotte pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
1,423
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28207 against every reporting US ZIP.

ZIP code 28207 is classified by USPS as a standard delivery area and covers roughly 6.5 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 9,280 residents, producing a population density of 1,423 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28207 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28207 sits at $217,204 (214% above the North Carolina average), while per-capita income is $189,319. The poverty rate stands at 2.8% and the unemployment rate at 1.9%. On housing, the median home value is $1,409,300 (443% above the state average) with median rent at $1,664 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 28207 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 86.7% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28207 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28207

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28207.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28207, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,280

Population

6.5

Area (sq mi)

1,423

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28207?

46.9

Median Age

47.2%

Male

52.8%

Female

3.9%

Foreign-Born

White 90.8%
African American 1.2%
Asian 2.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$217,204

Median Household Income

+214% vs state

$189,319

Per Capita Income

2.8%

Poverty Rate

1.9%

Unemployment Rate

How ZIP 28207 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$217,204 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 90.1%
Bachelor's Degree or Higher 86.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,527

Total Housing Units

4,129

Occupied Units

398

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 83.9%
Renter 16.1%

$1,409,300

Median Home Value

+443% vs state

$1,664

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.2%

YoY Change (2023)

257

HPI Index (2000 = 100)

+157%

Total Change Since 2000

Home values in ZIP 28207 have increased 17.2% over the past year (2023). Since 2000, this ZIP has seen +157% cumulative appreciation.

Year Annual Change HPI Index
2019 -1.8% 185
2020 +3.4% 192
2021 +4.7% 201
2022 +9.4% 219
2023 +17.2% 257

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 504 business establishments in ZIP 28207, employing approximately 8,937 people with a combined annual payroll of $709,385,000.

504

Businesses

8,937

Employees

$709.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 132 26.2%
Professional, scientific, and technical services 83 16.5%
Real estate and rental and leasing 81 16.1%
Finance and insurance 42 8.3%
Retail trade 41 8.1%
Other services (except public administration) 34 6.8%
Accommodation and food services 22 4.4%
Arts, entertainment, and recreation 14 2.8%
Construction 12 2.4%
Wholesale trade 12 2.4%
Administrative and support and waste management and remediation services 12 2.4%
Educational services 8 1.6%
Industries not classified 4 0.8%
Information 3 0.6%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28207 vs 28204 →

ZIP 28207 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28207 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28207 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28207 ranks the highest of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28204 Charlotte, NC 4,796 1.3 mi
28209 Charlotte, NC 20,317 1.9 mi
28203 Charlotte, NC 11,315 2.1 mi
28244 Charlotte, NC 0 2.2 mi
28280 Charlotte, NC 10 2.4 mi
28282 Charlotte, NC 0 2.3 mi
28202 Charlotte, NC 11,195 2.5 mi
28211 Charlotte, NC 28,523 2.5 mi
28205 Charlotte, NC 43,931 2.7 mi
28206 Charlotte, NC 11,898 4.3 mi

More ZIP Codes in Mecklenburg County

Frequently Asked Questions

What county is ZIP code 28207 in?
ZIP code 28207 (Charlotte) is located in Mecklenburg County, North Carolina. Mecklenburg County contains multiple ZIP codes, see the full list at /counties/mecklenburg-nc.
What is the population of ZIP code 28207?
ZIP code 28207 in Charlotte, NC has a population of 9,280 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28207?
The median household income in ZIP 28207 is $217,204, which is 185% above the national average of $76,288.
What is the average home value in ZIP 28207?
The median home value in ZIP 28207 is $1,409,300, which is 407% above the national average of $278,155.
What is the demographic makeup of ZIP 28207?
The largest racial group in ZIP 28207 is White at 90.8%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 28207?
ZIP code 28207 has 504 business establishments employing approximately 8,937 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28207?
The top industries by establishment count in ZIP 28207 are: Health care and social assistance (132), Professional, scientific, and technical services (83), Real estate and rental and leasing (81). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 28207?
According to the FHFA House Price Index, home values in ZIP 28207 increased by 17.2% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 157%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28207?
In ZIP code 28207, 90.1% of residents aged 25+ have a high school diploma or higher, and 86.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28207?
In ZIP code 28207, approximately 83.9% of occupied housing units are owner-occupied and 16.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28207?
The poverty rate in ZIP code 28207 is 2.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Charlotte, NC

Verify and explore additional data for this area using these official government sources.