Charlotte, NC · standard
ZIP Code 28207
Mecklenburg County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,280
- 1,423/sq mi
- $217,204
- Median income
- $1,409,300
- Median home value
- 86.7%
- Bachelor's or higher
The verdict
Charlotte pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 1,423
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28207 against every reporting US ZIP.
ZIP code 28207 is classified by USPS as a standard delivery area and covers roughly 6.5 square miles in Charlotte, Mecklenburg County, North Carolina. The area is home to 9,280 residents, producing a population density of 1,423 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28207 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28207 sits at $217,204 (214% above the North Carolina average), while per-capita income is $189,319. The poverty rate stands at 2.8% and the unemployment rate at 1.9%. On housing, the median home value is $1,409,300 (443% above the state average) with median rent at $1,664 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 28207 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 86.7% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecklenburg County, so you can benchmark 28207 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28207
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28207.
- Health care and social assistance
Health care and social assistance
132 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
83 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
81 establishments
- Finance and insurance 42
Finance and insurance
42 establishments
- Retail trade 41
Retail trade
41 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28207, Charlotte, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
9,280
Population
6.5
Area (sq mi)
1,423
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28207?
46.9
Median Age
47.2%
Male
52.8%
Female
3.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$217,204
Median Household Income
+214% vs state
$189,319
Per Capita Income
2.8%
Poverty Rate
1.9%
Unemployment Rate
How ZIP 28207 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$217,204 Top 1% higher than 99% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,527
Total Housing Units
4,129
Occupied Units
398
Vacant Units
2.25
Avg Household Size
Occupancy Type
$1,409,300
Median Home Value
+443% vs state
$1,664
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+17.2%
YoY Change (2023)
257
HPI Index (2000 = 100)
+157%
Total Change Since 2000
Home values in ZIP 28207 have increased 17.2% over the past year (2023). Since 2000, this ZIP has seen +157% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -1.8% | 185 |
| 2020 | +3.4% | 192 |
| 2021 | +4.7% | 201 |
| 2022 | +9.4% | 219 |
| 2023 | +17.2% | 257 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 504 business establishments in ZIP 28207, employing approximately 8,937 people with a combined annual payroll of $709,385,000.
504
Businesses
8,937
Employees
$709.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 132 | 26.2% |
| Professional, scientific, and technical services | 83 | 16.5% |
| Real estate and rental and leasing | 81 | 16.1% |
| Finance and insurance | 42 | 8.3% |
| Retail trade | 41 | 8.1% |
| Other services (except public administration) | 34 | 6.8% |
| Accommodation and food services | 22 | 4.4% |
| Arts, entertainment, and recreation | 14 | 2.8% |
| Construction | 12 | 2.4% |
| Wholesale trade | 12 | 2.4% |
| Administrative and support and waste management and remediation services | 12 | 2.4% |
| Educational services | 8 | 1.6% |
| Industries not classified | 4 | 0.8% |
| Information | 3 | 0.6% |
| Management of companies and enterprises | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28207 vs 28204 →
ZIP 28207 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28205
Charlotte (28205)
43,931 residents
- 28211
Charlotte (28211)
28,523 residents
- 28209
Charlotte (28209)
20,317 residents
- 28206 11,898
Charlotte (28206)
11,898 residents
- 28203 11,315
Charlotte (28203)
11,315 residents
- 28202 11,195
Charlotte (28202)
11,195 residents
- 28207 9,280
Charlotte (28207)
9,280 residents
- 28204 4,796
Charlotte (28204)
4,796 residents
- 28280 10
Charlotte (28280)
10 residents
What this shows Among its immediate neighbors, ZIP 28207 ranks #7 by population — useful context the national average alone can't give.
ZIP 28207 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28207
Charlotte (28207)
$217,204 median income
- 28211
Charlotte (28211)
$132,917 median income
- 28202
Charlotte (28202)
$105,889 median income
- 28203
Charlotte (28203)
$104,696 median income
- 28209
Charlotte (28209)
$101,873 median income
- 28204
Charlotte (28204)
$92,054 median income
- 28205 $75,622
Charlotte (28205)
$75,622 median income
- 28206 $61,818
Charlotte (28206)
$61,818 median income
What this shows By household income, ZIP 28207 ranks the highest of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 28204 | Charlotte, NC | 4,796 | 1.3 mi |
| 28209 | Charlotte, NC | 20,317 | 1.9 mi |
| 28203 | Charlotte, NC | 11,315 | 2.1 mi |
| 28244 | Charlotte, NC | 0 | 2.2 mi |
| 28280 | Charlotte, NC | 10 | 2.4 mi |
| 28282 | Charlotte, NC | 0 | 2.3 mi |
| 28202 | Charlotte, NC | 11,195 | 2.5 mi |
| 28211 | Charlotte, NC | 28,523 | 2.5 mi |
| 28205 | Charlotte, NC | 43,931 | 2.7 mi |
| 28206 | Charlotte, NC | 11,898 | 4.3 mi |
More ZIP Codes in Mecklenburg County
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Frequently Asked Questions
What county is ZIP code 28207 in? ▼
What is the population of ZIP code 28207? ▼
What is the median household income in ZIP 28207? ▼
What is the average home value in ZIP 28207? ▼
What is the demographic makeup of ZIP 28207? ▼
How many businesses are in ZIP code 28207? ▼
What are the main industries in ZIP code 28207? ▼
How have home values changed in ZIP code 28207? ▼
What is the education level in ZIP code 28207? ▼
What percentage of residents own vs. rent in ZIP 28207? ▼
What is the poverty rate in ZIP code 28207? ▼
ZIP Code Research Guides
Official Data Resources for Charlotte, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.