Residential delivery area · North Carolina

ZIP Code 28207: Charlotte, NC

ZIP code 28207 is in Charlotte, North Carolina, entirely in Mecklenburg County (Census 2020 ZIP-county file). About 9,500 people live there (Census Bureau, ACS 2020-2024), the 23rd most populous of Charlotte's 29 residential ZIP codes. Median household income is $217,204 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
282sectional center: Charlotte, NC (SCF 282)
07delivery area within it
Town
Charlotte · 29 residential ZIPs
Census places
Charlotte
Neighborhoods
Colonial Heights, Myers Park GeoNames
Metro area
Charlotte-Concord-Gastonia, NC-SC
House district
NC-12 119th Congress
Time zone
Eastern
Land area
2.4 sq mi · 3,921 people per sq mi
PO Box ZIPs
45 more ZIP codes use the name Charlotte for PO boxes or single organizations

Where is ZIP code 28207?

28207 centers on 35.194°, -80.825° and covers 2.4 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 28274, 28204, 28209, 28203, 28211, 28205.

28203 · Charlotte28204 · Charlotte28205 · Charlotte28209 · Charlotte28211 · Charlotte28274 · Charlotte28207 · Charlotte (this ZIP)2820728211282052820928203282042827428203 · Charlotte28204 · Charlotte28205 · Charlotte28209 · Charlotte28211 · Charlotte28274 · Charlotte28207 · Charlotte (this ZIP)28207282112820528209282032820428203 · Charlotte28204 · Charlotte28205 · Charlotte28209 · Charlotte28211 · Charlotte28274 · Charlotte28207 · Charlotte (this ZIP)2820728211282092820328204
Shaded by median household income, in national fifths (ACS 2020-2024); 28207 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28207, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 28207 compare with the rest of Charlotte?

Rank of 28207 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28207In CharlotteIn NC
People (ACS 2020-2024)9,52723rd of 29322nd of 853
Median household income$217knot rankednot ranked
Median home value$1.41M1st of 241st of 572

28207's median household income is not ranked: its 90% margin of error (±$56,277) is more than a quarter of the figure ($217,204). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 91% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28207?

The 2020 Census counted 9,184 people in 28207; the ACS, which samples households over 2020-2024, estimates 9,527. Between the 2010 and 2020 censuses its population fell 1.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
9,527
2020 Census count
9,184−1.0% since 2010 (9,280)
Households
4,129
Median age
46.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28207?

Of the 9,527 people the ACS estimates in 28207, 20.8% are under 18 and 18.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.5%).

  • Under 1820.8%
  • 18 to 6460.6%
  • 65 and older18.6%
Age of the people of 28207 (ACS 2020-2024, B01001)
  • White, not Hispanic90.5%
  • Hispanic or Latino4.0%
  • Asian, not Hispanic2.4%
  • Other or two or more2.0%
  • Black, not Hispanic1.1%
Race and Hispanic origin in 28207 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28207 earn?

Median household income is $217,204 (ACS 2020-2024). It is not measurably different from 2015-2019 ($167,279 in 2024 dollars): the change is within the surveys' margins of error.

By IRS adjusted gross income per tax return ($651,459, 2022), 28207 ranks 51st in the U.S. among ZIP codes of 1,000+ people with 200+ returns and at most 1.5 returns per household (see the ranking).

Median household income
$217,204±$56,277
Income per person
$189,319
Below the poverty line
2.8%
Unemployed (of the labor force)
1.9%
Adults 25+ with a bachelor's degree
86.7%
Adjusted gross income per tax return, 2022
$651,4594,450 returns; wages 43% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28207?

FHFA's house price index for 28207, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 47% from 2020 to 2025.

Median home value (owners' estimate)
$1,409,300
Median gross rent
$1,664
Homes owned by their occupants
83.9%
Housing units
4,527
0 400 800 1200 1600 2000 197719902000201020202025 0 400 800 1200 1600 2000 197719902000201020202025 0 400 800 1200 1600 2000 197719902000201020202025
Index = 100 in 1977, the first year FHFA reports for 28207; 2025: 1999.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28207?

504 business establishments had a location in this ZIP code in 2023, 45 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance132
  • Professional, scientific, and technical services83
  • Real estate and rental and leasing81
  • Finance and insurance42
  • Retail trade41
  • Other services (except public administration)34

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28207?

ZIP codes that share a boundary with 28207, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28274Charlotte747–0.6 mi
28204Charlotte9,314$92k1.4 mi
28209Charlotte24,331$102k2.0 mi
28203Charlotte18,823$105k2.1 mi
28211Charlotte33,925$133k2.5 mi
28205Charlotte51,806$76k2.6 mi
28244Charlotte0–2.3 mi (near)
28282Charlotte0–2.4 mi (near)
28280Charlotte0–2.5 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.